Heather L. Pacheco
THE AMERIFLEX GROUP
DENVER, CO 80203
Some features on this profile are disabled
CRD#: 4392724
Professional summary
Heather Litz Pacheco, CFP®, who also goes by Heather Martinez Litz, Heather Renee Litz, Heather Litz-pacheco, Heather Litz Martinez, is a registered financial advisor currently at THE AMERIFLEX GROUP located in Denver, Colorado and CAMBRIDGE INVESTMENT RESEARCH, INC. located in Lakewood, Colorado.
Heather is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 2001. Heather has worked at 9 firms and has passed the Series 65, Series 66, SIE and Series 7 exams.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
Heather Martinez Litz | Heather Renee Litz | Heather Litz-Pacheco | Heather Litz Martinez
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
1. COONEY ASSOCIATES, 6595 W 14th Ave, Suite 100, Lakewood CO 80214, United States, 01/01/2020, Owner, DBA Name, INV REL, 173 HR/MO - 130 HR/MO TRADING 2. COONEY ASSOCIATES, 6595 W 14th Ave, Suite 100, Lakewood CO 80214, United States, 11/06/2003, Agent, Insurance/Benefits/Human Resources, INV REL, 30 HR/MO - 15 HR/MO TRADING 3. SECOND WIND FUND, 303 East 17th Ave., Suite 400, Denver CO 80203, United States, 08/01/2022, Treasurer, Board Member/Officer/Director/Committee Member/Board Trustee, NIR, 10 HR/MO - 0 HR/MO TRADING 4. THE AMERIFLEX GROUP, 8485 W Sunset Rd, Suite 204, Las Vegas NV 89113, United States, 04/29/2020, IAR, RIA Affiliation - other than CIRA, INV REL, 173 HR/MO - 130 HR/MO TRADING
CRS (Client Relationship Summary) - RIA
Click below to view Heather Litz Pacheco's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
CFP®
Start date: 2015
Experience
Current
April 30, 2020 - Present
THE AMERIFLEX GROUP
Office #1: 789 Sherman Street Suite 550, Denver, CO 80203RIA
CRD#: 305585
DENVER, CO
Current
June 27, 2025 - Present
CAMBRIDGE INVESTMENT RESEARCH, INC.
Office #1: 6595 W. 14th Ave Ste 100, Lakewood, CO 80214BD
CRD#: 39543
Lakewood, CO
Past
September 1, 2023 - July 10, 2025
OSAIC WEALTH, INC.
BD
CRD#: 23131
LAKEWOOD, CO
Past
April 29, 2020 - September 1, 2023
OSAIC SERVICES, INC.
BD
CRD#: 133763
LAKEWOOD, CO
Past
February 7, 2013 - May 4, 2020
VOYA FINANCIAL ADVISORS, INC.
RIA
CRD#: 2882
DENVER, CO
Past
August 6, 2012 - May 4, 2020
VOYA FINANCIAL ADVISORS, INC.
BD
CRD#: 2882
DENVER, CO
Past
March 5, 2009 - August 3, 2012
TALCOTT RESOLUTION DISTRIBUTION COMPANY, INC.
BD
CRD#: 37819
DENVER, CO
Past
July 5, 2004 - March 5, 2009
HIMCO DISTRIBUTION SERVICES COMPANY
BD
CRD#: 6604
DENVER, CO
Past
January 14, 2003 - May 7, 2003
WADDELL & REED
RIA
CRD#: 866
ENGLEWOOD, CO
Past
January 14, 2003 - May 7, 2003
WADDELL & REED
BD
CRD#: 866
OVERLAND PARK, KS
Past
July 25, 2002 - December 20, 2002
A. G. EDWARDS & SONS, INC.
RIA
CRD#: 4
DENVER, CO
Past
July 25, 2002 - December 20, 2002
A. G. EDWARDS & SONS, INC.
BD
CRD#: 4
ST. LOUIS, MO
Past
July 5, 2001 - March 19, 2002
A. G. EDWARDS & SONS, INC.
BD
CRD#: 4
ST. LOUIS, MO
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
TA
THE AMERIFLEX GROUP
A.M. FINANCIAL GROUP | UNDERHILL FINANCIAL ADVISORS, LLC | TURNING POINTE WEALTH MANAGEMENT | TRUSTED FINANCIAL ADVISORS | TRAILHEAD FINANCIAL GROUP | THE STRAUB GROUP ADVANTAGE | THE PLATINUM WEALTH GROUP | THE MECKENSTOCK GROUP, INC. | THE AMERIFLEX GROUP, INC. | THE AMERIFLEX GROUP | SUMMIT FINANCIAL & INSURANCE SERVICES | STRATEGIC LEGACY WEALTH MANAGEMENT | SHEPHERD LEGACY | SEVEN HILL WEALTH PLANNING | SCOTT HARRIS FINANCIAL GROUP | RS ADVISORS | ROZELL WEALTH MANAGEMENT | RETIREMENT SOLUTIONS, INC. | PRONGHORN WEALTH | PLANNING RESOURCES, INC. | PINNACLE FINANCIAL ADVISORS | PILKINGTON FINANCIAL GROUP | PERFECTED WEALTH MANAGEMENT | PEAK FINANCIAL SOLUTIONS | PATHWAY FINANCIAL SERVICES, INC. | PAJAK FINANCIAL SERVICES | ONE VISION FINANCIAL | NOW FINANCIAL | NEWCASTLE FINANCIAL ADVISORS | MONARCH WEALTH STRATEGIES | MOMENTUM FINANCIAL PARTNERS, LLC | MD BROWN FINANCIAL | MCCONNELL WEALTH PARTNERS, LLP | MBA CAPITAL ADVISORS | MARKLAND WEALTH MANAGEMENT, INC. | MANCUSO WEALTH MANAGEMENT | MAES FINANCIAL | LUTZ WEALTH ADVISORS | LEIGH WEALTH MANAGEMENT GROUP | KNOX GROVE FINANCIAL LLC | KAUTZ/BUCKLEY | INTUITIVE SOLUTIONS INSURANCE & WEALTH STRATEGIES | INSIGHT FINANCIAL GROUP | HOLLAND FINANCIAL INC. | GREAT FUTURES | FOURFRONT WEALTH MANAGEMENT | FINANCIAL TRANSITION PARTNERS | ERSI WEALTH MANAGEMENT | EPIC HOLISTIC PARTNERS | ENVISION FINANCIAL PARTNERS | DJH FINANCIAL SERVICES | CURO FINANCIAL & INSURANCE SOLUTIONS | CS FINANCIAL SERVICES, LLC | COONEY ASSOCIATES | COHESION WEALTH ADVISORS | CHARLES STEPHEN AND COMPANY, INC. | BRUCO INVESTMENT GROUP | BRIDGES WEALTH MANAGEMENT | BESSELMAN WEALTH PLANNER | BECKER WEALTH MANAGEMENT | BARTON FINANCIAL SERVICES, INC. | BALLEK WEALTH MANAGEMENT | B P FINANCIAL SERVICES, INC. | ANDERSON FINANCIAL SOLUTIONS & INSURANCE SERVICES | AMERIFLEX FINANCIAL SERVICES | AMENITY WEALTH
CRD#: 305585 / SEC#: 801-117784
RIA
Registered Investment Advisory firm - (12/13/2019 Approved)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
Alaska(6/27/2025)
RR
Arizona(6/27/2025)
RR
California(6/27/2025)
IAR
Colorado(4/30/2020)
RR
Colorado(6/27/2025)
RR
Connecticut(6/27/2025)
RR
Florida(6/27/2025)
RR
Georgia(6/27/2025)
RR
Hawaii(6/27/2025)
RR
Idaho(6/27/2025)
RR
Illinois(6/27/2025)
RR
Indiana(6/27/2025)
RR
Kansas(6/27/2025)
RR
Massachusetts(6/27/2025)
RR
Michigan(6/27/2025)
RR
Missouri(6/27/2025)
RR
Nebraska(6/27/2025)
RR
Nevada(6/27/2025)
RR
New Mexico(6/27/2025)
RR
New York(6/27/2025)
RR
North Carolina(7/14/2025)
RR
Ohio(6/27/2025)
RR
Oregon(6/27/2025)
RR
Pennsylvania(6/27/2025)
RR
South Dakota(6/30/2025)
RR
Tennessee(6/27/2025)
IAR
Texas(1/2/2021)
RR
Texas(6/27/2025)
RR
Virginia(6/27/2025)
RR
Washington(6/27/2025)
RR
West Virginia(6/27/2025)
RR
Wyoming(6/27/2025)
Exams
State Security Law Exam
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
SRO Registrations
RR
FINRA
Current Firm
TA
THE AMERIFLEX GROUP
A.M. FINANCIAL GROUP | UNDERHILL FINANCIAL ADVISORS, LLC | TURNING POINTE WEALTH MANAGEMENT | TRUSTED FINANCIAL ADVISORS | TRAILHEAD FINANCIAL GROUP | THE STRAUB GROUP ADVANTAGE | THE PLATINUM WEALTH GROUP | THE MECKENSTOCK GROUP, INC. | THE AMERIFLEX GROUP, INC. | THE AMERIFLEX GROUP | SUMMIT FINANCIAL & INSURANCE SERVICES | STRATEGIC LEGACY WEALTH MANAGEMENT | SHEPHERD LEGACY | SEVEN HILL WEALTH PLANNING | SCOTT HARRIS FINANCIAL GROUP | RS ADVISORS | ROZELL WEALTH MANAGEMENT | RETIREMENT SOLUTIONS, INC. | PRONGHORN WEALTH | PLANNING RESOURCES, INC. | PINNACLE FINANCIAL ADVISORS | PILKINGTON FINANCIAL GROUP | PERFECTED WEALTH MANAGEMENT | PEAK FINANCIAL SOLUTIONS | PATHWAY FINANCIAL SERVICES, INC. | PAJAK FINANCIAL SERVICES | ONE VISION FINANCIAL | NOW FINANCIAL | NEWCASTLE FINANCIAL ADVISORS | MONARCH WEALTH STRATEGIES | MOMENTUM FINANCIAL PARTNERS, LLC | MD BROWN FINANCIAL | MCCONNELL WEALTH PARTNERS, LLP | MBA CAPITAL ADVISORS | MARKLAND WEALTH MANAGEMENT, INC. | MANCUSO WEALTH MANAGEMENT | MAES FINANCIAL | LUTZ WEALTH ADVISORS | LEIGH WEALTH MANAGEMENT GROUP | KNOX GROVE FINANCIAL LLC | KAUTZ/BUCKLEY | INTUITIVE SOLUTIONS INSURANCE & WEALTH STRATEGIES | INSIGHT FINANCIAL GROUP | HOLLAND FINANCIAL INC. | GREAT FUTURES | FOURFRONT WEALTH MANAGEMENT | FINANCIAL TRANSITION PARTNERS | ERSI WEALTH MANAGEMENT | EPIC HOLISTIC PARTNERS | ENVISION FINANCIAL PARTNERS | DJH FINANCIAL SERVICES | CURO FINANCIAL & INSURANCE SOLUTIONS | CS FINANCIAL SERVICES, LLC | COONEY ASSOCIATES | COHESION WEALTH ADVISORS | CHARLES STEPHEN AND COMPANY, INC. | BRUCO INVESTMENT GROUP | BRIDGES WEALTH MANAGEMENT | BESSELMAN WEALTH PLANNER | BECKER WEALTH MANAGEMENT | BARTON FINANCIAL SERVICES, INC. | BALLEK WEALTH MANAGEMENT | B P FINANCIAL SERVICES, INC. | ANDERSON FINANCIAL SOLUTIONS & INSURANCE SERVICES | AMERIFLEX FINANCIAL SERVICES | AMENITY WEALTH
CRD#: 305585 / SEC#: 801-117784
RIA
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Contact information
Main Address
8475 W. Sunset Road, Suite 101, Las Vegas, NV 89113
Mailing Address
Phone number
(702) 987-9730
Established
Firm type
Fiscal year end
# of Employees
166
SEC notice filing (40 States and Territories)
Documents
Regulatory assets under management
| Total Number of Accounts | 34,131 |
| AUM (Assets Under Management) | $ 9,355,813,271 |
Red Flags
Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.
Check for any disclosures as part of your thorough research when choosing an advisor.
