Ronald L. Valpey
VALPEY FINANCIAL SERVICES LLC
Concord, NH 03301
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CRD#: 3220507
Professional summary
Ronald Louis Valpey, AIF®, CFP®, who also goes by Ronald L Valpey, is a registered financial advisor currently at VALPEY FINANCIAL SERVICES LLC located in Concord, New Hampshire.
Ronald is registered as an IAR (Investment Advisor Representative) and started their career in finance in 1999. Ronald has worked at 5 firms and has passed the Series 66, Series 7 and Series 24 exams.
Biography
A Financial Plan that’s Straightforward, Effective and Tailored Just for You
We take your financial future very seriously. That’s why we create a custom financial plan for every client and revise the plan at least annually. While retirement is a common planning goal, we will incorporate any goal that you want into your plan: college for your children or grandchildren, lifetime income, the purchase of a vacation home, trips of a lifetime, benefiting heirs…whatever financial goals you may have.
We will also create as many planning scenarios as you would like; what if you retire earlier, retire later, buy a bigger vacation home, downsize your current home, spend more, spend less?
Creating the plan is only part of the process; we also take as much time as needed to explore and interpret your plan with you, so that you can have a comfortable and thorough understanding of exactly what your plan means for you.
The last part of the process is implementing and monitoring the plan. This can include determining the best investment allocation or allocations to achieve your goals, appropriate withdrawal rates, inflation adjustments, tax & estate considerations and cash flow analyses. Monitoring the plan and simply making small adjustments in the short term can help to avoid financial crises in the long run.
Our job is to help you enjoy the security and prosperity resulting from your hard work. A well-constructed custom plan can help safeguard your financial well-being. Our fee only approach can help provide peace of mind that the planning advice you are getting is unbiased and without conflicts of interest.
Question & Answer
What are your service offerings?
Retirement Planning
Comprehensive Financial Planni...
Insurance Planning
Education Planning
Investment Planning
Business Succession Planning
Do you have an area of expertise or specialization?
College/Education Planning
High Net Worth Client Needs
Investment Advice with Ongoing...
Investment Advice without Ongo...
Retirement Plan Investment Adv...
Retirement Planning & Distribu...
What is your minimum asset requirement?
1
Are you a "fiduciary"?
Yes
Aliases
Ronald L Valpey
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
The advisor shows no other business activity.
CRS (Client Relationship Summary) - RIA
Click below to view Ronald Louis Valpey's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
CFP®
Start date: 2003
Experience
Current
July 2, 2010 - Present
VALPEY FINANCIAL SERVICES LLC
Office #1: 100 North Main Street Suite 500, Concord, NH 03301RIA
CRD#: 154154
Concord, NH
Past
December 7, 2005 - April 3, 2007
GUGGENHEIM DISTRIBUTORS, LLC
BD
CRD#: 40805
BEDFORD, NH
Past
November 1, 2002 - July 1, 2010
FOCUS CAPITAL WEALTH MANAGEMENT, INC.
RIA
CRD#: 117715
BEDFORD, NH
Past
May 4, 2001 - October 30, 2002
OSAIC FS, INC.
RIA
CRD#: 3870
BEDFORD, NH
Past
April 11, 2001 - December 19, 2005
OSAIC FS, INC.
BD
CRD#: 3870
BEDFORD, NH
Past
June 2, 1999 - October 3, 2000
MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED
BD
CRD#: 7691
NEW YORK, NY
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
VALPEY FINANCIAL SERVICES LLC
VALPEY FINANCIAL SERVICES LLC
CRD#: 154154 / SEC#: 801-118576
RIA
Registered Investment Advisory firm - (4/28/2020 Approved)Florida
Registered Investment Advisory firm - (12/8/2020 Terminated)New Hampshire
Registered Investment Advisory firm - (12/16/2020 Terminated)Texas
Registered Investment Advisory firm - (12/8/2020 Terminated)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.Highlighted states indicate IAR registrations
IAR
New Hampshire(7/2/2010)
IAR
Texas(4/20/2012)
Exams
State Security Law Exam
General Industry/Product Exam
Principal/Supervisory Exam
Current Firm
VALPEY FINANCIAL SERVICES LLC
VALPEY FINANCIAL SERVICES LLC
CRD#: 154154 / SEC#: 801-118576
RIA
Registered Investment Advisory firm - (4/28/2020 Approved)Florida
Registered Investment Advisory firm - (12/8/2020 Terminated)New Hampshire
Registered Investment Advisory firm - (12/16/2020 Terminated)Texas
Registered Investment Advisory firm - (12/8/2020 Terminated)Upgrade to AdvisorCheck Premium
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Contact information
Main Address
100 North Main Street Suite 500, Concord, NH 03301
Mailing Address
Phone number
(603) 856-7945
Established
Firm type
Fiscal year end
# of Employees
4
SEC notice filing (4 States and Territories)
Regulatory assets under management
| Total Number of Accounts | 594 |
| AUM (Assets Under Management) | $ 199,064,068 |
Red Flags
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