JW
James D. Williams
SPECTRUM FINANCIAL RESOURCES
St. Clair Shores, MI 48080
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CRD#: 4011843
JW
Professional summary
James Daniel Williams II is a registered financial advisor currently at SPECTRUM FINANCIAL RESOURCES located in St. Clair Shores, Michigan and UNITED PLANNERS' FINANCIAL SERVICES OF AMERICA A LIMITED PARTNER located in St. Clair Shores, Michigan.
James is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1999. James has worked at 6 firms and has passed the Series 65, Series 63, SIE, Series 7 and Series 6 exams.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
None
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
1.) JAMES WILLIAMS/UNITED PLANNERS - FINANCIAL ADVISER - NON-VARIABLE INSURANCE - ST. CLAIR SHORES, MI - SINCE 09/2014 - INVESTMENT RELATED 2.) SPECTRUM FINANCIAL - FINANCIAL ADVISER - REGISTERED INVESTMENT ADVISOR - ST. CLAIR SHORES, MI - SINCE 08/2014 - INVESTMENT RELATED 3.) 22611 MACK AVE LLC - 50% OWNER - REAL ESTATE SALES/RENTAL PROPERTIES/PROPERTY MANAGEMENT - ST CLAIR SHORES, MI - SINCE 02/2021 - INVESTMENT RELATED 4.) JD WILLIAMS ENTERPRISES LLC - OWNER - LLC FOR PAYROLL & TAX PURPOSES - ST CLAIR SHORES, MI - SINCE 08/2021 - NOT INVESTMENT RELATED 5.) NOTARY - NOTARY - NOTARY - ST. CLAIR SHORES, MI - SINCE 10/2021 - INVESTMENT RELATED 6.) WILLIAMS & PAYNE LLC - OWNER/REP - NON-VARIABLE INSURANCE - ST. CLAIR SHORES, MI - SINCE 12/2024 - INVESTMENT RELATED
CRS (Client Relationship Summary) - RIA
Click below to view James Daniel Williams II's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
NoneExperience
Current
September 15, 2014 - Present
SPECTRUM FINANCIAL RESOURCES
Office #1: 22611 Greater Mack Ave., St. Clair Shores, MI 48080RIA
CRD#: 127453
St. Clair Shores, MI
Current
August 26, 2014 - Present
UNITED PLANNERS' FINANCIAL SERVICES OF AMERICA A LIMITED PARTNER
Office #1: 22611 Greater Mack Ave., St. Clair Shores, MI 48080RIA
BD
CRD#: 20804
St. Clair Shores, MI
Past
October 1, 2012 - July 11, 2014
J.P. MORGAN SECURITIES LLC
RIA
CRD#: 79
GROSSE POINTE, MI
Past
October 1, 2012 - July 11, 2014
J.P. MORGAN SECURITIES LLC
BD
CRD#: 79
GROSSE POINTE, MI
Past
December 4, 2006 - October 1, 2012
CHASE INVESTMENT SERVICES CORP.
RIA
CRD#: 25574
GROSSE POINTE, MI
Past
July 6, 2005 - October 1, 2012
CHASE INVESTMENT SERVICES CORP.
BD
CRD#: 25574
GROSSE POINTE, MI
Past
November 29, 2002 - July 6, 2005
BANC ONE SECURITIES CORPORATION
BD
CRD#: 16999
CHICAGO, IL
Past
September 1, 1999 - June 28, 2002
HANTZ FINANCIAL SERVICES, INC.
BD
CRD#: 46047
SOUTHFIELD, MI
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
SF
SPECTRUM FINANCIAL RESOURCES
SPECTRUM FINANCIAL RESOURCE, LLC | SPECTRUM FINANCIAL RESOURCES, LLC | SPECTRUM FINANCIAL RESOURCES
CRD#: 127453 / SEC#: 801-126271
RIA
Registered Investment Advisory firm - (8/23/2022 Approved)Michigan
Registered Investment Advisory firm - (9/7/2022 Terminated)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
Arizona(12/24/2020)
RR
California(6/24/2015)
RR
Colorado(12/3/2021)
RR
Connecticut(8/22/2023)
RR
Florida(10/1/2014)
RR
Georgia(1/12/2021)
RR
Illinois(5/23/2018)
RR
Indiana(9/10/2014)
RR
Michigan(8/29/2014)
IAR
Michigan(9/15/2014)
RR
Minnesota(2/7/2024)
RR
Nevada(11/17/2021)
RR
New Jersey(5/16/2019)
RR
Ohio(12/2/2020)
RR
Pennsylvania(10/19/2023)
RR
Tennessee(6/9/2021)
RR
Texas(3/7/2023)
IAR
Texas(3/26/2024)
RR
Virginia(8/3/2021)
RR
Washington(11/21/2014)
RR
Wisconsin(8/30/2022)
Exams
State Security Law Exam
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
General Industry/Product Exam
SRO Registrations
RR
FINRA
Current Firm
SF
SPECTRUM FINANCIAL RESOURCES
SPECTRUM FINANCIAL RESOURCE, LLC | SPECTRUM FINANCIAL RESOURCES, LLC | SPECTRUM FINANCIAL RESOURCES
CRD#: 127453 / SEC#: 801-126271
RIA
Registered Investment Advisory firm - (8/23/2022 Approved)Michigan
Registered Investment Advisory firm - (9/7/2022 Terminated)Upgrade to AdvisorCheck Premium
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Contact information
Main Address
1661 W. Big Beaver, Troy, MI 48084
Mailing Address
Phone number
(248) 643-0033
Established
Firm type
Fiscal year end
# of Employees
5
SEC notice filing (2 States and Territories)
Documents
Regulatory assets under management
| Total Number of Accounts | 1,188 |
| AUM (Assets Under Management) | $ 206,606,422 |
Red Flags
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Check for any disclosures as part of your thorough research when choosing an advisor.
