Frances E. Harkins

WHEELS UP WEALTH

Vallejo, CA

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CRD#: 4244859

Professional summary

Frances Evans Harkins, AIF®, CFP®, who also goes by Frances Evans, is a registered financial advisor currently at WHEELS UP WEALTH, INC. located in Vallejo, California.

Frances is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2000. Frances has worked at 6 firms and has passed the Series 66 and Series 7 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Frances Evans

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

SINCE 1987, INDIVIDUALLY AND THEN AS A TRUSTEE OF THE HARKINS FAMILY TRUST, I OWN REAL ESTATE INVESTMENT PROPERTIES, PRIMARILY MULTI-FAMILY APARTMENT BUILDINGS. THE PROPERTIES ARE MANAGED BY A PROFESSIONAL MANAGEMENT COMPANY AND SECONDARILY BY BRIAN HARKINS, ALSO A TRUSTEE OF THE HARKINS FAMILY TRUST. I DEVOTE ONE TO TWO HOURS PER MONTH ON THE BANKING AND TAX RECORDS RELATED TO THE REAL ESTATE.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Frances Evans Harkins's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

AIF^®

Accredited Investment Fiduciary

CFP^®

Certified Financial Planner

Start date: 2012

Experience

Current

April 21, 2020 - Present

WHEELS UP WEALTH, INC.

RIA

CRD#: 307736

Vallejo, CA

Past

June 14, 2013 - June 26, 2020

NORTH CAPITAL

RIA

CRD#: 148802

Benicia, CA

Past

September 28, 2001 - May 14, 2013

GROSSMAN FINANCIAL MANAGEMENT

RIA

CRD#: 128566

BENICIA, CA

Past

July 23, 2001 - June 6, 2003

FINANCIAL TELESIS INC

CRD#: 31012

SAN RAFAEL, CA

Past

February 28, 2001 - June 20, 2001

PRUDENTIAL EQUITY GROUP, LLC

CRD#: 7471

NEW YORK, NY

Past

October 20, 2000 - March 26, 2001

PRUCO SECURITIES, LLC.

CRD#: 5685

NEWARK, NJ

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

WHEELS UP WEALTH, INC.

CRD#: 307736 / SEC#: 801-131524

RIA

Registered Investment Advisory firm - (11/26/2024 Approved)

California

Registered Investment Advisory firm - (1/9/2025 Terminated)

Texas

Registered Investment Advisory firm - (12/10/2024 Terminated)

Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

California
(4/21/2020)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 66

Date: 10/26/2000

Uniform Combined State Law Examination

General Industry/Product Exam

Series 7

Date: 10/19/2000

General Securities Representative Examination

Current Firm

WHEELS UP WEALTH, INC.

CRD#: 307736 / SEC#: 801-131524

RIA

Registered Investment Advisory firm - (11/26/2024 Approved)

California

Registered Investment Advisory firm - (1/9/2025 Terminated)

Texas

Registered Investment Advisory firm - (12/10/2024 Terminated)

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Contact information

Main Address

Vallejo, CA

Mailing Address

290 E L Street #66, Benicia, CA 94510

Phone number

(707) 400-0992

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (2 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

ADV PART 2A - WHEELS UP WEALTH (11/13/2025)

Regulatory assets under management

Total Number of Accounts	397
AUM (Assets Under Management)	$ 122,898,651

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Frances E. Harkins

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Frances Evans Harkins's CRS (Customer Relationship Summary).

Certified licenses

Experience

WHEELS UP WEALTH, INC.

NORTH CAPITAL

GROSSMAN FINANCIAL MANAGEMENT

FINANCIAL TELESIS INC

PRUDENTIAL EQUITY GROUP, LLC

PRUCO SECURITIES, LLC.

Primary Firm SEC Registration

WHEELS UP WEALTH, INC.

State Registrations and Notice Filings

Exams

Series 66

Date: 10/26/2000

Series 7

Date: 10/19/2000

Current Firm

WHEELS UP WEALTH, INC.

Contact information

SEC notice filing (2 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

WHEELS UP WEALTH, INC.

TRUST BUT VERIFY

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