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MK

Michael J. Kulinski

CETERA INVESTMENT ADVISERS LLC
BALA CYNWYD, PA 19004
Some features on this profile are disabled
CRD#: 3203553
MK

Professional summary


Michael J Kulinski, who also goes by Michael Joseph Kulinski, Mike Kulinski, Michael J Kulinski, Michael Kulinski, is a registered financial advisor currently at CETERA INVESTMENT ADVISERS LLC located in Bala Cynwyd, Pennsylvania and CETERA INVESTMENT SERVICES LLC located in Bala Cynwyd, Pennsylvania.

Michael is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1999. Michael has worked at 14 firms and has passed the Series 65, Series 63, Series 52TO, SIE, Series 7, Series 6, Series 24, Series 51 and Series 26 exams.

top-8-questions

Question & Answer


Are you a "fiduciary"?
Yes

Aliases


Michael Joseph Kulinski | Mike Kulinski | Michael J Kulinski | Michael Kulinski

Other business activities


Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
The advisor shows no other business activity.

Blog Corner


CRS (Client Relationship Summary) - RIA


Click below to view Michael J Kulinski's CRS (Customer Relationship Summary).
CRS (Customer Relationship Summary)

Certified licenses


Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
None

Experience


Current

October 25, 2021 - Present

CETERA INVESTMENT ADVISERS LLC

Office #1: 555 City Avenue Suite 440, Bala Cynwyd, PA 19004
RIA
CRD#: 105644
BALA CYNWYD, PA
Current

October 1, 2021 - Present

CETERA INVESTMENT SERVICES LLC

Office #1: 555 City Avenue Suite 440, Bala Cynwyd, PA 19004
BD
CRD#: 15340
BALA CYNWYD, PA
Past

July 3, 2019 - October 25, 2021

CONCOURSE FINANCIAL GROUP SECURITIES, INC.

BD
CRD#: 15708
BIRMINGHAM, AL
Past

October 30, 2018 - July 1, 2019

PARK AVENUE SECURITIES LLC

BD
CRD#: 46173
NEW YORK, NY
Past

March 9, 2018 - June 8, 2018

EVERLAKE DISTRIBUTORS, LLC

BD
CRD#: 100460
NORTHBROOK, IL
Past

April 11, 2014 - April 13, 2018

ALLSTATE FINANCIAL SERVICES, LLC

BD
CRD#: 18272
WALL TOWNSHIP, NJ
Past

October 17, 2012 - January 2, 2014

NATIONWIDE INVESTMENT SERVICES CORPORATION

BD
CRD#: 7110
COLUMBUS, OH
Past

December 6, 2011 - October 16, 2012

FARMERS FINANCIAL SOLUTIONS, LLC

BD
CRD#: 103863
CHERRY HILL, NJ
Past

March 17, 2011 - August 31, 2011

W&S BROKERAGE SERVICES, INC.

BD
CRD#: 8099
BALA CYNWYD, PA
Past

June 7, 2006 - March 4, 2011

MSI FINANCIAL SERVICES, INC.

RIA
CRD#: 14251
MARLTON, NJ
Past

May 5, 2006 - July 9, 2007

METROPOLITAN LIFE INSURANCE COMPANY

BD
CRD#: 4095
MOORESTOWN, NJ
Past

May 5, 2006 - March 4, 2011

MSI FINANCIAL SERVICES, INC.

BD
CRD#: 14251
WAYNE, PA
Past

November 11, 2005 - April 17, 2006

VOYA FINANCIAL PARTNERS, LLC

RIA
CRD#: 34815
MARLTON, NJ
Past

November 11, 2005 - April 17, 2006

VOYA FINANCIAL PARTNERS, LLC

BD
CRD#: 34815
WINDSOR, CT
Past

February 6, 2003 - November 2, 2005

VALIC FINANCIAL ADVISORS, INC.

RIA
CRD#: 42803
CHERRY HILL, NJ
Past

April 6, 1999 - December 31, 2001

THE VARIABLE ANNUITY MARKETING COMPANY

BD
CRD#: 5081
HOUSTON, TX
Past

April 6, 1999 - November 2, 2005

VALIC FINANCIAL ADVISORS, INC.

BD
CRD#: 42803
HOUSTON, TX

Primary Firm SEC Registration


This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS

CRD#: 105644 / SEC#: 801-20406

RIA
Registered Investment Advisory firm - (1/13/1984 Approved)

State Registrations and Notice Filings


Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.
RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

RR
Delaware
(5/6/2022)
RR
Florida
(7/29/2022)
RR
Massachusetts
(6/3/2022)
RR
Nevada
(5/24/2022)
RR
New Jersey
(10/1/2021)
RR
North Carolina
(3/27/2023)
RR
Oklahoma
(2/16/2023)
RR
Pennsylvania
(10/1/2021)
IAR
Pennsylvania
(10/25/2021)
RR
Tennessee
(8/28/2025)

Exams


State Security Law Exam
IAR
Series 65
Date: 10/22/2021
Uniform Investment Adviser Law Examination
State Security Law Exam
General Industry/Product Exam
RR
Series 52TO
Date: 1/2/2023
Municipal Securities Representative Examination
General Industry/Product Exam
General Industry/Product Exam
General Industry/Product Exam
Principal/Supervisory Exam
Principal/Supervisory Exam
Principal/Supervisory Exam
SRO Registrations
RR
FINRA

Current Firm


CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS

CRD#: 105644 / SEC#: 801-20406

RIA
Registered Investment Advisory firm - (1/13/1984 Approved)
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Contact information


Main Address
1450 American Lane 6th Floor, Suite 650, Schaumburg, IL 60173-2096
Mailing Address
Phone number
(310) 257-7880
Established
Firm type
Fiscal year end
# of Employees
7,705

SEC notice filing (53 States and Territories)


Blank US states mapAlaskaHawaiiAlabamaArkansasArizonaCaliforniaColoradoConnecticutDelawareFloridaGeorgiaIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWisconsinWest VirginiaWyoming

Documents


Customer Relationship Summary (CRS / SEC)Latest Form ADV

Regulatory assets under management


Total Number of Accounts584,487
AUM (Assets Under Management)$ 163,792,814,520

Accountant surprise examination report


Filing DateForm ADV-E CoverForm ADV-E Report
10/27/2025
Cover Page
12/13/2024
09/26/2023
11/18/2022

Red Flags


Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Company Information


CETERA INVESTMENT ADVISERS LLC

CRD#: 105644Bala Cynwyd, PA 19004

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