Pamela J. Horack

PATHFINDER PLANNING LLC

Lake Wylie, SC

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CRD#: 3172152

Professional summary

Pamela Jean Horack, CFP®, who also goes by Pamela Horack, Pamela J Spahr, is a registered financial advisor currently at PATHFINDER PLANNING LLC located in Lake Wylie, South Carolina.

Pamela is registered as an IAR (Investment Advisor Representative) and started their career in finance in 1999. Pamela has worked at 3 firms and has passed the Series 65, Series 63, Series 7 and Series 24 exams.

Biography

Pam Horack, CFP®, owner of Pathfinder Planning LLC strives to make financial planning simple for you. After graduating college with her Bachelor of Science degree in Finance, she began her full-time financial career. For over 20 years, she has worked in various customer relations, managerial and training and development roles with banking, brokerage and mortgage companies. Pam’s focus on financial education has helped her develop a style of taking complex financial ideas and making them easy to understand and implement.

Question & Answer

What are your service offerings?

Retirement Planning

Comprehensive Financial Planni...

Budgeting

Education Planning

Investment Planning

Do you have an area of expertise or specialization?

College/Education Planning

Fixed Fee (Subscription, Retai...

Generation X

Middle Income Client Needs

Novice Investors

Retirement Plan Investment Adv...

Are you a "fiduciary"?

Yes

Aliases

Pamela Horack | Pamela J Spahr

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Pamela Jean Horack's CRS (Customer Relationship Summary).

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

CFP^®

Certified Financial Planner

Start date: 2014

Experience

Current

September 21, 2010 - Present

PATHFINDER PLANNING LLC

RIA

CRD#: 154713

Lake Wylie, SC

Past

August 22, 2002 - April 18, 2005

BANC OF AMERICA INVESTMENT SERVICES, INC.

CRD#: 16361

BOSTON, MA

Past

January 26, 1999 - July 25, 2001

HARRISDIRECT LLC

CRD#: 42159

JERSEY CITY, NJ

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

North Carolina
(9/21/2010)

IAR

South Carolina
(10/7/2010)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 65

Date: 7/22/2010

Uniform Investment Adviser Law Examination

State Security Law Exam

Series 63

Date: 2/22/1999

Uniform Securities Agent State Law Examination

General Industry/Product Exam

Series 7

Date: 1/18/1999

General Securities Representative Examination

Principal/Supervisory Exam

Series 24

Date: 12/2/1999

General Securities Principal Examination

Current Firm

PATHFINDER PLANNING LLC

CRD#: 154713 / SEC#:

North Carolina

Registered Investment Advisory firm - (9/21/2010 Approved)

South Carolina

Registered Investment Advisory firm - (10/7/2010 Approved)

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Contact information

Main Address

Lake Wylie, SC

Mailing Address

Phone number

(704) 301-7522

Established

Firm type

Fiscal year end

# of Employees

Documents

Latest Form ADV

Regulatory assets under management

Total Number of Accounts	97
AUM (Assets Under Management)	$ 23,758,320

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Pamela J. Horack

Professional summary

Biography

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Pamela Jean Horack's CRS (Customer Relationship Summary).

Certified licenses

Experience

PATHFINDER PLANNING LLC

BANC OF AMERICA INVESTMENT SERVICES, INC.

HARRISDIRECT LLC

State Registrations and Notice Filings

Exams

Series 65

Date: 7/22/2010

Series 63

Date: 2/22/1999

Series 7

Date: 1/18/1999

Series 24

Date: 12/2/1999

Current Firm

PATHFINDER PLANNING LLC

Contact information

Documents

Regulatory assets under management

Red Flags

Company Information

PATHFINDER PLANNING LLC

TRUST BUT VERIFY

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