Thomas S. Crutchfield

WAYPOINTS FINANCIAL

SEBRING, FL 33870

Some features on this profile are disabled

CRD#: 2846546

Professional summary

Thomas Scott Crutchfield, who also goes by Scott Crutchfield, Thomas S Crutchfield, is a registered financial advisor currently at WAYPOINTS FINANCIAL located in Sebring, Florida.

Thomas is registered as an IAR (Investment Advisor Representative) and started their career in finance in 1997. Thomas has worked at 8 firms and has passed the Series 65, Series 63, SIE and Series 7 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Scott Crutchfield | Thomas S Crutchfield

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

1.) 149 E Center LLC; Not Investment Related; 149 E. Center Ave, Sebring, FL 33870; To purchase and rent office space for Waypoints Financial; Manager; November 7, 2022; One hour or less; Zero hours during trading hours; Collecting rent from current tenant, paying insurance, taxes, and other necessary expenses related to commercial real estate. 2.) Crutchfield Groves, Inc.; Not Investment Related; Sebring, FL; Holding Company for 3 owner-financed properties sold by company; Board of Directors member; Start date: ______One hour or less. Zero hours during trading. No current business operations.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Thomas Scott Crutchfield's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

March 23, 2012 - Present

WAYPOINTS FINANCIAL

Office #1: 149 East Center Avenue, Sebring, FL 33870

RIA

CRD#: 157494

SEBRING, FL

Past

June 30, 2011 - March 31, 2017

WFG ADVISORS, LP

RIA

CRD#: 125073

SEBRING, FL

Past

June 29, 2011 - March 31, 2017

WFG INVESTMENTS, INC.

CRD#: 22704

SEBRING, FL

Past

April 2, 2009 - July 22, 2011

CAMBRIDGE INVESTMENT RESEARCH ADVISORS, INC.

RIA

CRD#: 134139

SEBRING, FL

Past

March 2, 2009 - July 22, 2011

CAMBRIDGE INVESTMENT RESEARCH, INC.

CRD#: 39543

SEBRING, FL

Past

January 1, 2008 - March 3, 2009

WELLS FARGO CLEARING SERVICES, LLC

RIA

CRD#: 19616

SEBRING, FL

Past

January 1, 2008 - March 3, 2009

WELLS FARGO CLEARING SERVICES, LLC

CRD#: 19616

SEBRING, FL

Past

September 7, 2001 - January 1, 2008

A. G. EDWARDS & SONS, INC.

RIA

CRD#: 4

SEBRING, FL

Past

September 7, 2001 - January 3, 2008

A. G. EDWARDS & SONS, INC.

CRD#: 4

SEBRING, FL

Past

March 12, 1997 - October 26, 2001

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

CRD#: 7691

NEW YORK, NY

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

WAYPOINTS FINANCIAL

WAYPOINTS FINANCIAL | WAYPOINTS FINANCIAL, LLC

CRD#: 157494 / SEC#: 801-130707

RIA

Registered Investment Advisory firm - (7/19/2024 Approved)

Florida

Registered Investment Advisory firm - (7/23/2024 Terminated)

Texas

Registered Investment Advisory firm - (7/23/2024 Terminated)

Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

Florida
(3/23/2012)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 65

Date: 4/11/1997

Uniform Investment Adviser Law Examination

State Security Law Exam

Series 63

Date: 3/27/1997

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 3/31/2017

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 3/11/1997

General Securities Representative Examination

Current Firm

WAYPOINTS FINANCIAL

WAYPOINTS FINANCIAL | WAYPOINTS FINANCIAL, LLC

CRD#: 157494 / SEC#: 801-130707

RIA

Registered Investment Advisory firm - (7/19/2024 Approved)

Florida

Registered Investment Advisory firm - (7/23/2024 Terminated)

Texas

Registered Investment Advisory firm - (7/23/2024 Terminated)

Upgrade to AdvisorCheck Premium

Get A Biweekly Pulse, AutomaticallyReceive biweekly alerts automatically. Stay informed and proactive.

Catch Firm-Level Red Flags SoonerCatch leadership changes and disclosures early, before issues escalate.

See Trends. Not Just SnapshotsMonitor firm stability metrics like AUM and advisor ratios over time.

Contact information

Main Address

149 East Center Avenue, Sebring, FL 33870

Mailing Address

Phone number

(863) 402-5650

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (2 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

WAYPOINTS FORM ADV PART 2 BROCHURE (10/16/2025)

Regulatory assets under management

Total Number of Accounts	629
AUM (Assets Under Management)	$ 133,678,395

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Similar Advisors

Jason Erickson

VAN AKE CAPITAL LLC

IAR

WINNETKA, IL

Susan Miller

SLATEN WEALTH MANAGEMENT

IAR

Anaheim, CA

Thomas Loper

CORNERSTONE WEALTH MANAGEMENT, LLC

IAR

Tulsa, OK

We're Here To Help

Advisor Monitoring

Firm Stability Insights

Thomas S. Crutchfield

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Thomas Scott Crutchfield's CRS (Customer Relationship Summary).

Certified licenses

Experience

WFG ADVISORS, LP

WFG INVESTMENTS, INC.

CAMBRIDGE INVESTMENT RESEARCH ADVISORS, INC.

CAMBRIDGE INVESTMENT RESEARCH, INC.

WELLS FARGO CLEARING SERVICES, LLC

WELLS FARGO CLEARING SERVICES, LLC

A. G. EDWARDS & SONS, INC.

A. G. EDWARDS & SONS, INC.

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

Primary Firm SEC Registration

WAYPOINTS FINANCIAL

State Registrations and Notice Filings

Exams

Series 65

Date: 4/11/1997

Series 63

Date: 3/27/1997

SIE

Date: 3/31/2017

Series 7

Date: 3/11/1997

Current Firm

WAYPOINTS FINANCIAL

Contact information

SEC notice filing (2 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

WAYPOINTS FINANCIAL

TRUST BUT VERIFY

Similar Advisors