John Michael Terrion

John M. Terrion, through a holding company, owns Terrion Insurance Agency, Inc. (relationship began May 1998) and Franz & Associates Insurance, Inc. (relationship began May 1998) , both of which are insurance agencies, and SBSP Investment Properties, LLC (relationship began June 2005), a financier of insurance policy premiums. In his capacity of owner and agent of Terrion Insurance Agency, Franz & Associates Insurance, or SBSP Investment Properties; our management personnel may recommend to the advisory clients of Terrion Advisors, Inc. the products and services of such entities, in which case such entities will earn a separate fee for the sale of such products or the provision of such services. While insurance product or service recommendations may be made to advisory clients, no client is obligated to accept such recommendations and clients may choose any other insurance agent or company of their choice. None of these entities are investment-related. All three are located at: 8307 S. 700 E., Sandy UT 84070 Less than six hours per week are devoted to the other business in aggregate these hours are typically during securities trading hours. Duties are related to management, accounting and minor sales and service activities.