Sarah J. Kaelberer

B&E INVESTMENT ADVISERS

WAYZATA, MN 55391

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CRD#: 2823422

Professional summary

Sarah Jane Kaelberer, CFP®, ChFC®, CLU®, who also goes by Sally Delaney, Sally Kaelberer, is a registered financial advisor currently at B&E INVESTMENT ADVISERS, INC. located in Wayzata, Minnesota and VALMARK SECURITIES, INC. located in Wayzata, Minnesota.

Sarah is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1997. Sarah has worked at 4 firms and has passed the Series 63, SIE, Series 7 and Series 24 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Sally Delaney | Sally Kaelberer

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

1.NAME OF BUSINESS:B&E INVESTMENTS, BUSINESS & ESTATE ADVISERS, B&E PENSION ADVISERS BUSINESS ADDRESS: 282 WAYZATA BLVD., WAYZATA, MN 55391 NATURE OF BUSINESS: RIA, FIXED INSURANCE, TPA FOR 401(K); INVESTMENT RELATED: YES; START DATE: 1996; HOURS PER MONTH: 100-160; HOURS DURING TRADING HOURS: ALL; POSITION: President; CLIENT INVOLVEMENT: YES, SOME CLIENTS ARE INVOLVED IN RIA, FIXED BUSINESS AND TPA FOR 401(K); DUTIES: FINANCIAL PLANNING, NONVARIABLE INSURANCE SALES AND SERVICE, THIRD PARTY ADMIN FOR 401(K); COMPENSATION: SALARY FROM B&E INVESTMENTS, S DISTRIBUTIONS FROM BUSINESS & ESTATE AND B&E PENSION ADVISERS, INC. 2. INSURANCE COMMISSIONS/TRAILS 3. THIRD PARTY PENSION ADMINISTRATION SERVICES. 4. 50% OWNER SDK GROUP LLLP WHICH OWNS 46% OF B&E REAL ESTATE PARTNERSHIP. B&E REAL ESTATE PARTNERSHIP OWNS TWO OFFICE BUILDINGS OF WHICH ARE OCCUPIED & RENT IS PAID BY BUSINESS & ESTATE ADVISERS(OUR INSURANCE AGENCY). OTHER OWNER OF SDK IS DARVIN KAELBERER MY SPOUSE. OTHER OWNERS OF B&E REAL ESTATE IS DENSUE LLLP, AN UNAFFILIATED PARTY. 5. GREATER WAYZATA AREA CHAMBER OF COMMERCE; MN; MEMBER OF BOARD OF DIRECTORS FOR SMALL LOCAL CHAMBER OF COMMERCE; NOT INVESTMENT RELATED; START 01/2021; NO COMPENSATION.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Sarah Jane Kaelberer's CRS (Customer Relationship Summary).

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

CFP^®

Certified Financial Planner

Start date: 2001

ChFC^®

Chartered Financial Consultant

CLU^®

Chartered Life Underwriter

Experience

Current

April 6, 2004 - Present

B&E INVESTMENT ADVISERS, INC.

Office #1: 282 E. Wayzata Blvd. P.o. Box 679, Wayzata, MN 55391

RIA

CRD#: 129374

WAYZATA, MN

Current

February 10, 2003 - Present

VALMARK SECURITIES, INC.

Office #1: 282 East Wayzata Blvd., Wayzata, MN 55391

CRD#: 31243

Wayzata, MN

Past

April 28, 1999 - March 5, 2003

WALNUT STREET SECURITIES, INC.

CRD#: 15840

EL SEGUNDO, CA

Past

June 4, 1998 - April 26, 1999

RAYMOND JAMES FINANCIAL SERVICES, INC.

CRD#: 6694

ST. PETERSBURG, FL

Past

November 25, 1997 - June 5, 1998

WALNUT STREET SECURITIES, INC.

CRD#: 15840

EL SEGUNDO, CA

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

Arizona
(3/18/2025)

California
(1/7/2010)

Colorado
(5/29/2018)

Delaware
(4/6/2016)

Florida
(6/15/2016)

IAR

Florida
(4/3/2025)

Georgia
(11/9/2023)

Illinois
(9/8/2015)

Iowa
(1/6/2021)

Michigan
(6/8/2020)

Minnesota
(2/10/2003)

IAR

Minnesota
(1/21/2014)

North Dakota
(1/2/2018)

Oregon
(1/2/2015)

South Dakota
(6/10/2016)

Utah
(7/19/2024)

Virginia
(12/12/2022)

Wisconsin
(2/10/2003)

IAR

Wisconsin
(4/6/2004)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state. Note: This rule does not apply to broker-dealer activity.

Exams

State Security Law Exam

Series 63

Date: 11/26/1997

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 11/24/1997

General Securities Representative Examination

Principal/Supervisory Exam

Series 24

Date: 5/5/2004

General Securities Principal Examination

SRO Registrations

FINRA

Current Firm

B&E INVESTMENT ADVISERS, INC.

CRD#: 129374 / SEC#:

Florida

Registered Investment Advisory firm - (4/3/2025 Approved)

Minnesota

Registered Investment Advisory firm - (3/30/2004 Approved)

Wisconsin

Registered Investment Advisory firm - (4/6/2004 Approved)

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Contact information

Main Address

282 E. Wayzata Blvd.,, Wayzata, MN 55391-1621

Mailing Address

Po Box 679, Wayzata, MN 55391-0679

Phone number

(952) 475-0440

Established

Firm type

Fiscal year end

# of Employees

Documents

Latest Form ADV

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Sarah J. Kaelberer

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Sarah Jane Kaelberer's CRS (Customer Relationship Summary).

Certified licenses

Experience

B&E INVESTMENT ADVISERS, INC.

VALMARK SECURITIES, INC.

WALNUT STREET SECURITIES, INC.

RAYMOND JAMES FINANCIAL SERVICES, INC.

WALNUT STREET SECURITIES, INC.

State Registrations and Notice Filings

Exams

Series 63

Date: 11/26/1997

SIE

Date: 10/1/2018

Series 7

Date: 11/24/1997

Series 24

Date: 5/5/2004

FINRA

Current Firm

B&E INVESTMENT ADVISERS, INC.

Contact information

Documents

Red Flags

Company Information

B&E INVESTMENT ADVISERS, INC.

TRUST BUT VERIFY

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