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Gerard Michael Howard

ALLSTATE FINANCIAL SERVICES
TROY, MI
·CRD# 3136675·28 years experience

Professional Summary

Gerard Michael Howard is a registered financial advisor currently at ALLSTATE FINANCIAL SERVICES, LLC located in Troy, Michigan. Gerard is registered as a RR (Registered Representative) and started their career in finance in 1998. Gerard has worked at 6 firms and has passed the Series 65, Series 63, SIE, Series 31 and Series 7 exams.

At a Glance

Best-Interest Standard

Fiduciary Standard

Fee Structure

Account Minimum

Active Clients

Fiduciary Standard

Fee Structure

Account Minimum

Active Clients

Other Aliases

There are no additional aliases reported.

Blog Corner

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Videos & Posts

This advisor has not added any videos or posts yet.

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Contact Information

This advisor has not claimed their profile yet, so there is no contact information to display at this time.

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Disclosures are events reported to regulators, such as customer disputes, regulatory actions, employment separations, or financial events. Some are resolved, denied, or contested — a disclosure is not a verdict. We recommend asking an advisor directly about any disclosure on their record.

Disclosures on record.

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities. Check for any disclosures as part of your thorough research when choosing an advisor.

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Years of Experience

28 years in the financial services industry

Current & Past Employments

ALLSTATE FINANCIAL SERVICES, LLC·CRD# 18272
BD
3331 W Big Beaver Rd Ste 110, Troy, MI 48084-2813
January 28, 2016 - Present
LPL FINANCIAL LLC·CRD# 6413
RIA
Troy, MI
March 21, 2012 - February 2, 2016
LPL FINANCIAL LLC·CRD# 6413
BD
Troy, MI
March 19, 2012 - February 2, 2016
COMERICA SECURITIES·CRD# 17079
RIA
Bloomfield Hills, MI
February 26, 2004 - March 20, 2012
COMERICA SECURITIES·CRD# 17079
BD
Bloomfield Hills, MI
July 9, 2003 - March 20, 2012
LASALLE FINANCIAL SERVICES, INC.·CRD# 20373
BD
Chicago, IL
July 24, 2002 - July 29, 2003
UBS FINANCIAL SERVICES INC.·CRD# 8174
BD
Weehawken, NJ
March 6, 2000 - July 18, 2002
MORGAN STANLEY DW INC.·CRD# 7556
BD
Purchase, NY
December 7, 1998 - March 31, 2000

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Current Firm

AF
ALLSTATE FINANCIAL SERVICES, LLC

ALLSTATE FINANCIAL SERVICES, LLC | LSA SECURITIES, INC. | LAUGHLIN GROUP ADVISORS, INC. | ALLSTATE FINANCIAL SERVICES, LLC OF DELAWARE | ALLSTATE FINANCIAL SERVICES, LLC D/B/A LSA SECURITIES

CRD#: 18272 / SEC#: 8-36365
BD
Broker-Dealer Firm Regulated by FINRA (Kansas City district office)

Contact Information

Main Address

151 N 8th Street, Suite 450, Lincoln, NE 68508-1380

Mailing Address

Po Box 83271, Lincoln, NE 68501-3271

Phone Number

(877) 232-2142

Established

Delaware since 11/01/1999

Firm Type

Limited Liability Company

Fiscal Year End

December

Firm Size

Large

FINRA licenses (51 States and Territories)

Registered to provide investment advisory services in 0 US states and territories.

Documents

Customer Relationship Summary (CRS / FINRA)

Direct owners and executive officers

NamePositionCRD#
ALLSTATE INSURANCE COMPANYOWNER—
BOUDREAU, JOHN DOUGLASCHIEF COMPLIANCE OFFICER, VICE PRESIDENT AND EXECUTIVE REPRESENTATIVE, FINOP6357880
DELANEY, SCOTT SULLIVANPRESIDENT AND CHIEF EXECUTIVE OFFICER2978681
LANSPA, PAUL DONALDCHIEF OPERATING OFFICER6449159
MUELLER, DAVID JOHNGENERAL COUNSEL AND SECRETARY7807045
NELSON, MARY KRISCHAIRMAN OF THE BOARD2464654
SWEENEY, MICHAEL DANIELAML OFFICER2026113

Disclosures

Regulatory Event

4

Arbitration

1

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Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

The advisor shows no other business activity.

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State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.
RR
indicates the advisor is registered as a Registered Representative in this state, allowing securities offerings such as stocks, bonds, and mutual funds through a broker-dealer.
RR
Florida
(12/16/2022)
RR
Michigan
(1/28/2016)

Exams

Financial professionals may take different exams throughout their careers based on the types of services they provide and roles they perform.

Series 65 — Uniform Investment Adviser Law Examination

Passed Dec 1998About the Series 65 exam

Series 63 — Uniform Securities Agent State Law Examination

Passed Nov 1998About the Series 63 exam

SIE — Securities Industry Essentials Examination

Passed Oct 2018About the SIE exam

Series 31 — Futures Managed Funds Examination

Passed Dec 1998About the Series 31 exam

Series 7 — General Securities Representative Examination

Passed Dec 1998About the Series 7 exam
FINRA
SRO Registrations

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CRS (Client Relationship Summary) - BD

Click below to view Gerard Michael Howard's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

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GH
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