Benjamin M. Hard

SARA-BAY FINANCIAL

Sarasota, FL 34232

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CRD#: 4362335

Professional summary

Benjamin Michael Hard, CFP® is a registered financial advisor currently at SARA-BAY FINANCIAL CORP. located in Sarasota, Florida.

Benjamin is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2001. Benjamin has worked at 9 firms and has passed the Series 65, Series 63, Series 55 and Series 7 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

None

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Benjamin Michael Hard's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

CFP^®

Certified Financial Planner

Start date: 2015

Experience

Current

March 2, 2020 - Present

SARA-BAY FINANCIAL CORP.

Office #1: 2201 Cantu Court Suite 102, Sarasota, FL 34232

RIA

CRD#: 133443

Sarasota, FL

Past

March 5, 2010 - December 31, 2019

SARA-BAY FINANCIAL CORP.

RIA

CRD#: 133443

SARASOTA, FL

Past

January 9, 2008 - December 31, 2009

NORTHEAST SECURITIES, LLC

CRD#: 25996

SARASOTA, FL

Past

August 23, 2005 - April 13, 2006

REGAL SECURITIES, INC.

CRD#: 7297

GLENVIEW, IL

Past

April 28, 2004 - April 14, 2008

EDMP, INC.

RIA

CRD#: 110248

TAMPA, FL

Past

May 20, 2003 - August 26, 2003

LAVAFLOW, INC.

CRD#: 120444

NEW YORK, NY

Past

April 16, 2003 - May 14, 2003

NORTH AMERICAN CLEARING, INC.

CRD#: 39118

LONGWOOD, FL

Past

March 3, 2003 - March 19, 2003

FIS BROKERAGE & SECURITIES SERVICES LLC

CRD#: 104162

BOLINGBROOK, IL

Past

February 18, 2003 - March 3, 2003

RUMSON CAPITAL, LLC

CRD#: 33848

MONTEBELLO, NY

Past

March 21, 2001 - January 31, 2003

NAVILLUS SECURITIES, INC.

CRD#: 31230

WEST CONSHOHOCKEN, PA

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

SARA-BAY FINANCIAL CORP.

NO COMMISSION ANNUITY | SARA-BAY FINANCIAL CORP.

CRD#: 133443 / SEC#: 801-79508

RIA

Registered Investment Advisory firm - (4/21/2014 Approved)

Florida

Registered Investment Advisory firm - (4/23/2014 Terminated)

Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

Florida
(3/2/2020)

IAR

Texas
(7/30/2020)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 65

Date: 2/16/2004

Uniform Investment Adviser Law Examination

State Security Law Exam

Series 63

Date: 3/30/2001

Uniform Securities Agent State Law Examination

General Industry/Product Exam

Series 55

Date: 2/1/2002

Limited Representative-Equity Trader Exam

General Industry/Product Exam

Series 7

Date: 3/20/2001

General Securities Representative Examination

Current Firm

SARA-BAY FINANCIAL CORP.

NO COMMISSION ANNUITY | SARA-BAY FINANCIAL CORP.

CRD#: 133443 / SEC#: 801-79508

RIA

Registered Investment Advisory firm - (4/21/2014 Approved)

Florida

Registered Investment Advisory firm - (4/23/2014 Terminated)

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Contact information

Main Address

2201 Cantu Court Suite 102, Sarasota, FL 34232

Mailing Address

Phone number

(941) 371-8027

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (8 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

MIKE HARD SUPPLEMENT (1/28/2025)

DISCLOSURE BROCHURE 1-1-2020 AMENDED 7-17-20, AMENDED 2-3-2023 (1/28/2025)

JAMES CHRISTOPHER MILLS (1/28/2025)

BEN HARD SUPPLEMENT (1/28/2025)

Regulatory assets under management

Total Number of Accounts	848
AUM (Assets Under Management)	$ 318,307,523

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Firm Stability Insights

Benjamin M. Hard

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Benjamin Michael Hard's CRS (Customer Relationship Summary).

Certified licenses

Experience

SARA-BAY FINANCIAL CORP.

NORTHEAST SECURITIES, LLC

REGAL SECURITIES, INC.

EDMP, INC.

LAVAFLOW, INC.

NORTH AMERICAN CLEARING, INC.

FIS BROKERAGE & SECURITIES SERVICES LLC

RUMSON CAPITAL, LLC

NAVILLUS SECURITIES, INC.

Primary Firm SEC Registration

SARA-BAY FINANCIAL CORP.

State Registrations and Notice Filings

Exams

Series 65

Date: 2/16/2004

Series 63

Date: 3/30/2001

Series 55

Date: 2/1/2002

Series 7

Date: 3/20/2001

Current Firm

SARA-BAY FINANCIAL CORP.

Contact information

SEC notice filing (8 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

SARA-BAY FINANCIAL CORP.

TRUST BUT VERIFY

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