Joshua K. Rivers

CW ADVISORS

COLUMBIA, MD 21046

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CRD#: 4255164

Professional summary

Joshua Kenworthy Rivers, CFP® is a registered financial advisor currently at CW ADVISORS, LLC located in Columbia, Maryland.

Joshua is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2000. Joshua has worked at 9 firms and has passed the Series 65, Series 63, SIE, Series 7 and Series 6 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

None

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Joshua Kenworthy Rivers's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

CFP^®

Certified Financial Planner

Start date: 2011

Experience

Current

April 19, 2021 - Present

CW ADVISORS, LLC

Office #1: 6345 Woodside Court Suite 100, Columbia, MD 21046

RIA

CRD#: 310873

COLUMBIA, MD

Past

February 17, 2017 - May 17, 2021

PINNACLE ADVISORY GROUP, INC.

RIA

CRD#: 107757

COLUMBIA, MD

Past

August 29, 2012 - October 4, 2016

OSAIC FA, INC.

RIA

CRD#: 3978

ANNAPOLIS, MD

Past

August 29, 2012 - October 4, 2016

OSAIC FA, INC.

CRD#: 3978

ANNAPOLIS, MD

Past

April 17, 2009 - August 21, 2012

WFG INVESTMENTS, INC.

CRD#: 22704

VIENNA, VA

Past

September 15, 2008 - August 21, 2012

KEEL POINT ADVISORS, LLC

RIA

CRD#: 139379

VIENNA, VA

Past

August 28, 2008 - April 22, 2009

AMERICAN SECURITIES GROUP, INC.

CRD#: 43730

VIENNA, VA

Past

September 19, 2007 - August 18, 2008

OSAIC FA, INC.

RIA

CRD#: 3978

LUTHERVILLE, MD

Past

September 19, 2007 - August 18, 2008

OSAIC FA, INC.

CRD#: 3978

LUTHERVILLE, MD

Past

July 5, 2006 - August 31, 2007

UVEST FINANCIAL SERVICES GROUP, INC.

RIA

CRD#: 13787

ANNAPOLIS, MD

Past

February 25, 2005 - August 31, 2007

UVEST FINANCIAL SERVICES GROUP, INC.

CRD#: 13787

ANNAPOLIS, MD

Past

August 28, 2000 - December 31, 2001

THE VARIABLE ANNUITY MARKETING COMPANY

CRD#: 5081

HOUSTON, TX

Past

August 28, 2000 - June 25, 2003

VALIC FINANCIAL ADVISORS, INC.

CRD#: 42803

HOUSTON, TX

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

CW ADVISORS, LLC

CONGRESS WEALTH MANAGEMENT LLC | CW ADVISORS, LLC

CRD#: 310873 / SEC#: 801-119667

RIA

Registered Investment Advisory firm - (10/21/2020 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

Maryland
(4/19/2021)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 65

Date: 3/28/2006

Uniform Investment Adviser Law Examination

State Security Law Exam

Series 63

Date: 4/13/2001

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 10/4/2016

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 12/18/2007

General Securities Representative Examination

General Industry/Product Exam

Series 6

Date: 8/25/2000

Investment Company Products/Variable Contracts Representative Examination

Current Firm

CW ADVISORS, LLC

CONGRESS WEALTH MANAGEMENT LLC | CW ADVISORS, LLC

CRD#: 310873 / SEC#: 801-119667

RIA

Registered Investment Advisory firm - (10/21/2020 Approved)

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Contact information

Main Address

155 Seaport Blvd 3rd Floor, Boston, MA 02210

Mailing Address

Phone number

(617) 428-7600

Established

Firm type

Fiscal year end

# of Employees

110

SEC notice filing (51 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

CW ADVISORS WRAP FEE PROGRAM (9/9/2025)

CW ADVISORS ADV PART 2A (9/9/2025)

Regulatory assets under management

Total Number of Accounts	12,836
AUM (Assets Under Management)	$ 9,301,984,860

Accountant surprise examination report

Filing Date	Form ADV-E Cover	Form ADV-E Report
10/23/2025	Cover Page	Report
07/02/2024	Cover Page	Report
09/20/2023	Cover Page	Report

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Firm Stability Insights

Joshua K. Rivers

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Joshua Kenworthy Rivers's CRS (Customer Relationship Summary).

Certified licenses

Experience

PINNACLE ADVISORY GROUP, INC.

OSAIC FA, INC.

OSAIC FA, INC.

WFG INVESTMENTS, INC.

KEEL POINT ADVISORS, LLC

AMERICAN SECURITIES GROUP, INC.

OSAIC FA, INC.

OSAIC FA, INC.

UVEST FINANCIAL SERVICES GROUP, INC.

UVEST FINANCIAL SERVICES GROUP, INC.

THE VARIABLE ANNUITY MARKETING COMPANY

VALIC FINANCIAL ADVISORS, INC.

Primary Firm SEC Registration

CW ADVISORS, LLC

State Registrations and Notice Filings

Exams

Series 65

Date: 3/28/2006

Series 63

Date: 4/13/2001

SIE

Date: 10/4/2016

Series 7

Date: 12/18/2007

Series 6

Date: 8/25/2000

Current Firm

CW ADVISORS, LLC

Contact information

SEC notice filing (51 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Accountant surprise examination report

Red Flags

Company Information

CW ADVISORS, LLC

TRUST BUT VERIFY

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