NF
Nicole M. Finamore
CETERA INVESTMENT ADVISERS LLC
West Point, UT 84015
Some features on this profile are disabled
CRD#: 4349156
NF
Professional summary
Nicole Michelle Finamore, who also goes by Nicole Michelle Franks, Nicole Michelle Gwilliam, Nicole Michelle Gwilliam-bertaud, is a registered financial advisor currently at CETERA INVESTMENT ADVISERS LLC located in West Point, Utah and CETERA WEALTH SERVICES, LLC located in Farmington, Utah.
Nicole is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 2001. Nicole has worked at 10 firms and has passed the Series 66, Series 63, Series 65, SIE and Series 7 exams.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
Nicole Michelle Franks | Nicole Michelle Gwilliam | Nicole Michelle Gwilliam-Bertaud
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
1. NAME OF OTHER BUSINESS: FIXED INSURANCE WITH VARIOUS COMPANIES INVESTMENT RELATED: YES ADDRESS: SAME AS REGISTERED LOCATION NATURE OF BUSINESS: FIXED INSURANCE APX NUMBER OF HOURS PER WEEK: 2 APX NUMBER OF HOURS DURING TRADING HOURS: 2 POSITION/TITLE/RELATIONSHIP: INSURANCE AGENT BRIEF DESCRIPTION OF DUTIES: SELLS LIFE, HEALTH, AND ANNUITIES 2. NAME OF OTHER BUSINESS: HORIZON CREDIT UNION; INVESTMENT RELATED: YES; ADDRESS: SAME AS REGISTERED LOCATION; NATURE OF BUSINESS: CREDIT UNION; POSITION/TITLE/RELATIONSHIP: FINANCIAL PROFESSIONAL; START DATE: 01/2020; APX NUMBER OF HOURS PER WEEK: 40; APX NUMBER OF HOURS DURING TRADING HOURS: 32.5; BRIEF DESCRIPTION OF DUTIES: CETERA ADVISOR NETWORKS LOCATED AT HORIZON CREDIT UNION 3. NAME OF OTHER BUSINESS: LIFE REVEALED INVESTMENT RELATED: NO ADDRESS: 3278 N 1000 E, OGDEN, UTAH 84414 NATURE OF BUSINESS: MINISTER/COUNSELOR POSITION/TITLE/RELATIONSHIP: I AM A MINISTER. I TEACH CLASSES, CONDUCT SPIRITUAL COUNSELING, OFFICIATE EVENTS START DATE: 1/2010 APX NUMBER OF HOURS PER WEEK: 4 APX NUMBER OF HOURS DURING TRADING HOURS: 4 BRIEF DESCRIPTION OF DUTIES: I AM A MINISTER. I TEACH CLASSES, CONDUCT SPIRITUAL COUNSELING, OFFICIATE EVENTS 4. NAME OF OTHER BUSINESS: PIONEER FEDERAL CREDIT UNION; INVESTMENT RELATED: YES; ADDRESS: SAME AS REGISTERED LOCATION NATURE OF BUSINESS: CREDIT UNION; POSITION/TITLE/RELATIONSHIP: FINANCIAL PROFESSIONAL; START DATE: 05/2022; APX NUMBER OF HOURS PER WEEK: 40 APX NUMBER OF HOURS DURING TRADING HOURS: 32.5 BRIEF DESCRIPTION OF DUTIES: CETERA ADVISOR NETWORKS LOCATED AT PIONEER CREDIT UNION 5. NAME OF OTHER BUSINESS: MEDICARE CU; INVESTMENT RELATED: NO; ADDRESS: SAME AS REGISTERED LOCATION; NATURE OF BUSINESS: MEDICARE; START DATE: 01/2022; POSITION/TITLE/RELATIONSHIP: MEDICARE SALES REP; APX NUMBER OF HOURS PER WEEK: 5; APX NUMBER OF HOURS DURING TRADING HOURS: 5; BRIEF DESCRIPTION OF DUTIES: HELP CREDIT UNION CUSTOMERS GET ANSWERS TO THEIR MEDICARE QUESTIONS. HELP THEM SIGN UP IF THEY ARE READY TO; 6. NAME OF OTHER BUSINESS: PROSPERIBEE; INVESTMENT RELATED: YES, ADDRESS: SAME AS REGISTERED LOCATION, NATURE OF BUSINESS: FINANCIAL SERVICES, START DATE: 2/2025, POSITION/TITLE/RELATIONSHIP: OWNER, APX NUMBER OF HOURS PER WEEK: 40, APX NUMBER OF HOURS DURING TRADING HOURS: 32.5, BRIEF DESCRIPTION OF DUTIES: DBA FOR FINANCIAL SERVICES;
CRS (Client Relationship Summary) - RIA
Click below to view Nicole Michelle Finamore's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
NoneExperience
Current
June 29, 2023 - Present
CETERA INVESTMENT ADVISERS LLC
Office #1: 2986 W 300 N, West Point, UT 84015Office #2: 1589 S 500 W, Bountiful, UT 84010Office #3: 1865 S Lincoln Ave, Jerome, ID 83338Office #4: 1270 E 1450 S, Clearfield, UT 84015Office #5: 37 E 100 N, Kaysville, UT 84037Office #6: 225 S 200 W, Farmington, UT 84025Office #7: 2564 Washington Blvd Suite 210, Ogden, UT 84401RIA
CRD#: 105644
West Point, UT
Current
January 29, 2020 - Present
CETERA WEALTH SERVICES, LLC
Office #1: 225 S 200 W, Farmington, UT 84025Office #2: 2564 Washington Blvd Suite 210, Ogden, UT 84401BD
CRD#: 13572
Farmington, UT
Past
January 29, 2020 - June 29, 2023
CETERA WEALTH SERVICES, LLC
RIA
CRD#: 13572
GOODING, ID
Past
June 28, 2018 - December 31, 2019
WORLD INVESTMENTS, LLC
RIA
CRD#: 20626
NORTH OGDEN, UT
Past
June 28, 2018 - December 31, 2019
WORLD INVESTMENTS, LLC
BD
CRD#: 20626
LINCROFT, NJ
Past
June 28, 2017 - June 29, 2018
PRUCO SECURITIES, LLC.
RIA
CRD#: 5685
IRVINE, CA
Past
October 12, 2016 - June 29, 2018
PRUCO SECURITIES, LLC.
BD
CRD#: 5685
IRVINE, CA
Past
July 17, 2015 - October 13, 2016
ONEAMERICA SECURITIES, INC.
BD
CRD#: 4173
COTTONWOOD HEIGHTS, UT
Past
May 13, 2014 - July 6, 2015
TRANSAMERICA FINANCIAL ADVISORS, LLC
BD
CRD#: 16164
SOUTH OGDEN, UT
Past
October 2, 2012 - March 24, 2014
ADIRONDACK TRADING GROUP LLC
BD
CRD#: 103910
OGDEN, UT
Past
November 10, 2003 - October 1, 2012
ALLSTATE FINANCIAL SERVICES, LLC
BD
CRD#: 18272
ODGEN, UT
Past
August 5, 2002 - October 21, 2003
EQUITABLE ADVISORS, LLC
RIA
CRD#: 6627
NO. OGDEN, UT
Past
July 22, 2002 - October 21, 2003
EQUITABLE ADVISORS, LLC
BD
CRD#: 6627
NEW YORK, NY
Past
July 5, 2001 - July 10, 2002
CITIGROUP GLOBAL MARKETS INC.
RIA
CRD#: 7059
GLENDALE, CA
Past
March 2, 2001 - July 10, 2002
CITIGROUP GLOBAL MARKETS INC.
BD
CRD#: 7059
NEW YORK, NY
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS
CRD#: 105644 / SEC#: 801-20406
RIA
Registered Investment Advisory firm - (1/13/1984 Approved)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
Idaho(5/20/2021)
IAR
Idaho(6/29/2023)
RR
Utah(1/29/2020)
IAR
Utah(6/29/2023)
Exams
State Security Law Exam
State Security Law Exam
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
SRO Registrations
RR
FINRA
Current Firm
CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS
CRD#: 105644 / SEC#: 801-20406
RIA
Registered Investment Advisory firm - (1/13/1984 Approved)Upgrade to AdvisorCheck Premium
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Contact information
Main Address
1450 American Lane 6th Floor, Suite 650, Schaumburg, IL 60173-2096
Mailing Address
Phone number
(310) 257-7880
Established
Firm type
Fiscal year end
# of Employees
7,705
SEC notice filing (53 States and Territories)
Regulatory assets under management
| Total Number of Accounts | 584,487 |
| AUM (Assets Under Management) | $ 163,792,814,520 |
Accountant surprise examination report
| Filing Date | Form ADV-E Cover | Form ADV-E Report |
|---|---|---|
| 10/27/2025 | ||
| 12/13/2024 | ||
| 09/26/2023 | ||
| 11/18/2022 |
Red Flags
Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.
Check for any disclosures as part of your thorough research when choosing an advisor.
Company Information
CETERA INVESTMENT ADVISERS LLC
CRD#: 105644West Point, UT 84015TRUST BUT VERIFY
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