Michael E. Cear

FARTHER

Berkeley Heights, NJ

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CRD#: 3009786

Professional summary

Michael Emil Cear, who also goes by Michael Emil Cear, Michael Cear, is a registered financial advisor currently at FARTHER located in Berkeley Heights, New Jersey.

Michael is registered as an IAR (Investment Advisor Representative) and started their career in finance in 1998. Michael has worked at 9 firms and has passed the Series 66, Series 63, SIE, Series 55 and Series 7 exams.

At a Glance

Always Fiduciary

Aliases

Michael Emil Cear | Michael Cear

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

Independent Insurance Agent; not investment-related; approximately 20 hours per month, 20 hours during securities trading hours.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Michael Emil Cear's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

September 17, 2026 - Present

FARTHER

RIA

CRD#: 302050

Berkeley Heights, NJ

Past

December 26, 2018 - September 14, 2026

SUMMIT FINANCIAL, LLC

RIA

CRD#: 299322

Parsippany, NJ

Past

September 19, 2018 - September 15, 2026

PURSHE KAPLAN STERLING INVESTMENTS

CRD#: 35747

Parsippany, NJ

Past

September 22, 2014 - September 20, 2018

SUMMIT FINANCIAL RESOURCES INC

RIA

CRD#: 104990

PARSIPPANY, NJ

Past

September 10, 2014 - December 27, 2018

SUMMIT EQUITIES, INC.

RIA

CRD#: 11039

PARSIPPANY, NJ

Past

September 9, 2014 - September 19, 2018

SUMMIT EQUITIES, INC.

CRD#: 11039

PARSIPPANY, NJ

Past

February 28, 2002 - September 9, 2014

NORTHWESTERN MUTUAL INVESTMENT SERVICES, LLC

CRD#: 2881

NEW YORK, NY

Past

March 14, 2000 - July 5, 2001

HAPOALIM SECURITIES USA, INC.

CRD#: 266

NEW YORK, NY

Past

August 27, 1998 - May 20, 1999

WORLDCO, L.L.C.

CRD#: 24673

NEW YORK, NY

Past

March 10, 1998 - May 20, 1998

GLOBAL FINANCIAL GROUP, INC.

CRD#: 23958

MINNEAPOLIS, MN

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

FARTHER

CRD#: 302050 / SEC#: 801-116721

RIA

Registered Investment Advisory firm - (7/19/2019 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

Texas
(9/17/2026)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

What does exam status mean?

State Security Law Exam

IAR

Series 66

Status Unavailable

Passed: 2/21/2008

Uniform Combined State Law Examination

State Security Law Exam

Series 63

Status Unavailable

Passed: 4/15/1998

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Status Unavailable

Passed: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 55

Status Unavailable

Passed: 10/3/1998

Limited Representative-Equity Trader Exam

General Industry/Product Exam

Series 7

Status Unavailable

Passed: 3/9/1998

General Securities Representative Examination

Current Firm

FARTHER

CRD#: 302050 / SEC#: 801-116721

RIA

Registered Investment Advisory firm - (7/19/2019 Approved)

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Contact information

Main Address

345 California Street Suite 600, San Francisco, CA 94104

Mailing Address

Phone number

(628) 246-8004

Established

Firm type

Fiscal year end

# of Employees

571

SEC notice filing (51 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

APPENDIX 1 (3/30/2026)

FORM ADV PART 2A (3/30/2026)

Regulatory assets under management

Total Number of Accounts	44,421
AUM (Assets Under Management)	$ 16,010,112,152

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Advisor Monitoring

Firm Stability Insights

Michael E. Cear

Professional summary

At a Glance

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Michael Emil Cear's CRS (Customer Relationship Summary).

Certified licenses

Experience

SUMMIT FINANCIAL, LLC

PURSHE KAPLAN STERLING INVESTMENTS

SUMMIT FINANCIAL RESOURCES INC

SUMMIT EQUITIES, INC.

SUMMIT EQUITIES, INC.

NORTHWESTERN MUTUAL INVESTMENT SERVICES, LLC

HAPOALIM SECURITIES USA, INC.

WORLDCO, L.L.C.

GLOBAL FINANCIAL GROUP, INC.

Primary Firm SEC Registration

FARTHER

State Registrations and Notice Filings

Exams

Series 66

Passed: 2/21/2008

Series 63

Passed: 4/15/1998

SIE

Passed: 10/1/2018

Series 55

Passed: 10/3/1998

Series 7

Passed: 3/9/1998

Current Firm

FARTHER

Contact information

SEC notice filing (51 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

FARTHER

TRUST BUT VERIFY

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