Nicholas J. Harper

SCHWAB WEALTH ADVISORY

Phoenix, AZ 85016-1215

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CRD#: 3000776

Professional summary

Nicholas James Harper, who also goes by Nicholas James Harper, Nick James Harper, Nicholas Harper, is a registered financial advisor currently at SCHWAB WEALTH ADVISORY, INC. located in Phoenix, Arizona and CHARLES SCHWAB & CO., INC. located in Phoenix, Arizona.

Nicholas is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1998. Nicholas has worked at 10 firms and has passed the Series 65, Series 63, SIE, Series 55 and Series 7 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Nicholas James Harper | Nick James Harper | Nicholas Harper

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Nicholas James Harper's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

March 13, 2026 - Present

SCHWAB WEALTH ADVISORY, INC.

Office #1: 2423 E Lincoln Drive, Phoenix, AZ 85016-1215

RIA

CRD#: 159035

Phoenix, AZ

Current

June 28, 2024 - Present

CHARLES SCHWAB & CO., INC.

Office #1: 2423 E Lincoln Dr, Phoenix, AZ 85016-1215

RIA

CRD#: 5393

Phoenix, AZ

Past

June 28, 2024 - March 17, 2026

CHARLES SCHWAB & CO., INC.

RIA

CRD#: 5393

LONE TREE, CO

Past

November 27, 2017 - May 2, 2024

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

RIA

CRD#: 7691

SCOTTSDALE, AZ

Past

November 27, 2017 - May 2, 2024

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

CRD#: 7691

SCOTTSDALE, AZ

Past

February 27, 2014 - November 28, 2017

CETERA INVESTMENT ADVISERS LLC

RIA

CRD#: 105644

PHOENIX, AZ

Past

March 21, 2013 - November 28, 2017

CETERA INVESTMENT SERVICES LLC

CRD#: 15340

MESA, AZ

Past

April 16, 2008 - February 19, 2013

U.S. BANCORP INVESTMENTS, INC.

CRD#: 17868

CHANDLER, AZ

Past

January 10, 2007 - May 16, 2007

AMFIN INVESTMENT SERVICES, INC.

CRD#: 13945

PHOENIX, AZ

Past

October 29, 2002 - February 16, 2006

CHASE INVESTMENT SERVICES CORP.

CRD#: 25574

CHICAGO, IL

Past

April 27, 2000 - January 31, 2002

ICAPITAL MARKETS LLC

CRD#: 5209

OMAHA, NE

Past

November 28, 1998 - February 10, 2000

LEHMAN BROTHERS INC.

CRD#: 7506

NEW YORK, NY

Past

May 14, 1998 - August 31, 1998

CHARLES SCHWAB & CO., INC.

CRD#: 5393

WESTLAKE, TX

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

SCHWAB WEALTH ADVISORY, INC.

SCHWAB PRIVATE CLIENT INVESTMENT ADVISORY, INC. | SCHWAB WEALTH ADVISORY, INC.

CRD#: 159035 / SEC#: 801-72795

RIA

Registered Investment Advisory firm - (12/9/2011 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

Alabama
(3/12/2026)

Alaska
(3/12/2026)

Arizona
(7/2/2024)

IAR

Arizona
(3/13/2026)

Arkansas
(3/12/2026)

California
(3/12/2026)

Colorado
(3/12/2026)

Connecticut
(3/12/2026)

Delaware
(3/12/2026)

District of Columbia
(3/12/2026)

Florida
(3/12/2026)

Georgia
(3/12/2026)

Hawaii
(3/12/2026)

Idaho
(3/12/2026)

Illinois
(3/12/2026)

Indiana
(3/12/2026)

Iowa
(3/12/2026)

Kansas
(3/12/2026)

Kentucky
(3/12/2026)

Louisiana
(3/12/2026)

Maine
(3/12/2026)

Maryland
(3/12/2026)

Massachusetts
(3/12/2026)

Michigan
(3/12/2026)

Minnesota
(3/12/2026)

Mississippi
(3/12/2026)

Missouri
(3/12/2026)

Montana
(3/12/2026)

Nebraska
(3/12/2026)

Nevada
(3/12/2026)

New Hampshire
(3/12/2026)

New Jersey
(3/12/2026)

New Mexico
(3/12/2026)

New York
(3/12/2026)

North Carolina
(3/12/2026)

North Dakota
(3/12/2026)

Ohio
(3/12/2026)

Oklahoma
(3/12/2026)

Oregon
(3/12/2026)

Pennsylvania
(3/12/2026)

Rhode Island
(3/12/2026)

South Carolina
(3/12/2026)

South Dakota
(3/12/2026)

Tennessee
(3/12/2026)

Texas
(3/12/2026)

Utah
(3/12/2026)

Vermont
(3/12/2026)

Virginia
(3/12/2026)

Washington
(3/12/2026)

West Virginia
(3/12/2026)

Wisconsin
(3/12/2026)

Wyoming
(3/12/2026)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state. Note: This rule does not apply to broker-dealer activity.

Exams

State Security Law Exam

IAR

Series 65

Date: 2/13/2014

Uniform Investment Adviser Law Examination

State Security Law Exam

Series 63

Date: 3/30/1998

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 55

Date: 6/6/2000

Limited Representative-Equity Trader Exam

General Industry/Product Exam

Series 7

Date: 5/7/1998

General Securities Representative Examination

SRO Registrations

FINRA

SRO Registrations

Nasdaq Stock Market

Current Firm

SCHWAB WEALTH ADVISORY, INC.

SCHWAB PRIVATE CLIENT INVESTMENT ADVISORY, INC. | SCHWAB WEALTH ADVISORY, INC.

CRD#: 159035 / SEC#: 801-72795

RIA

Registered Investment Advisory firm - (12/9/2011 Approved)

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Contact information

Main Address

9800 Schwab Way, Lone Tree, CO 80124

Mailing Address

Phone number

(415) 667-7000

Established

Firm type

Fiscal year end

# of Employees

1,042

SEC notice filing (53 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

SCHWAB WEALTH ADVISORY, INC. DISCLOSURE BROCHURE (12/11/2025)

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Advisor Monitoring

Firm Stability Insights

Nicholas J. Harper

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Nicholas James Harper's CRS (Customer Relationship Summary).

Certified licenses

Experience

CHARLES SCHWAB & CO., INC.

CHARLES SCHWAB & CO., INC.

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

CETERA INVESTMENT ADVISERS LLC

CETERA INVESTMENT SERVICES LLC

U.S. BANCORP INVESTMENTS, INC.

AMFIN INVESTMENT SERVICES, INC.

CHASE INVESTMENT SERVICES CORP.

ICAPITAL MARKETS LLC

LEHMAN BROTHERS INC.

CHARLES SCHWAB & CO., INC.

Primary Firm SEC Registration

SCHWAB WEALTH ADVISORY, INC.

State Registrations and Notice Filings

Exams

Series 65

Date: 2/13/2014

Series 63

Date: 3/30/1998

SIE

Date: 10/1/2018

Series 55

Date: 6/6/2000

Series 7

Date: 5/7/1998

FINRA

Nasdaq Stock Market

Current Firm

SCHWAB WEALTH ADVISORY, INC.

Contact information

SEC notice filing (53 States and Territories)

Documents

Part 2 Brochures

Red Flags

Company Information

SCHWAB WEALTH ADVISORY, INC.

TRUST BUT VERIFY

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