David Zuniga

SCHWAB WEALTH ADVISORY

Boerne, TX

Some features on this profile are disabled

CRD#: 2914348

Professional summary

David Zuniga, CFP®, who also goes by David Leo Zuniga, is a registered financial advisor currently at SCHWAB WEALTH ADVISORY, INC. located in Boerne, Texas and CHARLES SCHWAB & CO., INC. located in Phoenix, Arizona.

David is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1997. David has worked at 5 firms and has passed the Series 65, Series 63, SIE, Series 7, Series 6, Series 10, Series 9, Series 51 and Series 24 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

David Leo Zuniga

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view David Zuniga's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

CFP^®

Certified Financial Planner

Experience

Current

December 16, 2025 - Present

SCHWAB WEALTH ADVISORY, INC.

RIA

CRD#: 159035

Boerne, TX

Current

November 1, 2021 - Present

CHARLES SCHWAB & CO., INC.

Office #1: 2423 E Lincoln Dr, Phoenix, AZ 85016-1215

RIA

CRD#: 5393

Phoenix, AZ

Past

November 1, 2021 - December 16, 2025

CHARLES SCHWAB & CO., INC.

RIA

CRD#: 5393

San Antonio, TX

Past

June 8, 2020 - July 10, 2020

USAA INVESTMENT SERVICES COMPANY

CRD#: 5475

SAN ANTONIO, TX

Past

January 8, 2018 - July 10, 2020

USAA INVESTMENT SERVICES COMPANY

RIA

CRD#: 5475

SAN ANTONIO, TX

Past

March 30, 2012 - January 8, 2018

USAA FINANCIAL PLANNING SERVICES

RIA

CRD#: 106352

SAN ANTONIO, TX

Past

March 30, 2012 - June 8, 2020

USAA FINANCIAL ADVISORS, INC.

CRD#: 129035

SAN ANTONIO, TX

Past

December 6, 2010 - April 5, 2012

USAA INVESTMENT SERVICES COMPANY

RIA

CRD#: 5475

SAN ANTONIO, TX

Past

December 6, 2010 - April 5, 2012

USAA INVESTMENT SERVICES COMPANY

CRD#: 5475

SAN ANTONIO, TX

Past

January 2, 2009 - December 15, 2010

USAA FINANCIAL PLANNING SERVICES

RIA

CRD#: 106352

SAN ANTONIO, TX

Past

September 13, 2007 - December 31, 2008

USAA INVESTMENT SERVICES COMPANY

RIA

CRD#: 5475

SAN ANTONIO, TX

Past

September 13, 2007 - December 31, 2007

USAA INVESTMENT SERVICES COMPANY

CRD#: 5475

SAN ANTONIO, TX

Past

January 2, 2004 - September 13, 2007

USAA FINANCIAL PLANNING SERVICES

RIA

CRD#: 106352

SAN ANTONIO, TX

Past

January 2, 2004 - December 15, 2010

USAA FINANCIAL ADVISORS, INC.

CRD#: 129035

SAN ANTONIO, TX

Past

December 3, 2002 - December 31, 2003

USAA INVESTMENT SERVICES COMPANY

RIA

CRD#: 5475

SAN ANTONIO, TX

Past

July 18, 1997 - December 31, 2003

USAA INVESTMENT SERVICES COMPANY

CRD#: 5475

SAN ANTONIO, TX

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

SCHWAB WEALTH ADVISORY, INC.

SCHWAB PRIVATE CLIENT INVESTMENT ADVISORY, INC. | SCHWAB WEALTH ADVISORY, INC.

CRD#: 159035 / SEC#: 801-72795

RIA

Registered Investment Advisory firm - (12/9/2011 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

Alabama
(11/1/2021)

Alaska
(11/1/2021)

Arizona
(11/1/2021)

Arkansas
(11/1/2021)

California
(11/1/2021)

Colorado
(11/1/2021)

Connecticut
(11/1/2021)

Delaware
(11/1/2021)

District of Columbia
(11/1/2021)

Florida
(11/1/2021)

Georgia
(11/1/2021)

Hawaii
(11/1/2021)

Idaho
(11/1/2021)

Illinois
(11/1/2021)

Indiana
(11/1/2021)

Iowa
(11/1/2021)

Kansas
(11/1/2021)

Kentucky
(11/1/2021)

Louisiana
(11/1/2021)

Maine
(11/1/2021)

Maryland
(11/1/2021)

Massachusetts
(11/1/2021)

Michigan
(11/1/2021)

Minnesota
(11/1/2021)

Mississippi
(11/1/2021)

Missouri
(11/1/2021)

Montana
(11/1/2021)

Nebraska
(11/1/2021)

Nevada
(11/1/2021)

New Hampshire
(11/1/2021)

New Jersey
(11/1/2021)

New Mexico
(11/1/2021)

New York
(11/1/2021)

North Carolina
(11/1/2021)

North Dakota
(11/1/2021)

Ohio
(11/2/2021)

Oklahoma
(11/1/2021)

Oregon
(11/1/2021)

Pennsylvania
(11/1/2021)

Puerto Rico
(11/1/2021)

Rhode Island
(11/1/2021)

South Carolina
(11/1/2021)

South Dakota
(11/1/2021)

Tennessee
(11/1/2021)

Texas
(11/1/2021)

IAR

Texas
(12/16/2025)

Utah
(11/1/2021)

Vermont
(11/1/2021)

Virginia
(11/1/2021)

Washington
(11/1/2021)

West Virginia
(11/1/2021)

Wisconsin
(11/1/2021)

Wyoming
(11/1/2021)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state. Note: This rule does not apply to broker-dealer activity.

Exams

State Security Law Exam

IAR

Series 65

Date: 10/24/2002

Uniform Investment Adviser Law Examination

State Security Law Exam

Series 63

Date: 7/25/1997

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 7/1/1999

General Securities Representative Examination

General Industry/Product Exam

Series 6

Date: 7/17/1997

Investment Company Products/Variable Contracts Representative Examination

Principal/Supervisory Exam

Series 10

Date: 12/2/2021

General Securities Sales Supervisor - General Module Examination

Principal/Supervisory Exam

Series 9

Date: 11/5/2021

General Securities Sales Supervisor - Options Module Examination

Principal/Supervisory Exam

Series 51

Date: 8/30/2018

Municipal Fund Securities Principal Examination

Principal/Supervisory Exam

Series 24

Date: 11/3/1999

General Securities Principal Examination

SRO Registrations

FINRA

SRO Registrations

Nasdaq Stock Market

Current Firm

SCHWAB WEALTH ADVISORY, INC.

SCHWAB PRIVATE CLIENT INVESTMENT ADVISORY, INC. | SCHWAB WEALTH ADVISORY, INC.

CRD#: 159035 / SEC#: 801-72795

RIA

Registered Investment Advisory firm - (12/9/2011 Approved)

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Contact information

Main Address

9800 Schwab Way, Lone Tree, CO 80124

Mailing Address

Phone number

(415) 667-7000

Established

Firm type

Fiscal year end

# of Employees

1,042

SEC notice filing (53 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

SCHWAB WEALTH ADVISORY, INC. DISCLOSURE BROCHURE (12/11/2025)

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Advisor Monitoring

Firm Stability Insights

David Zuniga

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view David Zuniga's CRS (Customer Relationship Summary).

Certified licenses

Experience

CHARLES SCHWAB & CO., INC.

CHARLES SCHWAB & CO., INC.

USAA INVESTMENT SERVICES COMPANY

USAA INVESTMENT SERVICES COMPANY

USAA FINANCIAL PLANNING SERVICES

USAA FINANCIAL ADVISORS, INC.

USAA INVESTMENT SERVICES COMPANY

USAA INVESTMENT SERVICES COMPANY

USAA FINANCIAL PLANNING SERVICES

USAA INVESTMENT SERVICES COMPANY

USAA INVESTMENT SERVICES COMPANY

USAA FINANCIAL PLANNING SERVICES

USAA FINANCIAL ADVISORS, INC.

USAA INVESTMENT SERVICES COMPANY

USAA INVESTMENT SERVICES COMPANY

Primary Firm SEC Registration

SCHWAB WEALTH ADVISORY, INC.

State Registrations and Notice Filings

Exams

Series 65

Date: 10/24/2002

Series 63

Date: 7/25/1997

SIE

Date: 10/1/2018

Series 7

Date: 7/1/1999

Series 6

Date: 7/17/1997

Series 10

Date: 12/2/2021

Series 9

Date: 11/5/2021

Series 51

Date: 8/30/2018

Series 24

Date: 11/3/1999

FINRA

Nasdaq Stock Market

Current Firm

SCHWAB WEALTH ADVISORY, INC.

Contact information

SEC notice filing (53 States and Territories)

Documents

Part 2 Brochures

Red Flags

Company Information

SCHWAB WEALTH ADVISORY, INC.

TRUST BUT VERIFY

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