Caren S. Ober

BALANCING LIFE FINANCIAL PLANNING

ORANGE, CA 92867

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CRD#: 4422483

Professional summary

Caren Sue Ober, who also goes by Caren Sue Bloom, is a registered financial advisor currently at BALANCING LIFE FINANCIAL PLANNING located in Orange, California.

Caren is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2001. Caren has worked at 6 firms and has passed the Series 65, Series 63, SIE, Series 22 and Series 6 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Caren Sue Bloom

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

(1) 100% OWNER OF "CAREN OBER ACCOUNTANCY CORP. DBA OBER FINANCIAL" OFFERING ESTATE/TAX PLANNING, BUSINESS CONTINUITY PLANNING, AND TAX PREPARATION SINCE 1980. APPROXIMATELY 100% TIME SPENT. BUSINESS CONDUCTED AT OFFICE ADDRESS OF RECORD.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Caren Sue Ober's CRS (Customer Relationship Summary).

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

January 14, 2020 - Present

BALANCING LIFE FINANCIAL PLANNING

Office #1: 900 E. Katella Ave Suite B, Orange, CA 92867

RIA

CRD#: 305808

ORANGE, CA

Past

October 10, 2012 - November 5, 2019

INDEPENDENT FINANCIAL GROUP, LLC

RIA

CRD#: 7717

Orange, CA

Past

October 5, 2012 - November 5, 2019

INDEPENDENT FINANCIAL GROUP, LLC

CRD#: 7717

Orange, CA

Past

July 2, 2004 - October 26, 2012

CETERA INVESTMENT ADVISERS LLC

RIA

CRD#: 105644

ORANGE, CA

Past

June 30, 2004 - October 26, 2012

CETERA FINANCIAL SPECIALISTS LLC

CRD#: 10358

ORANGE, CA

Past

May 13, 2002 - July 2, 2004

HOCHMAN & BAKER INVESTMENT ADVISORY SERVICES, INC.

RIA

CRD#: 105560

ORANGE, CA

Past

October 9, 2001 - June 30, 2004

HOCHMAN & BAKER SECURITIES, INC.

CRD#: 19949

STAMFORD, CT

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

California
(1/14/2020)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 65

Date: 1/10/2002

Uniform Investment Adviser Law Examination

State Security Law Exam

Series 63

Date: 8/27/2001

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 22

Date: 7/31/2008

Direct Participation Programs Representative Examination

General Industry/Product Exam

Series 6

Date: 10/8/2001

Investment Company Products/Variable Contracts Representative Examination

Current Firm

BALANCING LIFE FINANCIAL PLANNING

BALANCING LIFE FINANCIAL PLANNING | OBER, EDWARD JACOB

CRD#: 305808 / SEC#:

California

Registered Investment Advisory firm - (11/8/2019 Approved)

Texas

Registered Investment Advisory firm - (8/18/2022 Conditional Restricted)

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Contact information

Main Address

900 E. Katella Ave Suite B, Orange, CA 92867

Mailing Address

Phone number

(714) 771-7570

Established

Firm type

Fiscal year end

# of Employees

Documents

Latest Form ADV

Regulatory assets under management

Total Number of Accounts	50
AUM (Assets Under Management)	$ 17,338,571

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Advisor Monitoring

Firm Stability Insights

Caren S. Ober

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Caren Sue Ober's CRS (Customer Relationship Summary).

Certified licenses

Experience

INDEPENDENT FINANCIAL GROUP, LLC

INDEPENDENT FINANCIAL GROUP, LLC

CETERA INVESTMENT ADVISERS LLC

CETERA FINANCIAL SPECIALISTS LLC

HOCHMAN & BAKER INVESTMENT ADVISORY SERVICES, INC.

HOCHMAN & BAKER SECURITIES, INC.

State Registrations and Notice Filings

Exams

Series 65

Date: 1/10/2002

Series 63

Date: 8/27/2001

SIE

Date: 10/1/2018

Series 22

Date: 7/31/2008

Series 6

Date: 10/8/2001

Current Firm

BALANCING LIFE FINANCIAL PLANNING

Contact information

Documents

Regulatory assets under management

Red Flags

Company Information

BALANCING LIFE FINANCIAL PLANNING

TRUST BUT VERIFY

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