Kristin W. Reed

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CRD#: 3039146

Professional summary

Being a previously registered professional could mean that this person is no longer operating under the supervision of the SEC or FINRA.

That means that the Securities and Exchange Commission may not be able to oversee the services that this specific professional is providing.

Kristin Winslow Reed, CFP® was a registered financial professional .

Kristin is a previously registered financial professional and started their career in finance in 1998. Kristin had worked at 7 firms and has passed the Series 65, Series 63, Series 7 and Series 6 exams.

Question & Answer

Are you a "fiduciary"?

Aliases

None

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary)

The CRS(Customer Relationship Summary) document is not provided.

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

CRD#: 39543

FAIRFIELD, IA

Past

June 8, 1999 - December 1, 2003

VERAVEST INVESTMENT ADVISORS, INC.

RIA

CRD#: 105796

BEDFORD, NH

Past

July 7, 1998 - November 14, 2003

VERAVEST INVESTMENTS, INC.

CRD#: 3960

WORCESTER, MA

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

WILLIAMS FINANCIAL, LLC

WILLIAMS FINANCIAL MANAGEMENT, LLC | WILLIAMS FINANCIAL, LLC

CRD#: 137038 / SEC#: 801-118678

RIA

Registered Investment Advisory firm - (5/8/2020 Approved)

Massachusetts

Registered Investment Advisory firm - (7/21/2020 Terminated)

New Hampshire

Registered Investment Advisory firm - (12/31/2019 Terminated)

New York

Registered Investment Advisory firm - (7/21/2020 Terminated)

Pennsylvania

Registered Investment Advisory firm - (12/19/2019 Terminated)

South Carolina

Registered Investment Advisory firm - (12/18/2019 Terminated)

Texas

Registered Investment Advisory firm - (7/21/2020 Terminated)

Vermont

Registered Investment Advisory firm - (7/21/2020 Terminated)

Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

Visual representation of state registrations

This advisor is not registered in any state.

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 65

Date: 10/13/1998

Uniform Investment Adviser Law Examination

State Security Law Exam

Series 63

Date: 6/29/1998

Uniform Securities Agent State Law Examination

General Industry/Product Exam

Series 7

Date: 1/18/1999

General Securities Representative Examination

General Industry/Product Exam

Series 6

Date: 5/20/1998

Investment Company Products/Variable Contracts Representative Examination

Current Firm

WILLIAMS FINANCIAL, LLC

WILLIAMS FINANCIAL MANAGEMENT, LLC | WILLIAMS FINANCIAL, LLC

CRD#: 137038 / SEC#: 801-118678

RIA

Registered Investment Advisory firm - (5/8/2020 Approved)

Massachusetts

Registered Investment Advisory firm - (7/21/2020 Terminated)

New Hampshire

Registered Investment Advisory firm - (12/31/2019 Terminated)

New York

Registered Investment Advisory firm - (7/21/2020 Terminated)

Pennsylvania

Registered Investment Advisory firm - (12/19/2019 Terminated)

South Carolina

Registered Investment Advisory firm - (12/18/2019 Terminated)

Texas

Registered Investment Advisory firm - (7/21/2020 Terminated)

Vermont

Registered Investment Advisory firm - (7/21/2020 Terminated)

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Contact information

Main Address

12 Main Street, North Bennington, VT 05257

Mailing Address

P.o. Box 24, North Bennington, VT 05257

Phone number

(866) 986-4469

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (6 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

WILLIAMS FINANCIAL ADV PART 2A ANNUAL AMENDMENT V.03.11.25 (3/11/2025)

Regulatory assets under management

Total Number of Accounts	803
AUM (Assets Under Management)	$ 191,095,167

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Advisor Monitoring

Firm Stability Insights

Kristin W. Reed

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary)

Certified licenses

Experience

THE LANGTREE GROUP, INC.

LANGTREE ASSOCIATES

FINANCIAL PLANNING FOR INDEPENDENCE, INC

CAMBRIDGE INVESTMENT RESEARCH, INC.

CAMBRIDGE INVESTMENT RESEARCH, INC.

VERAVEST INVESTMENT ADVISORS, INC.

VERAVEST INVESTMENTS, INC.

Primary Firm SEC Registration

WILLIAMS FINANCIAL, LLC

State Registrations and Notice Filings

Exams

Series 65

Date: 10/13/1998

Series 63

Date: 6/29/1998

Series 7

Date: 1/18/1999

Series 6

Date: 5/20/1998

Current Firm

WILLIAMS FINANCIAL, LLC

Contact information

SEC notice filing (6 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

WILLIAMS FINANCIAL, LLC

TRUST BUT VERIFY

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