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Brian C. Lock
UNIVERSAL FINANCIAL ADVISORS
St. Louis, MO 63122
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CRD#: 3092520
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Professional summary
Brian Christopher Lock, CFP®, who also goes by Bhan Cristopher Lock, Brian Cristopher Lock, is a registered financial advisor currently at UNIVERSAL FINANCIAL ADVISORS, LLC located in St. Louis, Missouri and OSAIC WEALTH, INC. located in Saint Louis, Missouri.
Brian is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1998. Brian has worked at 8 firms and has passed the Series 65, Series 63, SIE, Series 7 and Series 24 exams.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
Bhan Cristopher Lock | Brian Cristopher Lock
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
1. DBA - UNIVERSAL FINANCIAL GROUP 2. UNIVERSAL FINANCIAL ADVISORS POSITION: Principal NATURE: Independent RIA INVESTMENT RELATED: Yes NUMBER OF HOURS: 120 SECURITIES TRADING HOURS: 120 START DATE: 05/09/2022 ADDRESS: 333 S. Kirkwood Road, Suite 301, Kirkwood MO 63122 DESCRIPTION: Investment management & financial planning for individuals and retirement plans. 3. L.O.V.E. OF KDHX POSITION: Volunteer NATURE: I a member of a volunteer organization. LOVE of KDHX. The organization consists of longtime volunteers organizing to achieve change of leadership and respectful accountability at KDHX?, a community radio station. INVESTMENT RELATED: No NUMBER OF HOURS: 10 SECURITIES TRADING HOURS: 0 START DATE: 10/04/2023 ADDRESS: 2358 S. 12th Street, Saint Louis MO 63104 DESCRIPTION: I help organize fundraising events, write & submit editorial articles advocating for our cause to local news outlets, and attend weekly meetings. 4. UNIVERSAL FINANCIAL PLANNING CONSULTANTS POSITION: Officer NATURE: Corporation INVESTMENT RELATED: Yes NUMBER OF HOURS: 0 SECURITIES TRADING HOURS: 0 START DATE: 05/01/2023 ADDRESS: 333 S. Kirkwood Road, Suite 301, Kirkwood MO 63122, United States DESCRIPTION: William Albair, a rep with our independent RIA, pays the corporation a portion of the monthly rent for the use of a room in our office.
CRS (Client Relationship Summary) - RIA
Click below to view Brian Christopher Lock's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
CFP®
Start date: 2003
Experience
Current
May 11, 2022 - Present
UNIVERSAL FINANCIAL ADVISORS, LLC
Office #1: 333 S. Kirkwood Road Suite 301, St. Louis, MO 63122RIA
CRD#: 318392
St. Louis, MO
Current
June 14, 2024 - Present
OSAIC WEALTH, INC.
Office #1: 333 S Kirkwood Rd Suite 301, Saint Louis, MO 63122RIA
BD
CRD#: 23131
SAINT LOUIS, MO
Past
January 3, 2022 - August 10, 2022
PFG ADVISORS
RIA
CRD#: 173344
St. Louis, MO
Past
July 9, 2015 - June 14, 2024
SECURITIES AMERICA, INC.
BD
CRD#: 10205
SAINT LOUIS, MO
Past
March 9, 2015 - December 15, 2021
BEAM WEALTH ADVISORS, INC.
RIA
CRD#: 109867
SAINT LOUIS, MO
Past
September 8, 2009 - July 21, 2015
LPL FINANCIAL LLC
BD
CRD#: 6413
ST. LOUIS, MO
Past
September 24, 2001 - December 31, 2015
UNIVERSAL FINANCIAL PLANNING CONSULTANTS, INC.
RIA
CRD#: 116386
ST. LOUIS, MO
Past
August 21, 1998 - September 8, 2009
MUTUAL SERVICE CORPORATION
BD
CRD#: 4806
ST. LOUIS, MO
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
UF
UNIVERSAL FINANCIAL ADVISORS, LLC
UNIVERSAL FINANCIAL ADVISORS, LLC | UNIVERSAL FINANCIAL PLANNING CONSULTANTS, INC.
CRD#: 318392 / SEC#: 801-124991
RIA
Registered Investment Advisory firm - (5/11/2022 Approved)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
Alabama(6/14/2024)
RR
Arizona(6/14/2024)
RR
Arkansas(6/14/2024)
RR
California(6/14/2024)
RR
Colorado(6/14/2024)
RR
Florida(6/14/2024)
RR
Georgia(6/14/2024)
RR
Hawaii(6/14/2024)
RR
Illinois(6/14/2024)
RR
Indiana(6/14/2024)
RR
Kansas(6/14/2024)
RR
Maine(6/14/2024)
RR
Maryland(6/14/2024)
RR
Massachusetts(6/14/2024)
RR
Mississippi(6/14/2024)
IAR
Missouri(8/10/2022)
RR
Missouri(6/14/2024)
RR
New Hampshire(6/14/2024)
RR
New Mexico(6/14/2024)
RR
New York(6/14/2024)
RR
Oregon(6/14/2024)
RR
Pennsylvania(6/14/2024)
RR
South Carolina(6/14/2024)
RR
South Dakota(6/14/2024)
IAR
Texas(5/11/2022)
RR
Texas(6/14/2024)
RR
Virginia(6/14/2024)
RR
Wisconsin(10/14/2025)
RR
Wyoming(6/14/2024)
Exams
State Security Law Exam
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
Principal/Supervisory Exam
SRO Registrations
RR
FINRA
Current Firm
UF
UNIVERSAL FINANCIAL ADVISORS, LLC
UNIVERSAL FINANCIAL ADVISORS, LLC | UNIVERSAL FINANCIAL PLANNING CONSULTANTS, INC.
CRD#: 318392 / SEC#: 801-124991
RIA
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Contact information
Main Address
333 S. Kirkwood Road Suite 301, St. Louis, MO 63122
Mailing Address
Phone number
(314) 721-5522
Established
Firm type
Fiscal year end
# of Employees
6
SEC notice filing (4 States and Territories)
Regulatory assets under management
| Total Number of Accounts | 647 |
| AUM (Assets Under Management) | $ 251,062,299 |
Red Flags
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Check for any disclosures as part of your thorough research when choosing an advisor.
Company Information
UNIVERSAL FINANCIAL ADVISORS, LLC
CRD#: 318392St. Louis, MO 63122TRUST BUT VERIFY
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