David J. Laidlaw

SPECTRUM FINANCIAL RESOURCES

TROY, MI 48084

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CRD#: 4412079

Professional summary

David John Laidlaw is a registered financial advisor currently at SPECTRUM FINANCIAL RESOURCES located in Troy, Michigan and UNITED PLANNERS' FINANCIAL SERVICES OF AMERICA A LIMITED PARTNER located in Troy, Michigan.

David is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 2001. David has worked at 7 firms and has passed the Series 66, SIE and Series 7 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

None

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

1.) SPECTRUM FINANCIAL - AGENT - INSURANCE SERVICES, OFFICE OF DAN HOBAN - SINCE 06/2014 - TROY, MI. - INVESTMENT RELATED 2.) DAVID LAIDLAW, NOTARY PUBLIC - NOTARY -CONSULTANT - NOTARY SERVICES, SINCE 11/1999 - TROY, MI. - NON-INVESTMENT RELATED 3.) LAW OFFICE OF DAVID J. LAIDLAW - PRESIDENT - LAW AND TAX PREPARATION - TROY, MI - SINCE 09/2001 - NOT INVESTMENT RELATED 4.) SPECTRUM FINANCIAL - VICE PRESIDENT - INVESTMENT ADVISOR REPRESENTATIVE - TROY, MI - SINCE 05/2014 - INVESTMENT RELATED 5.) DAVID J LAIDLAW - INSURANCE AGENT - NON-VARIABLE INSURANCE - TROY, MI - SINCE 07/2001 - INVESTMENT RELATED

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view David John Laidlaw's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

June 18, 2014 - Present

SPECTRUM FINANCIAL RESOURCES

Office #1: 1661 W. Big Beaver, Troy, MI 48084

RIA

CRD#: 127453

TROY, MI

Current

May 30, 2014 - Present

UNITED PLANNERS' FINANCIAL SERVICES OF AMERICA A LIMITED PARTNER

Office #1: 1661 W. Big Beaver, Troy, MI 48084

RIA

CRD#: 20804

TROY, MI

Past

September 21, 2010 - June 3, 2014

NEXT FINANCIAL GROUP, INC.

RIA

CRD#: 46214

TROY, MI

Past

April 11, 2007 - June 3, 2014

NEXT FINANCIAL GROUP, INC.

CRD#: 46214

TROY, MI

Past

January 3, 2007 - April 20, 2007

FIRST ALLIED ADVISORY SERVICES, INC.

RIA

CRD#: 137888

CHESTERFIELD, MO

Past

July 14, 2006 - January 3, 2007

FFP ADVISORY SERVICES INC

RIA

CRD#: 110778

TROY, MI

Past

March 11, 2004 - April 20, 2007

FFP SECURITIES, INC.

CRD#: 16337

TROY, MI

Past

July 12, 2001 - March 11, 2004

SIGMA FINANCIAL CORPORATION

CRD#: 14303

ANN ARBOR, MI

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

SPECTRUM FINANCIAL RESOURCES

SPECTRUM FINANCIAL RESOURCE, LLC | SPECTRUM FINANCIAL RESOURCES, LLC | SPECTRUM FINANCIAL RESOURCES

CRD#: 127453 / SEC#: 801-126271

RIA

Registered Investment Advisory firm - (8/23/2022 Approved)

Michigan

Registered Investment Advisory firm - (9/7/2022 Terminated)

Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

Michigan
(5/30/2014)

IAR

Michigan
(6/18/2014)

Montana
(5/25/2022)

Ohio
(5/30/2014)

Texas
(6/16/2025)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state. Note: This rule does not apply to broker-dealer activity.

Exams

State Security Law Exam

IAR

Series 66

Date: 7/24/2001

Uniform Combined State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 7/11/2001

General Securities Representative Examination

SRO Registrations

FINRA

Current Firm

SPECTRUM FINANCIAL RESOURCES

SPECTRUM FINANCIAL RESOURCE, LLC | SPECTRUM FINANCIAL RESOURCES, LLC | SPECTRUM FINANCIAL RESOURCES

CRD#: 127453 / SEC#: 801-126271

RIA

Registered Investment Advisory firm - (8/23/2022 Approved)

Michigan

Registered Investment Advisory firm - (9/7/2022 Terminated)

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Contact information

Main Address

1661 W. Big Beaver, Troy, MI 48084

Mailing Address

Phone number

(248) 643-0033

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (2 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

FORM ADV PART 2A (4/21/2025)

Regulatory assets under management

Total Number of Accounts	1,188
AUM (Assets Under Management)	$ 206,606,422

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Firm Stability Insights

David J. Laidlaw

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view David John Laidlaw's CRS (Customer Relationship Summary).

Certified licenses

Experience

UNITED PLANNERS' FINANCIAL SERVICES OF AMERICA A LIMITED PARTNER

NEXT FINANCIAL GROUP, INC.

NEXT FINANCIAL GROUP, INC.

FIRST ALLIED ADVISORY SERVICES, INC.

FFP ADVISORY SERVICES INC

FFP SECURITIES, INC.

SIGMA FINANCIAL CORPORATION

Primary Firm SEC Registration

SPECTRUM FINANCIAL RESOURCES

State Registrations and Notice Filings

Exams

Series 66

Date: 7/24/2001

SIE

Date: 10/1/2018

Series 7

Date: 7/11/2001

FINRA

Current Firm

SPECTRUM FINANCIAL RESOURCES

Contact information

SEC notice filing (2 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

SPECTRUM FINANCIAL RESOURCES

TRUST BUT VERIFY

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