Stephen M. Cutting-miller

SHADE TREE ADVISORS LLC

Saratoga Springs, NY 12866

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CRD#: 3259043

Professional summary

Stephen Michael Cutting-miller, who also goes by Stephen Michael Cutting, is a registered financial advisor currently at SHADE TREE ADVISORS LLC located in Saratoga Springs, New York.

Stephen is registered as an IAR (Investment Advisor Representative) and started their career in finance in 1999. Stephen has worked at 3 firms and has passed the Series 65, Series 66, Series 63 and Series 7 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Stephen Michael Cutting

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

(1) 1/2016 Continuum Tax Advisors, LLC; Non Investment Related; Co-owner/partner; Saratoga Springs, NY; Tax preparation services; 5 hours/ month; 0 Hours/during trading hours; This entity is in the process of being dissolved.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Stephen Michael Cutting-miller's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

March 8, 2022 - Present

SHADE TREE ADVISORS LLC

Office #1: 19 Railroad Place Suite 301, Saratoga Springs, NY 12866

RIA

CRD#: 289905

Saratoga Springs, NY

Past

September 3, 2021 - February 7, 2022

CONTINUUM WEALTH ADVISORS, LLC

RIA

CRD#: 152895

SARATOGA SPRINGS, NY

Past

January 4, 2016 - February 14, 2017

CONTINUUM WEALTH ADVISORS, LLC

RIA

CRD#: 152895

SARATOGA SPRINGS, NY

Past

October 7, 1999 - February 13, 2006

MERCER ALLIED COMPANY, L.P.

CRD#: 37404

SARATOGA SPRINGS, NY

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

SHADE TREE ADVISORS LLC

HIGH ROCK ADVISORS LLC | SHADE TREE ADVISORS LLC | SHADE TREE ADVISORS

CRD#: 289905 / SEC#: 801-111885

RIA

Registered Investment Advisory firm - (10/20/2017 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

New York
(3/8/2022)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 65

Date: 12/22/2015

Uniform Investment Adviser Law Examination

State Security Law Exam

IAR

Series 66

Date: 6/24/2015

Uniform Combined State Law Examination

State Security Law Exam

Series 63

Date: 6/24/2000

Uniform Securities Agent State Law Examination

General Industry/Product Exam

Series 7

Date: 10/6/1999

General Securities Representative Examination

Current Firm

SHADE TREE ADVISORS LLC

HIGH ROCK ADVISORS LLC | SHADE TREE ADVISORS LLC | SHADE TREE ADVISORS

CRD#: 289905 / SEC#: 801-111885

RIA

Registered Investment Advisory firm - (10/20/2017 Approved)

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Contact information

Main Address

19 Railroad Place Suite 301, Saratoga Springs, NY 12866

Mailing Address

Phone number

(518) 290-9460

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (8 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

SHADE TREE ADVISORS LLC ADV PART 2A (3/27/2025)

Regulatory assets under management

Total Number of Accounts	124
AUM (Assets Under Management)	$ 1,025,542,386

Accountant surprise examination report

Filing Date	Form ADV-E Cover	Form ADV-E Report
11/25/2024	Cover Page	Report
01/02/2024	Cover Page	Report
11/28/2022	Cover Page	Report

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Firm Stability Insights

Stephen M. Cutting-miller

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Stephen Michael Cutting-miller's CRS (Customer Relationship Summary).

Certified licenses

Experience

CONTINUUM WEALTH ADVISORS, LLC

CONTINUUM WEALTH ADVISORS, LLC

MERCER ALLIED COMPANY, L.P.

Primary Firm SEC Registration

SHADE TREE ADVISORS LLC

State Registrations and Notice Filings

Exams

Series 65

Date: 12/22/2015

Series 66

Date: 6/24/2015

Series 63

Date: 6/24/2000

Series 7

Date: 10/6/1999

Current Firm

SHADE TREE ADVISORS LLC

Contact information

SEC notice filing (8 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Accountant surprise examination report

Red Flags

Company Information

SHADE TREE ADVISORS LLC

TRUST BUT VERIFY

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