SG
Sandra-dee A. Goulding
TIAA-CREF INDIVIDUAL & INSTITUTIONAL SERVICES
Paterson, NJ
Some features on this profile are disabled
CRD#: 4165199
SG
Professional summary
Sandra-dee Ann-marie Goulding, who also goes by Sandra-dee A. Berry, Sandra-dee A. Goulding, Sandra-dee A Goulding, Sandra-dee A Porter, is a registered financial advisor currently at TIAA-CREF INDIVIDUAL & INSTITUTIONAL SERVICES, LLC located in Paterson, New Jersey.
Sandra-dee is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 2001. Sandra-dee has worked at 5 firms and has passed the Series 66, SIE and Series 7 exams.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
Sandra-Dee A. Berry | Sandra-Dee A. Goulding | Sandra-Dee A Goulding | Sandra-Dee A Porter
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
(1) RENTAL OF RE PROPERTY POSITION: n/a NATURE: Multi-family home with renting 3 of the 4 apartments INVESTMENT RELATED: Yes NUMBER OF HOURS: 0 SECURITIES TRADING HOURS: 0 START DATE: 10/01/1998 ADDRESS: 560 11th Ave, Paterson NJ 07514, United States DESCRIPTION: none (2) RENTAL OF RE PROPERTY POSITION: n/a NATURE: real estate INVESTMENT RELATED: Yes NUMBER OF HOURS: 0 SECURITIES TRADING HOURS: 0 START DATE: 09/01/2015 ADDRESS: 222 Sneden Pl W, Spring Valley NY 10977, United States DESCRIPTION: Rental co-op (3) THE WEST SEASIDE CONDOMINIUMS POSITION: ACII NATURE: Vacation condo in Negril Jamaica for family and to Airbnb when renovations are completed sometime next year. INVESTMENT RELATED: Yes NUMBER OF HOURS: 0 SECURITIES TRADING HOURS: 0 START DATE: 05/19/2024 ADDRESS: West End Road, Negril Westmoreland Jamaica, Negril NJ 07514-1456, United States DESCRIPTION: none, travel for vacation and husband handles Airbnb when that happens (4) FIRST PATERSON SDA CHURCH POSITION: Financial Chair NATURE: I would head the finance department and have others on the committee, the pastor and first elder being amongst that group. I declined to be included on any signing of checks already. Any conditional approval I would abide by, no one is stepping up and I am somewhat of a last resort since the last person resigned due to personality conflicts. I would not share market investment insight or knowledge at the committee meetings. I remove myself from providing opinions or participating in conversations regarding investments and investment related decisions. One of my roles is to help the church at large get to a better financial position both individually and collectively. This is purely educational like we do with webinars now with employees and participants. I have committee members who would oversee research and would not involve me, however I could direct them on the options available that is common knowledge, not around investment options. To be clear I will not provide any advice or recommendations on what to invest and or where. Just where to get help, like debt reduction, resources available thru the state, credit bureaus etc. INVESTMENT RELATED: No NUMBER OF HOURS: 8 SECURITIES TRADING HOURS: 0 START DATE: 04/07/2025 ADDRESS: 343 11th Ave, Paterson NJ 07514, United States DESCRIPTION: See above
CRS (Client Relationship Summary) - RIA
Click below to view Sandra-dee Ann-marie Goulding's CRS (Customer Relationship Summary).
CRS (Client Relationship Summary) - BD
Click below to view Sandra-dee Ann-marie Goulding's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
NoneExperience
Current
July 2, 2018 - Present
TIAA-CREF INDIVIDUAL & INSTITUTIONAL SERVICES, LLC
Office #2: 3 University Plaza Suite 614, Hackensack, NJ 07601RIA
BD
CRD#: 20472
Paterson, NJ
Current
July 2, 2018 - Present
TIAA-CREF INDIVIDUAL & INSTITUTIONAL SERVICES, LLC
Office #1: 3 University Plaza Suite 614, Hackensack, NJ 07601RIA
BD
CRD#: 20472
Hackensack, NJ
Past
September 20, 2016 - June 8, 2018
SANTANDER SECURITIES LLC
RIA
CRD#: 41791
LODI, NJ
Past
September 20, 2016 - June 8, 2018
SANTANDER SECURITIES LLC
BD
CRD#: 41791
LODI, NJ
Past
February 28, 2006 - September 14, 2016
PNC WEALTH MANAGEMENT LLC
RIA
CRD#: 129052
MADISON, AL
Past
February 28, 2006 - September 14, 2016
PNC WEALTH MANAGEMENT LLC
BD
CRD#: 129052
MADISON, AL
Past
January 1, 2004 - March 29, 2005
PNC WEALTH MANAGEMENT LLC
RIA
CRD#: 129052
LEONIA, NJ
Past
January 1, 2004 - March 29, 2005
PNC WEALTH MANAGEMENT LLC
BD
CRD#: 129052
PITTSBURGH, PA
Past
June 6, 2003 - January 1, 2004
J.J.B. HILLIARD, W.L. LYONS, LLC
RIA
CRD#: 453
LITTLE FERRY, NJ
Past
June 1, 2002 - January 1, 2004
J.J.B. HILLIARD, W.L. LYONS, LLC
BD
CRD#: 453
LOUISVILLE, KY
Past
August 10, 2001 - June 1, 2002
PNC BROKERAGE CORP
BD
CRD#: 34671
PITTSBURGH, PA
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
TI
TIAA-CREF INDIVIDUAL & INSTITUTIONAL SERVICES, LLC
ADVICE & PLANNING SERVICES | TIAA-CREF INDIVIDUAL & INSTITUTIONAL SERVICES, LLC | TIAA-CREF INDIVIDUAL & INSTITUTIONAL SERVICES, INC. | TIAA-CREF BROKERAGE SERVICES | TIAA-CREF ADVICE AND PLANNING SERVICES | COLLEGE RETIREMENT EQUITIES FUND | ADVICE AND PLANNING SERVICES
CRD#: 20472 / SEC#: 801-63550, 8-44454
RIA
Registered Investment Advisory firm - SEC (9/24/2004 Approved)BD
Broker-Dealer Firm Regulated by FINRA (New York district office)
State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
Alabama(1/21/2021)
IAR
Alabama(8/14/2025)
RR
Alaska(1/21/2021)
RR
Arizona(1/21/2021)
RR
Arkansas(1/21/2021)
RR
California(9/17/2018)
RR
Colorado(1/21/2021)
RR
Connecticut(1/21/2021)
RR
Delaware(1/21/2021)
RR
District of Columbia(1/21/2021)
RR
Florida(1/27/2021)
RR
Georgia(1/21/2021)
RR
Hawaii(1/21/2021)
RR
Idaho(1/21/2021)
RR
Illinois(1/21/2021)
RR
Indiana(1/21/2021)
RR
Iowa(1/21/2021)
RR
Kansas(1/21/2021)
RR
Kentucky(1/21/2021)
RR
Louisiana(1/21/2021)
RR
Maine(1/21/2021)
RR
Maryland(1/21/2021)
RR
Massachusetts(1/21/2021)
RR
Michigan(1/21/2021)
RR
Minnesota(1/21/2021)
RR
Mississippi(1/21/2021)
RR
Missouri(1/21/2021)
RR
Montana(1/21/2021)
RR
Nebraska(1/21/2021)
RR
Nevada(1/21/2021)
RR
New Hampshire(1/21/2021)
RR
New Jersey(7/2/2018)
IAR
New Jersey(7/2/2018)
RR
New Mexico(1/21/2021)
RR
New York(7/2/2018)
RR
North Carolina(1/21/2021)
RR
North Dakota(1/21/2021)
RR
Ohio(1/22/2021)
RR
Oklahoma(1/21/2021)
RR
Oregon(1/21/2021)
RR
Pennsylvania(7/2/2018)
RR
Rhode Island(1/21/2021)
RR
South Carolina(1/21/2021)
RR
South Dakota(1/21/2021)
RR
Tennessee(1/21/2021)
RR
Texas(1/21/2021)
IAR
Texas(8/14/2025)
RR
Utah(1/21/2021)
RR
Vermont(1/21/2021)
IAR
Vermont(8/14/2025)
RR
Virginia(1/21/2021)
RR
Washington(1/21/2021)
RR
West Virginia(1/21/2021)
RR
Wisconsin(1/21/2021)
RR
Wyoming(1/21/2021)
Exams
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
SRO Registrations
RR
FINRA
Current Firm
TI
TIAA-CREF INDIVIDUAL & INSTITUTIONAL SERVICES, LLC
ADVICE & PLANNING SERVICES | TIAA-CREF INDIVIDUAL & INSTITUTIONAL SERVICES, LLC | TIAA-CREF INDIVIDUAL & INSTITUTIONAL SERVICES, INC. | TIAA-CREF BROKERAGE SERVICES | TIAA-CREF ADVICE AND PLANNING SERVICES | COLLEGE RETIREMENT EQUITIES FUND | ADVICE AND PLANNING SERVICES
CRD#: 20472 / SEC#: 801-63550, 8-44454
RIA
Registered Investment Advisory firm - SEC (9/24/2004 Approved)BD
Broker-Dealer Firm Regulated by FINRA (New York district office)
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Contact information
Main Address
730 Third Avenue, New York, NY 10017-3206
Mailing Address
8500 Andrew Carnegie Boulevard Mail Stop Ssc/c2/08, Charlotte, NC 28262-8500
Phone number
(704) 988-3565
Established
Delaware since 01/01/2004
Firm type
Limited Liability Company
Fiscal year end
December
Firm Size
Large
# of Employees
1,319
SEC notice filing (53 States and Territories)
FINRA licenses (53 States and Territories)
Documents
Part 2 Brochures
Direct owners and executive officers
| Name | Position | CRD# |
|---|---|---|
| TEACHERS INSURANCE AND ANNUITY ASSOCIATION OF AMERICA | SOLE OWNER OF APPLICANT | |
| ABBOTT, ROSS HAMLET | PRESIDENT, CEO (INTERIM), CHIEF OPERATING OFFICER, ELECTED MANAGER | 2756063 |
| BARNHILL, HELEN GWYN | CHIEF LEGAL OFFICER | 2574877 |
| BELLUCCI, RAYMOND JOHN | ELECTED MANAGER | 1807977 |
| HEASLIP, DEREK JAMES | ELECTED MANAGER | 6318596 |
| INTIHAR, JEREMY ROSS | CHIEF COMPLIANCE OFFICER - REGISTERED INVESTMENT ADVISER | 5040823 |
| LEWIS, BENJAMIN HERBERT | ELECTED MANAGER | 1687894 |
| MANGANO, JENNIFER LYNN | CHIEF FINANCIAL OFFICER | 7659359 |
| MUKHERJEE, NILADRI | ELECTED MANAGER | 5227234 |
| SARAVANAN, SHANKAR | VICE PRESIDENT, ELECTED MANAGER | 7789140 |
| STICKROD, CHRISTOPHER EUGENE | ELECTED MANAGER | 4627958 |
| WEINSTEIN, SCOTT WILLIAM | CHIEF COMPLIANCE OFFICER - BROKER DEALER | 4324014 |
Regulatory assets under management
| Total Number of Accounts | 72,807 |
| AUM (Assets Under Management) | $ 34,343,329,152 |
Disclosures
| Regulatory Event | 8 |
| Arbitration | 4 |
Accountant surprise examination report
| Filing Date | Form ADV-E Cover | Form ADV-E Report |
|---|---|---|
| 01/23/2025 | ||
| 12/13/2023 | ||
| 03/21/2023 |
Red Flags
Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.
Check for any disclosures as part of your thorough research when choosing an advisor.
