Melissa N. Joy
Professional summary
Melissa Nicole Joy, CFP®, who also goes by Melissa W Joy, Melissa Nicole Wood, is a registered financial advisor currently at PEARL PLANNING located in Dexter, Michigan.
Melissa is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2003. Melissa has worked at 5 firms and has passed the Series 66, Series 63, SIE and Series 7 exams.
Question & Answer
Aliases
Other business activities
CRS (Client Relationship Summary) - RIA
Click below to view Melissa Nicole Joy's CRS (Customer Relationship Summary).
Certified licenses
Start date: 2012
Experience
July 16, 2025 - Present
PEARL PLANNING
Office #1: 8031 Main Street, Suite 201, Dexter, MI 48130October 1, 2021 - August 7, 2025
STEPHENS CONSULTING, LLC
July 13, 2018 - October 11, 2021
RAYMOND JAMES FINANCIAL SERVICES ADVISORS, INC
March 2, 2012 - June 30, 2020
CENTER FOR FINANCIAL PLANNING INC
December 12, 2003 - October 11, 2021
RAYMOND JAMES FINANCIAL SERVICES, INC.
Primary Firm SEC Registration
PEARL PLANNING
CRD#: 336568 / SEC#: 801-132904
State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
Highlighted states indicate IAR registrations
(7/16/2025)
Exams
Current Firm
PEARL PLANNING
CRD#: 336568 / SEC#: 801-132904
Contact information
SEC notice filing (6 States and Territories)
Documents
Regulatory assets under management
| Total Number of Accounts | 949 |
| AUM (Assets Under Management) | $ 312,767,208 |
Red Flags
Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.
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Company Information
PEARL PLANNING
CRD#: 336568Dexter, MI 48130TRUST BUT VERIFY
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