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KK

Kenneth J. Kramer

UNITED PLANNERS' FINANCIAL SERVICES OF AMERICA A LIMITED PARTNER
Hopkins, MN 55343
Some features on this profile are disabled
CRD#: 2822605
KK

Professional summary

Kenneth John Kramer, who also goes by Ken Kramer, is a registered financial advisor currently at UNITED PLANNERS' FINANCIAL SERVICES OF AMERICA A LIMITED PARTNER located in Hopkins, Minnesota and ONEDIGITAL located in Hopkins, Minnesota.

Kenneth is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1997. Kenneth has worked at 6 firms and has passed the Series 65, Series 63, SIE and Series 7 exams.

Question & Answer

Are you a "fiduciary"?
Yes

Aliases

Ken Kramer

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Kenneth John Kramer's CRS (Customer Relationship Summary).
CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
None

Experience

Current

October 16, 2019 - Present

UNITED PLANNERS' FINANCIAL SERVICES OF AMERICA A LIMITED PARTNER

Office #1: 6-10th Avenue North, Hopkins, MN 55343
RIA
BD
CRD#: 20804
Hopkins, MN
Current

February 19, 2026 - Present

ONEDIGITAL

Office #1: 6 10th Avenue North, Hopkins, MN 55343
RIA
CRD#: 106766
HOPKINS, MN
Current

November 16, 2017 - Present

UNITED PLANNERS' FINANCIAL SERVICES OF AMERICA A LIMITED PARTNER

Office #1: 6-10th Avenue North, Hopkins, MN 55343
RIA
BD
CRD#: 20804
Hopkins, MN
Current

February 20, 2026 - Present

OSAIC WEALTH, INC.

Office #1: 6 10th Ave N, Hopkins, MN 55343
RIA
BD
CRD#: 23131
Hopkins, MN
Past

November 17, 2017 - February 20, 2020

MY LEGACY ADVISORS, LLC

RIA
CRD#: 290675
HOPKINS, MN
Past

November 16, 2017 - November 27, 2017

UNITED PLANNERS' FINANCIAL SERVICES OF AMERICA A LIMITED PARTNER

RIA
CRD#: 20804
SCOTTSDALE, AZ
Past

March 26, 2014 - November 17, 2017

SII INVESTMENTS, INC.

RIA
CRD#: 2225
HOPKINS, MN
Past

August 31, 2007 - November 17, 2017

SII INVESTMENTS, INC.

BD
CRD#: 2225
HOPKINS, MN
Past

July 5, 1999 - August 31, 2007

FSC SECURITIES CORPORATION

RIA
CRD#: 7461
DEEPHAVEN, MN
Past

January 1, 1997 - August 31, 2007

FSC SECURITIES CORPORATION

BD
CRD#: 7461
DEEPHAVEN, MN

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
ON
ONEDIGITAL
(K)RPG | WESTMINSTER CONSULTING | WEALTHSOURCE | VERTICAL FINANCIAL | TRIAD FINANCIAL ADVISORS | TIMESCALE FINANCIAL | THE PINNACLE PLANNING GROUP | TEROS ADVISORS | STRATEGIC RETIREMENT GROUP | STONESTREET EQUITY | SHA RETIREMENT GROUP | SERVICE PLANNING CORPORATION | RETIREMENT PARTNER ADVISORS (RPA) | RETIREMENT BENEFITS GROUP | RESOURCES INVESTMENT ADVISORS, LLC | RESOURCES INVESTMENT ADVISORS INC | RESOURCES INVESTMENT ADVISORS | PROSPERITY FINANCIAL GROUP MIDWEST (PFG) | PRAXIS CONSULTING | PENSION INVESTMENT SERVICES, LLC | ONEDIGITAL RETIREMENT AND WEALTH | ONEDIGITAL INVESTMENT ADVISORS LLC | ONEDIGITAL INVESTMENT ADVISORS | ONEDIGITAL FINANCIAL SERVICES | ONEDIGITAL | MONTGOMERY RETIREMENT PLAN ADVISORS | LEGACY ASSET MANAGEMENT | KZ WEALTH | KEYSTONE RETIREMENT & INSURANCE ADVISORS | KB FINANCIAL | JFL TOTAL WEALTH MANAGEMENT | IMPACT BENEFITS & RETIREMENT | HM CAPITAL MANAGEMENT | GROEBL BROTHERS | GOULDIN & MCCARTHY | GHC ASSOCIATES | GENERATIONS WEALTH PLANNING | FUTURE BENEFITS | FULCRUM PARTNERS | FLORIDA PENSION GROUP | FIDUCIARY PLAN ADVISORS | EAST MAIN STREET ADVISORS | CLEARVIEW ADVISORY | CHEPENIK FINANCIAL | CAPSTONE ADVISORY GROUP | CAFARO GREENLEAF | BUKATY MORRIS RETIREMENT SERVICES | BUKATY MORRIS RETIREMENT PLAN SERVICES | BUKATY COMPANIES WEALTH MANAGEMENT | BUKATY COMPANIES RETIREMENT PLAN SERVICES | BUKATY COMPANIES O'RENICK WEALTH MANAGEMENT | BUKATY COMPANIES FINANCIAL SERVICES | ATLANTA RETIREMENT PARTNERS | ASI WEALTH MANAGEMENT | AREA FINANCIAL | ACT 2 RETIREMENT CONSULTING | 401K ADVISORS INTERMOUNTAIN | 401(K) RESOURCES | 401(K) ADVISORS INTERMOUNTAIN

CRD#: 106766 / SEC#: 801-40622

RIA
Registered Investment Advisory firm - (1/22/1992 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.
RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

RR
Alaska
(11/16/2017)
RR
Arizona
(11/16/2017)
RR
Arkansas
(2/20/2026)
RR
California
(11/16/2017)
RR
Colorado
(1/22/2019)
RR
Connecticut
(11/16/2017)
RR
District of Columbia
(2/20/2026)
RR
Florida
(11/16/2017)
RR
Hawaii
(4/23/2019)
RR
Illinois
(11/16/2017)
RR
Indiana
(2/28/2024)
RR
Iowa
(11/16/2017)
RR
Kansas
(2/20/2026)
RR
Kentucky
(11/16/2017)
RR
Louisiana
(2/20/2026)
RR
Maine
(11/16/2017)
RR
Massachusetts
(11/16/2017)
RR
Minnesota
(11/16/2017)
IAR
Minnesota
(10/16/2019)
RR
Montana
(11/16/2017)
RR
Nevada
(2/20/2026)
RR
New Jersey
(7/30/2025)
RR
New Mexico
(9/18/2023)
RR
New York
(1/7/2022)
RR
North Carolina
(11/16/2017)
RR
North Dakota
(5/19/2023)
RR
Ohio
(3/9/2021)
RR
Oregon
(10/12/2021)
RR
South Carolina
(1/7/2022)
RR
South Dakota
(8/7/2019)
RR
Texas
(11/16/2017)
IAR
Texas
(10/16/2019)
RR
Utah
(1/7/2022)
RR
Virginia
(11/16/2017)
RR
Washington
(11/16/2017)
RR
Wisconsin
(11/16/2017)

Exams

State Security Law Exam
IAR
Series 65
Date: 3/25/2014
Uniform Investment Adviser Law Examination
State Security Law Exam
RR
Series 63
Date: 1/2/1997
Uniform Securities Agent State Law Examination
General Industry/Product Exam
RR
SIE
Date: 10/1/2018
Securities Industry Essentials Examination
General Industry/Product Exam
RR
Series 7
Date: 12/26/1996
General Securities Representative Examination
SRO Registrations
RR
FINRA

Current Firm

ON
ONEDIGITAL
(K)RPG | WESTMINSTER CONSULTING | WEALTHSOURCE | VERTICAL FINANCIAL | TRIAD FINANCIAL ADVISORS | TIMESCALE FINANCIAL | THE PINNACLE PLANNING GROUP | TEROS ADVISORS | STRATEGIC RETIREMENT GROUP | STONESTREET EQUITY | SHA RETIREMENT GROUP | SERVICE PLANNING CORPORATION | RETIREMENT PARTNER ADVISORS (RPA) | RETIREMENT BENEFITS GROUP | RESOURCES INVESTMENT ADVISORS, LLC | RESOURCES INVESTMENT ADVISORS INC | RESOURCES INVESTMENT ADVISORS | PROSPERITY FINANCIAL GROUP MIDWEST (PFG) | PRAXIS CONSULTING | PENSION INVESTMENT SERVICES, LLC | ONEDIGITAL RETIREMENT AND WEALTH | ONEDIGITAL INVESTMENT ADVISORS LLC | ONEDIGITAL INVESTMENT ADVISORS | ONEDIGITAL FINANCIAL SERVICES | ONEDIGITAL | MONTGOMERY RETIREMENT PLAN ADVISORS | LEGACY ASSET MANAGEMENT | KZ WEALTH | KEYSTONE RETIREMENT & INSURANCE ADVISORS | KB FINANCIAL | JFL TOTAL WEALTH MANAGEMENT | IMPACT BENEFITS & RETIREMENT | HM CAPITAL MANAGEMENT | GROEBL BROTHERS | GOULDIN & MCCARTHY | GHC ASSOCIATES | GENERATIONS WEALTH PLANNING | FUTURE BENEFITS | FULCRUM PARTNERS | FLORIDA PENSION GROUP | FIDUCIARY PLAN ADVISORS | EAST MAIN STREET ADVISORS | CLEARVIEW ADVISORY | CHEPENIK FINANCIAL | CAPSTONE ADVISORY GROUP | CAFARO GREENLEAF | BUKATY MORRIS RETIREMENT SERVICES | BUKATY MORRIS RETIREMENT PLAN SERVICES | BUKATY COMPANIES WEALTH MANAGEMENT | BUKATY COMPANIES RETIREMENT PLAN SERVICES | BUKATY COMPANIES O'RENICK WEALTH MANAGEMENT | BUKATY COMPANIES FINANCIAL SERVICES | ATLANTA RETIREMENT PARTNERS | ASI WEALTH MANAGEMENT | AREA FINANCIAL | ACT 2 RETIREMENT CONSULTING | 401K ADVISORS INTERMOUNTAIN | 401(K) RESOURCES | 401(K) ADVISORS INTERMOUNTAIN

CRD#: 106766 / SEC#: 801-40622

RIA
Registered Investment Advisory firm - (1/22/1992 Approved)
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Contact information

Main Address
11101 Switzer Road Suite 200, Overland Park, KS 66210
Mailing Address
Phone number
(877) 742-2021
Established
Firm type
Fiscal year end
# of Employees
610

SEC notice filing (53 States and Territories)

Blank US states mapAlaskaHawaiiAlabamaArkansasArizonaCaliforniaColoradoConnecticutDelawareFloridaGeorgiaIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWisconsinWest VirginiaWyoming

Documents

Customer Relationship Summary (CRS / SEC)Latest Form ADV

Part 2 Brochures

FORM ADV PART 2A - RETIREMENT PLAN SERVICES - 20260102 (1/3/2026)
FORM ADV PART 2A - WEALTH MANAGEMENT - 20260102 (1/3/2026)

Regulatory assets under management

Total Number of Accounts38,423
AUM (Assets Under Management)$ 142,602,344,768

Accountant surprise examination report

Filing DateForm ADV-E CoverForm ADV-E Report
12/22/2025
Cover Page
Report
02/27/2025
Cover Page
Report
08/27/2024
Cover Page
Report
10/16/2023
Cover Page
Report

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Company Information

ONEDIGITAL

CRD#: 106766Hopkins, MN 55343

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