Andrea L. Henley

UWHARRIE INVESTMENT ADVISORS

Concord, NC 28025

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CRD#: 3027541

Professional summary

Andrea L Henley, who also goes by Ande Kluttz, Andrea Leigh Kluttz, Ande Lowe, Andrea Kluttz Lowe, Andrea Leigh Lowe, is a registered financial advisor currently at UWHARRIE INVESTMENT ADVISORS, INC. located in Concord, North Carolina.

Andrea is registered as an IAR (Investment Advisor Representative) and started their career in finance in 1998. Andrea has worked at 3 firms and has passed the Series 65, Series 63, SIE and Series 6 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Ande Kluttz | Andrea Leigh Kluttz | Ande Lowe | Andrea Kluttz Lowe | Andrea Leigh Lowe

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

(1) Uwharrie Bank beginning 02/2020, Full-time Commercial lender, non-investment related.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Andrea L Henley's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

June 7, 2021 - Present

UWHARRIE INVESTMENT ADVISORS, INC.

Office #1: 700 Church St, Concord, NC 28025

RIA

CRD#: 117592

Concord, NC

Past

October 1, 2000 - September 19, 2001

WELLS FARGO CLEARING SERVICES, LLC

CRD#: 19616

ST. LOUIS, MO

Past

April 21, 1998 - October 1, 2000

FIRST UNION BROKERAGE SERVICES, INC.

CRD#: 8112

CHARLOTTE, NC

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

UWHARRIE INVESTMENT ADVISORS, INC.

STRATEGIC INVESTMENT ADVISORS, INC. | UWHARRIE INVESTMENT ADVISORS, INC. | UWHARRE INVESTMENT ADVISORS, INC.

CRD#: 117592 / SEC#: 801-63767

RIA

Registered Investment Advisory firm - (1/3/2005 Approved)

North Carolina

Registered Investment Advisory firm - (2/2/2005 Terminated)

Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

North Carolina
(6/7/2021)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 65

Date: 6/5/2021

Uniform Investment Adviser Law Examination

State Security Law Exam

Series 63

Date: 4/22/1998

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 11/27/2019

Securities Industry Essentials Examination

General Industry/Product Exam

Series 6

Date: 4/20/1998

Investment Company Products/Variable Contracts Representative Examination

Current Firm

UWHARRIE INVESTMENT ADVISORS, INC.

STRATEGIC INVESTMENT ADVISORS, INC. | UWHARRIE INVESTMENT ADVISORS, INC. | UWHARRE INVESTMENT ADVISORS, INC.

CRD#: 117592 / SEC#: 801-63767

RIA

Registered Investment Advisory firm - (1/3/2005 Approved)

North Carolina

Registered Investment Advisory firm - (2/2/2005 Terminated)

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Contact information

Main Address

132 North First Street, Albemarle, NC 28001

Mailing Address

P.o. Box 1517, Albemarle, NC 28002

Phone number

(704) 983-5959

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (3 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

PART 2A WRAP BROCHURE (4/23/2025)

PART 2A BROCHURE (4/23/2025)

Regulatory assets under management

Total Number of Accounts	811
AUM (Assets Under Management)	$ 278,247,352

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Advisor Monitoring

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Andrea L. Henley

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Andrea L Henley's CRS (Customer Relationship Summary).

Certified licenses

Experience

WELLS FARGO CLEARING SERVICES, LLC

FIRST UNION BROKERAGE SERVICES, INC.

Primary Firm SEC Registration

UWHARRIE INVESTMENT ADVISORS, INC.

State Registrations and Notice Filings

Exams

Series 65

Date: 6/5/2021

Series 63

Date: 4/22/1998

SIE

Date: 11/27/2019

Series 6

Date: 4/20/1998

Current Firm

UWHARRIE INVESTMENT ADVISORS, INC.

Contact information

SEC notice filing (3 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

UWHARRIE INVESTMENT ADVISORS, INC.

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