Charles R. Garcia

PAX FINANCIAL GROUP

San Antonio, TX 78232

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CRD#: 3017415

Professional summary

Charles Rienaldo Garcia JR, CFP® is a registered financial advisor currently at PAX FINANCIAL GROUP located in San Antonio, Texas.

Charles is registered as an IAR (Investment Advisor Representative) and started their career in finance in 1998. Charles has worked at 8 firms and has passed the Series 65, Series 63, SIE, Series 31, Series 7, Series 6 and Series 24 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

None

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

Charles Garcia Sole Proprietorship; 10026 Scenic Hills Drive, San Antonio TX 78255; Writer of fictional manuscripts for eventual publishing in a book; Dates employed 10/20/2016-Present; 15 hours per week during non-security trading hours. Not investment related. Financial Planning Association San Antonio & South Texas Chapter Not for profit industry networking and advocacy organization since 09/2019 Chairman of the Board 2-3 hrs per work. Mr. Garcia is a certified instructor to the CFP Board and teaches CFP Ethics Course Since 01/01/2024 Not Investment Related Trinity Presbyterian Church Religious Organization Finance Committee Pax does not manage any asses or provide any services to Trinity Presbyterian Church. Team Rubicon Disaster relief emergency services and mitigation services Volunteer Since 06/2023 Not investment related I Care San Antonio Board Director of a medical non-profit board Since 01/2025 Not investment related

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Charles Rienaldo Garcia JR's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

CFP^®

Certified Financial Planner

Start date: 2007

Experience

Current

February 7, 2019 - Present

PAX FINANCIAL GROUP

Office #1: 270 North Loop 1604 East Suite 200, San Antonio, TX 78232

RIA

CRD#: 284164

San Antonio, TX

Past

May 17, 2018 - January 4, 2019

USAA INVESTMENT SERVICES COMPANY

CRD#: 5475

SAN ANTONIO, TX

Past

January 8, 2018 - January 4, 2019

USAA INVESTMENT SERVICES COMPANY

RIA

CRD#: 5475

SAN ANTONIO, TX

Past

September 9, 2016 - May 21, 2018

USAA FINANCIAL ADVISORS, INC.

CRD#: 129035

SAN ANTONIO, TX

Past

August 30, 2016 - January 8, 2018

USAA FINANCIAL PLANNING SERVICES

RIA

CRD#: 106352

SAN ANTONIO, TX

Past

March 22, 2011 - September 16, 2014

USAA FINANCIAL PLANNING SERVICES

RIA

CRD#: 106352

SAN ANTONIO, TX

Past

March 22, 2011 - September 16, 2014

USAA FINANCIAL ADVISORS, INC.

CRD#: 129035

SAN ANTONIO, TX

Past

October 5, 2007 - December 22, 2010

LPL FINANCIAL LLC

RIA

CRD#: 6413

CYPRESS, TX

Past

October 5, 2007 - December 22, 2010

LPL FINANCIAL LLC

CRD#: 6413

CYPRESS, TX

Past

June 17, 2002 - October 9, 2007

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

RIA

CRD#: 7691

HOUSTON, TX

Past

June 17, 2002 - October 9, 2007

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

CRD#: 7691

HOUSTON, TX

Past

September 28, 1999 - July 3, 2002

VALIC FINANCIAL ADVISORS, INC.

RIA

CRD#: 42803

HOUSTON, TX

Past

September 28, 1999 - July 3, 2002

VALIC FINANCIAL ADVISORS, INC.

CRD#: 42803

HOUSTON, TX

Past

May 1, 1998 - July 29, 1999

INVESCO CAPITAL MARKETS, INC.

CRD#: 6939

HOUSTON, TX

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

PAX FINANCIAL GROUP

PAX FINANCIAL GROUP | PAX FINANCIAL GROUP, LLC | PAX FINANCIAL GROUP INSURANCE SERVICES

CRD#: 284164 / SEC#: 801-107918

RIA

Registered Investment Advisory firm - (6/3/2016 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

Texas
(2/7/2019)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 65

Date: 11/12/1999

Uniform Investment Adviser Law Examination

State Security Law Exam

Series 63

Date: 4/21/1998

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 31

Date: 2/28/2004

Futures Managed Funds Examination

General Industry/Product Exam

Series 7

Date: 4/28/1999

General Securities Representative Examination

General Industry/Product Exam

Series 6

Date: 4/30/1998

Investment Company Products/Variable Contracts Representative Examination

Principal/Supervisory Exam

Series 24

Date: 10/4/2000

General Securities Principal Examination

Current Firm

PAX FINANCIAL GROUP

PAX FINANCIAL GROUP | PAX FINANCIAL GROUP, LLC | PAX FINANCIAL GROUP INSURANCE SERVICES

CRD#: 284164 / SEC#: 801-107918

RIA

Registered Investment Advisory firm - (6/3/2016 Approved)

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Contact information

Main Address

270 North Loop 1604 East Suite 200, San Antonio, TX 78232

Mailing Address

Phone number

(210) 881-5700

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (13 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

WRAP FEE PROGRAM BROCHURE (7/9/2025)

ADV 2A - FIRM DISCLOSURE BROCHURE (7/9/2025)

Regulatory assets under management

Total Number of Accounts	4,249
AUM (Assets Under Management)	$ 728,473,115

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Advisor Monitoring

Firm Stability Insights

Charles R. Garcia

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Charles Rienaldo Garcia JR's CRS (Customer Relationship Summary).

Certified licenses

Experience

USAA INVESTMENT SERVICES COMPANY

USAA INVESTMENT SERVICES COMPANY

USAA FINANCIAL ADVISORS, INC.

USAA FINANCIAL PLANNING SERVICES

USAA FINANCIAL PLANNING SERVICES

USAA FINANCIAL ADVISORS, INC.

LPL FINANCIAL LLC

LPL FINANCIAL LLC

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

VALIC FINANCIAL ADVISORS, INC.

VALIC FINANCIAL ADVISORS, INC.

INVESCO CAPITAL MARKETS, INC.

Primary Firm SEC Registration

PAX FINANCIAL GROUP

State Registrations and Notice Filings

Exams

Series 65

Date: 11/12/1999

Series 63

Date: 4/21/1998

SIE

Date: 10/1/2018

Series 31

Date: 2/28/2004

Series 7

Date: 4/28/1999

Series 6

Date: 4/30/1998

Series 24

Date: 10/4/2000

Current Firm

PAX FINANCIAL GROUP

Contact information

SEC notice filing (13 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

PAX FINANCIAL GROUP

TRUST BUT VERIFY

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