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MS

Merrill J. Sauriol

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CRD#: 411469
MS

Professional summary


Being a previously registered professional could mean that this person is no longer operating under the supervision of the SEC or FINRA.

That means that the Securities and Exchange Commission may not be able to oversee the services that this specific professional is providing.

Merrill Joseph Sauriol was a registered financial advisor .

Merrill is a previously registered financial advisor and started their career in finance in 1964. Merrill had worked at 6 firms and has passed the Series 63, Series 3, Series 1, Series 24, Series 12 and Series 4 exams.

top-8-questions

Question & Answer


Are you a "fiduciary"?
No

Aliases


None

Other business activities


Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
The advisor shows no other business activity.

Blog Corner


CRS (Client Relationship Summary)


The CRS(Customer Relationship Summary) document is not provided.

Certified licenses


Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
None

Experience


Past

July 23, 1991 - April 11, 2012

ARMA FINANCIAL SERVICES, INC.

RIA
CRD#: 18033
SCOTTSDALE, AZ
Past

September 24, 1986 - June 12, 2014

ARMA FINANCIAL SERVICES, INC.

BD
CRD#: 18033
SCOTTSDALE, AZ
Past

June 22, 1984 - October 24, 1986

KIDDER, PEABODY & CO. INCORPORATED

BD
CRD#: 7613
Past

December 4, 1979 - July 10, 1984

PRUDENTIAL EQUITY GROUP, LLC

BD
CRD#: 7471
Past

September 26, 1978 - December 23, 1979

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

BD
CRD#: 7691
Past

July 19, 1977 - September 26, 1978

MERRILL LYNCH, PIERCE, FENNER & SMITH, INC.

BD
CRD#: 572
Past

July 21, 1964 - July 29, 1977

PAINE, WEBBER, JACKSON & CURTIS INCORPORATED

BD
CRD#: 640

State Registrations and Notice Filings


Listed states reflect where the advisor is authorized to serve clients under state regulations.

Visual representation of state registrations

This advisor is not registered in any state.

Exams


State Security Law Exam
RR
Series 63
Date: 12/15/1982
Uniform Securities Agent State Law Examination
General Industry/Product Exam
RR
Series 3
Date: 10/27/1982
National Commodity Futures Examination
General Industry/Product Exam
RR
Series 1
Date: 7/14/1964
Registered Representative Examination
Principal/Supervisory Exam
Principal/Supervisory Exam
RR
Series 12
Date: 1/7/1980
NYSE Branch Manager Examination
Principal/Supervisory Exam

Current Firm


AF
ARMA FINANCIAL SERVICES, INC.
ARMA FINANCIAL SERVICES, INC. | PHYSICIANS FIRST FINANCIAL SERVICES

CRD#: 18033 / SEC#: 801-29011, 8-36086

BD
Terminated by SEC on 08/22/2014
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Contact information


Main Address
Mailing Address
Phone number
Established
Arizona since 04/04/1986
Firm type
Corporation
Fiscal year end
December
# of Employees

Documents


Latest Form ADV

Direct owners and executive officers


NamePositionCRD#
SAURIOL, MERRILL JOSEPHCHIEF EXECUTIVE OFFICER/CHAIRMAN411469
TUSHAUS, KIRK MICHAELPRESIDENT1024722
HOLYOAK, JON-PAULOWNER3123115
KENNEDY, CHRISTINA DENISECHIEF COMPLIANCE OFFICER/CFO2662827

Disclosures


Arbitration1

Red Flags


Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Company Information


ARMA FINANCIAL SERVICES, INC.

CRD#: 18033

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