DG
David M. Germano
MODERN WEALTH MANAGEMENT
ROCHESTER, NY 14604
Some features on this profile are disabled
CRD#: 4100592
DG
Professional summary
David Matthew Germano, CFP® is a registered financial advisor currently at MODERN WEALTH MANAGEMENT, LLC located in Rochester, New York and MUTUAL SECURITIES, INC. located in Rochester, New York.
David is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 2000. David has worked at 6 firms and has passed the Series 66, Series 63, SIE, Series 7 and Series 6 exams.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
None
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
1. Modern Wealth Management, LLC., Start Date: 02/29/2024, 1 Bausch and Lomb Place, Ste. 900, Rochester, NY 14604, LLC, Wealth Management, Managing Director, Wealth Management, Financial Planning, Investment Related, 120 Hours per month, 5 Hours per day during trading hours. 2. Independent Insurance Agent, Start Date: 10/1999, 1 Bausch and Lomb Place, Ste. 900, Rochester, NY 14604, LLC, Independent Insurance Agent, Insurance Agent, Selling Variable and Fixed Insurance products (life insurance, disability insurance, long term care), Investment Related, 20 Hours per month, 1 Hour per day during trading hours. 3. Rochester Regional Health System, Start Date: 06/2016, 330 Monroe Ave., Rochester, NY 14607, Corporation, Health Care, Board of Director - Foundation, Board Member, Not Investment Related, 1 Hour per month, 0 Hours per day during trading hours. 4. Fixed Life Insurance Agent - Financial Independence Group, Start Date: 10/21/2025, 19520 W Catawba Ave., Ste. 200, Cornelius, NC 28021, LLC, Insurance Agency for Fixed Business, Fixed Business Only, Not Investment Related, 2 Hours per month, 1 Hour per day during trading hours.
CRS (Client Relationship Summary) - RIA
Click below to view David Matthew Germano's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
CFP®
Start date: 2008
Experience
Current
March 1, 2024 - Present
MODERN WEALTH MANAGEMENT, LLC
Office #1: One Bausch & Lomb Place Suite 900, Rochester, NY 14604RIA
CRD#: 324624
ROCHESTER, NY
Current
February 29, 2024 - Present
MUTUAL SECURITIES, INC.
Office #1: One Bausch And Lomb Place Ste. 900, Rochester, NY 14604BD
CRD#: 13092
Rochester, NY
Past
September 18, 2018 - March 13, 2024
LPL FINANCIAL LLC
RIA
CRD#: 6413
ROCHESTER, NY
Past
September 18, 2018 - March 13, 2024
LPL FINANCIAL LLC
BD
CRD#: 6413
ROCHESTER, NY
Past
March 9, 2011 - September 19, 2018
CADARET, GRANT & CO., INC.
RIA
CRD#: 10641
ROCHESTER, NY
Past
March 1, 2011 - September 19, 2018
CADARET, GRANT & CO., INC.
BD
CRD#: 10641
ROCHESTER, NY
Past
January 26, 2006 - March 4, 2011
EQUITABLE ADVISORS, LLC
RIA
CRD#: 6627
ROCHESTER, NY
Past
June 1, 2005 - March 4, 2011
EQUITABLE ADVISORS, LLC
BD
CRD#: 6627
ROCHESTER, NY
Past
January 17, 2000 - June 1, 2005
MONY SECURITIES CORPORATION
BD
CRD#: 4386
NEW YORK, NY
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
MW
MODERN WEALTH MANAGEMENT, LLC
MODERN WEALTH MANAGEMENT, LLC | PUBLIC SAFETY FINANCIAL | PETSO FINANCIAL, A DIVISION OF MODERN WEALTH MANAGEMENT, LLC
CRD#: 324624 / SEC#: 801-127231
RIA
Registered Investment Advisory firm - (5/2/2023 Approved)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
California(2/29/2024)
RR
Colorado(2/29/2024)
RR
District of Columbia(2/29/2024)
RR
Florida(2/29/2024)
RR
Georgia(2/29/2024)
RR
Illinois(2/29/2024)
RR
Indiana(2/29/2024)
RR
Maine(2/29/2024)
RR
Maryland(2/29/2024)
RR
Minnesota(2/29/2024)
RR
Missouri(2/29/2024)
RR
New Jersey(2/29/2024)
RR
New York(2/29/2024)
IAR
New York(3/1/2024)
RR
North Carolina(2/29/2024)
RR
Ohio(2/29/2024)
RR
Pennsylvania(2/29/2024)
RR
South Carolina(2/29/2024)
RR
Virginia(2/29/2024)
RR
West Virginia(2/29/2024)
Exams
State Security Law Exam
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
General Industry/Product Exam
SRO Registrations
RR
FINRA
Current Firm
MW
MODERN WEALTH MANAGEMENT, LLC
MODERN WEALTH MANAGEMENT, LLC | PUBLIC SAFETY FINANCIAL | PETSO FINANCIAL, A DIVISION OF MODERN WEALTH MANAGEMENT, LLC
CRD#: 324624 / SEC#: 801-127231
RIA
Registered Investment Advisory firm - (5/2/2023 Approved)Upgrade to AdvisorCheck Premium
Get A Biweekly Pulse, AutomaticallyReceive biweekly alerts automatically. Stay informed and proactive.
Catch Firm-Level Red Flags SoonerCatch leadership changes and disclosures early, before issues escalate.
See Trends. Not Just SnapshotsMonitor firm stability metrics like AUM and advisor ratios over time.
Contact information
Main Address
13550 W 95th St., Lenexa, KS 66227
Mailing Address
Phone number
(913) 393-1000
Established
Firm type
Fiscal year end
# of Employees
150
SEC notice filing (52 States and Territories)
Documents
Regulatory assets under management
| Total Number of Accounts | 18,823 |
| AUM (Assets Under Management) | $ 6,148,915,787 |
Red Flags
Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.
Check for any disclosures as part of your thorough research when choosing an advisor.
Company Information
MODERN WEALTH MANAGEMENT, LLC
CRD#: 324624Rochester, NY 14604TRUST BUT VERIFY
Monitor David Germano
Get automatic monthly alerts on:Job or Firm Moves
Licensing Changes
Client Complaints
New Red Flags
Contact Information Updates
