JT
Jay S. Torgerson
CROSS FINANCIAL ADVISORS
Beaverton, OR 97006
Some features on this profile are disabled
CRD#: 4275993
JT
Professional summary
Jay S. Torgerson, CFP® is a registered financial advisor currently at CROSS FINANCIAL ADVISORS located in Beaverton, Oregon and LPL FINANCIAL LLC located in Portland, Oregon.
Jay is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 2000. Jay has worked at 3 firms and has passed the Series 66, Series 63, Series 52TO, SIE, Series 7, Series 53 and Series 24 exams.
Question & Answer
What are your service offerings?
Business Succession Planning
Employee and Employer Plan Ben...
Comprehensive Financial Planni...
Tax Planning
Estate Planning
Retirement Planning
Investment Planning
What is your minimum asset requirement?
1
Are you a "fiduciary"?
Yes
Aliases
None
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
1. 10/25/2015 - Cross Financial Management LLC - DBA: CROSS FINANCIAL MANAGEMENT - Investment Related - At Reported Business Location(s) - DBA for LPL Business (entity for LPL business) - START 06/01/2003 - 10 Hours Per Month During Securities Trading. 2. 7/21/2017 - Cross Financial Advisors LLC - Investment Related - At Reported Business Location(s) - Registered Investment Advisor Hybrid - IAR -Start Date: 07/15/2017 - 80 Hours Per Month/65 Hours During Securities Trading - I provide investment advisory services through Cross Financial Advisors, LLC, an independent investment advisor firm. I started this business activity in July 2017. I expect to spend approximately 80 hours per month on this activity. Please see the advisory firm's Form ADV for more information about its address, the nature of its business, its owners, and its services at http://www.adviserinfo.sec.gov/IAPD. The firm is separate from and independent of LPL Financial. 3. 8/3/2017 - No Business Name - Investment Related - 16100 NW Cornell Rd #240, Beaverton OR 97006 - Real Estate Rental - Started 07/24/2017 - 0 Hours Per Month. 4. 12/9/2020 - Cross Financial - Investment Related - At Reported Business Location(s) - DBA for LPL Business (entity for LPL business) - 0 Hrs/Mth - 0 Hrs During Trading. 5. 6/22/2021 - Ocean Escape LLC - Investment Related - Home Based & Manzanita, OR 97130 - Real Estate Rental - Started 06/01/2021 - 1 Hour Per Month/0 Hours During Securities Trading - Occasionally renting out ocean front home. 6. 07/20/2022 - Better is Better LLC - Investment Related - Portland, OR 97204 - Real Estate Rental - Start Date - 08/01/2022 - 1 Hours Per Month/0 Hours During Securities Trading. 7 .04/29/2025 - CF Advisory LLC - Business Entity For Tax/Investment Purposes Only - Not Investment Related - At Reported Business Location(s) - Start Date:06/01/2025 - 120 Hrs/Mth - 35 Hrs During Trading - 8. 08/05/2025 - More Better is Better LLC - Investment Related - Real Estate Rental - Portland, OR - Start Date:09/01/2025 - 1 Hrs/Mth - 0 Hrs During Trading. 9) 10/17/2025 - CF Advisory LLC DBA Cross Financial - Investment Related - Third Party Administrator (TPA) - At Reported Business Location(s) - Start Date:10/16/2025 - 40 Hrs/Mth - 40 Hrs During Trading.
CRS (Client Relationship Summary) - RIA
Click below to view Jay S. Torgerson's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
CFP®
Start date: 2005
Experience
Current
June 29, 2017 - Present
CROSS FINANCIAL ADVISORS
Office #1: 16100 Nw Cornell Road #240, Beaverton, OR 97006RIA
CRD#: 287686
Beaverton, OR
Current
March 14, 2003 - Present
LPL FINANCIAL LLC
Office #1: 65 Yamhill St. Suite 400, Portland, OR 97204Office #2: 19824 Sw 72nd Ave., Suite 102a, Tualatin, OR 97062Office #3: 16100 Nw Cornell Rd, Ste 240, Beaverton, OR 97006RIA
BD
CRD#: 6413
Portland, OR
Past
April 28, 2003 - December 21, 2017
LPL FINANCIAL LLC
RIA
CRD#: 6413
HOOD RIVER, OR
Past
November 21, 2000 - March 20, 2003
EDWARD JONES
BD
CRD#: 250
ST. LOUIS, MO
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
CF
CROSS FINANCIAL ADVISORS
CLARK WEALTH MANAGEMENT | ROCK CREEK WEALTH MANAGEMENT | RETZLAFF WEALTH MANAGEMENT | LYDA FINANCIAL | HOPE WEALTH PLANNING | GRACE INVESTORS | CROSS INLAND WEALTH MANAGEMENT | CROSS FINANCIAL ADVISORS, LLC | CROSS FINANCIAL ADVISORS
CRD#: 287686 / SEC#: 801-110589
RIA
Registered Investment Advisory firm - (6/22/2017 Approved)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
Alaska(6/2/2009)
RR
Arizona(1/14/2004)
RR
Arkansas(5/20/2008)
RR
California(6/25/2003)
RR
Colorado(3/5/2010)
RR
Connecticut(6/12/2020)
RR
Florida(7/2/2020)
RR
Georgia(10/3/2014)
RR
Hawaii(4/28/2006)
RR
Idaho(1/2/2004)
RR
Illinois(5/10/2010)
RR
Indiana(1/8/2007)
RR
Iowa(8/17/2016)
RR
Kansas(1/20/2022)
RR
Kentucky(5/30/2013)
RR
Maine(6/9/2015)
RR
Maryland(12/18/2014)
RR
Massachusetts(6/9/2015)
RR
Michigan(8/26/2016)
RR
Minnesota(7/18/2008)
RR
Mississippi(6/14/2019)
RR
Missouri(8/6/2020)
RR
Montana(1/5/2009)
RR
Nevada(1/27/2015)
RR
New Hampshire(1/31/2025)
RR
New Mexico(2/2/2024)
RR
New York(6/9/2015)
RR
North Carolina(3/10/2020)
RR
Oregon(3/14/2003)
IAR
Oregon(6/29/2017)
RR
Rhode Island(6/21/2024)
RR
South Carolina(9/19/2019)
RR
South Dakota(2/17/2021)
RR
Texas(6/2/2009)
RR
Utah(4/14/2016)
RR
Virginia(4/4/2008)
RR
Washington(3/14/2003)
RR
Wisconsin(8/17/2016)
RR
Wyoming(4/28/2023)
Exams
State Security Law Exam
State Security Law Exam
General Industry/Product Exam
RR
Series 52TO
Date: 9/25/2025
Municipal Securities Representative ExaminationGeneral Industry/Product Exam
General Industry/Product Exam
Principal/Supervisory Exam
Principal/Supervisory Exam
SRO Registrations
RR
FINRA
Current Firm
CF
CROSS FINANCIAL ADVISORS
CLARK WEALTH MANAGEMENT | ROCK CREEK WEALTH MANAGEMENT | RETZLAFF WEALTH MANAGEMENT | LYDA FINANCIAL | HOPE WEALTH PLANNING | GRACE INVESTORS | CROSS INLAND WEALTH MANAGEMENT | CROSS FINANCIAL ADVISORS, LLC | CROSS FINANCIAL ADVISORS
CRD#: 287686 / SEC#: 801-110589
RIA
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Contact information
Main Address
16100 Nw Cornell Road #240, Beaverton, OR 97006
Mailing Address
Phone number
(503) 430-0563
Established
Firm type
Fiscal year end
# of Employees
14
SEC notice filing (18 States and Territories)
Regulatory assets under management
| Total Number of Accounts | 2,966 |
| AUM (Assets Under Management) | $ 418,897,353 |
Red Flags
Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.
Check for any disclosures as part of your thorough research when choosing an advisor.
