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Fred Gene Costantino JR

Fred G. Costantino

S.E.E.D. PLANNING GROUP
Binghamton, NY 13901
Some features on this profile are disabled
CRD#: 3129677
Fred Gene Costantino JR

Professional summary

Fred Gene Costantino JR, AIF®, CFP® is a registered financial advisor currently at S.E.E.D. PLANNING GROUP, LLC located in Binghamton, New York.

Fred is registered as an IAR (Investment Advisor Representative) and started their career in finance in 1998. Fred has worked at 5 firms and has passed the Series 65, Series 63, SIE, Series 7, Series 6, Series 9 and Series 10 exams.

top-8-questions

Question & Answer

What are your service offerings?
Comprehensive Financial Planni...
Social Security Planning
Retirement Planning
Tax Planning
Investment Planning
Retirement Income Management
Do you have an area of expertise or specialization?
Charitable Giving
Estate & Generational Planning...
Fixed Fee (Subscription, Retai...
High Net Worth Client Needs
Investment Advice with Ongoing...
Investment Advice without Ongo...
Are you a "fiduciary"?
Yes

Aliases

None

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Fred Gene Costantino JR's CRS (Customer Relationship Summary).
CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
AIF®

Accredited Investment Fiduciary

CFP®

Certified Financial Planner

Start date: 2016

Experience

Current

June 16, 2021 - Present

S.E.E.D. PLANNING GROUP, LLC

Office #1: 31 Lewis Street Suite 401, Binghamton, NY 13901
RIA
CRD#: 188521
Binghamton, NY
Past

September 27, 2013 - July 14, 2016

MORGAN STANLEY

RIA
CRD#: 149777
BINGHAMTON, NY
Past

September 27, 2013 - July 14, 2016

MORGAN STANLEY

BD
CRD#: 149777
BINGHAMTON, NY
Past

October 13, 2010 - September 30, 2013

WELLS FARGO CLEARING SERVICES, LLC

RIA
CRD#: 19616
JOHNSON CITY, NY
Past

January 30, 2009 - September 30, 2013

WELLS FARGO CLEARING SERVICES, LLC

BD
CRD#: 19616
JOHNSON CITY, NY
Past

April 16, 2002 - February 2, 2009

RAYMOND JAMES FINANCIAL SERVICES, INC.

BD
CRD#: 6694
VESTAL, NY
Past

October 26, 1998 - April 17, 2002

CARILLON INVESTMENTS, INC.

BD
CRD#: 14646
CINCINNATI, OH

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
S.E.E.D. PLANNING GROUP, LLC
S.E.E.D. PLANNING GROUP, LLC
S.E.E.D. PLANNING GROUP, LLC | SUITE(K) | SPROUT | SIFT INVESTMENT MANAGEMENT | SEEDS OF HOPE | S.E.E.D. WEALTH MANAGEMENT

CRD#: 188521 / SEC#: 801-91167

RIA
Registered Investment Advisory firm - (4/16/2015 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR
New York
(6/16/2021)

Exams

State Security Law Exam
IAR
Series 65
Date: 5/9/2011
Uniform Investment Adviser Law Examination
State Security Law Exam
RR
Series 63
Date: 10/7/1998
Uniform Securities Agent State Law Examination
General Industry/Product Exam
RR
SIE
Date: 7/14/2016
Securities Industry Essentials Examination
General Industry/Product Exam
RR
Series 7
Date: 6/4/2001
General Securities Representative Examination
General Industry/Product Exam
RR
Series 6
Date: 10/7/1998
Investment Company Products/Variable Contracts Representative Examination
Principal/Supervisory Exam
RR
Series 9
Date: 12/10/2007
General Securities Sales Supervisor - Options Module Examination
Principal/Supervisory Exam
RR
Series 10
Date: 11/8/2007
General Securities Sales Supervisor - General Module Examination

Current Firm

S.E.E.D. PLANNING GROUP, LLC
S.E.E.D. PLANNING GROUP, LLC
S.E.E.D. PLANNING GROUP, LLC | SUITE(K) | SPROUT | SIFT INVESTMENT MANAGEMENT | SEEDS OF HOPE | S.E.E.D. WEALTH MANAGEMENT

CRD#: 188521 / SEC#: 801-91167

RIA
Registered Investment Advisory firm - (4/16/2015 Approved)
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Contact information

Main Address
31 Lewis Street Suite 401, Binghamton, NY 13901
Mailing Address
Phone number
(607) 217-5091
Established
Firm type
Fiscal year end
# of Employees
31

SEC notice filing (13 States and Territories)

Blank US states mapAlaskaHawaiiAlabamaArkansasArizonaCaliforniaColoradoConnecticutDelawareFloridaGeorgiaIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWisconsinWest VirginiaWyoming

Documents

Customer Relationship Summary (CRS / SEC)Latest Form ADV

Part 2 Brochures

S.E.E.D ADV2A (10/9/2025)

Regulatory assets under management

Total Number of Accounts1,892
AUM (Assets Under Management)$ 490,907,135

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Company Information

S.E.E.D. PLANNING GROUP, LLC

S.E.E.D. PLANNING GROUP, LLC

CRD#: 188521Binghamton, NY 13901

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Contact information

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