Richard A. Joines

FSR WEALTH MANAGEMENT

Bellingham, WA

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CRD#: 3172865

Professional summary

Richard Aaron Joines, AIF®, who also goes by Rick Joines, is a registered financial advisor currently at FSR WEALTH MANAGEMENT, LLC located in Bellingham, Washington.

Richard is registered as an IAR (Investment Advisor Representative) and started their career in finance in 1999. Richard has worked at 5 firms and has passed the Series 65, Series 63, SIE and Series 7 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Rick Joines

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

RICHARD JOINES IS LICENSED WITH THE WASHINGTON STATE OFFICE OF THE INSURANCE COMMISSIONER, TO SELL THE FOLLOWING LINES OF INSURANCE: LIFE, DISABILITY, & VARIABLE LINE.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Richard Aaron Joines's CRS (Customer Relationship Summary).

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

AIF^®

Accredited Investment Fiduciary

Experience

Current

August 12, 2014 - Present

FSR WEALTH MANAGEMENT, LLC

RIA

CRD#: 171766

Bellingham, WA

Past

December 3, 2002 - October 6, 2014

BAY CITY FINANCIAL SERVICES INC

RIA

CRD#: 112411

BELLINGHAM, WA

Past

June 5, 2002 - October 10, 2014

CROWN CAPITAL SECURITIES, L.P.

CRD#: 6312

BELLINGHAM, WA

Past

September 25, 2001 - June 24, 2002

WELLS FARGO CLEARING SERVICES, LLC

RIA

CRD#: 19616

BELLINGHAM, WA

Past

May 8, 2000 - June 24, 2002

WELLS FARGO CLEARING SERVICES, LLC

CRD#: 19616

ST. LOUIS, MO

Past

March 26, 1999 - May 24, 2000

PIPER SANDLER & CO.

CRD#: 665

MINNEAPOLIS, MN

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

Washington
(8/12/2014)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 65

Date: 2/22/1999

Uniform Investment Adviser Law Examination

State Security Law Exam

Series 63

Date: 2/15/1999

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 10/10/2014

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 2/4/1999

General Securities Representative Examination

Current Firm

FSR WEALTH MANAGEMENT, LLC

FSR WEALTH MANAGEMENT | JOINES, RICHARD A | FSR WEALTH MANAGEMENT, LLC

CRD#: 171766 / SEC#:

Texas

Registered Investment Advisory firm - (4/9/2025 Terminated)

Washington

Registered Investment Advisory firm - (8/12/2014 Approved)

Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

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Contact information

Main Address

Bellingham, WA

Mailing Address

Phone number

(360) 312-4203

Established

Firm type

Fiscal year end

# of Employees

Documents

Latest Form ADV

Regulatory assets under management

Total Number of Accounts	256
AUM (Assets Under Management)	$ 34,757,408

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Firm Stability Insights

Richard A. Joines

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Richard Aaron Joines's CRS (Customer Relationship Summary).

Certified licenses

Experience

FSR WEALTH MANAGEMENT, LLC

BAY CITY FINANCIAL SERVICES INC

CROWN CAPITAL SECURITIES, L.P.

WELLS FARGO CLEARING SERVICES, LLC

WELLS FARGO CLEARING SERVICES, LLC

PIPER SANDLER & CO.

State Registrations and Notice Filings

Exams

Series 65

Date: 2/22/1999

Series 63

Date: 2/15/1999

SIE

Date: 10/10/2014

Series 7

Date: 2/4/1999

Current Firm

FSR WEALTH MANAGEMENT, LLC

Contact information

Documents

Regulatory assets under management

Red Flags

Company Information

FSR WEALTH MANAGEMENT, LLC

TRUST BUT VERIFY

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