AdvisorCheck - Find and Connect with Top Financial Advisors on Your Terms
Why AdvisorCheck
BG

Bernard Thomas Garrah Jr

ChFC®, CLU®
TEMPO WEALTH
INDEPENDENCE, OH
·CRD# 2766301·30 years experience

Professional Summary

Bernard Thomas Garrah JR, ChFC®, CLU®, who also goes by Bernard Thomas Garrah, Bernie Thomas Garrah Jr, is a registered financial advisor currently at TEMPO WEALTH located in Independence, Ohio. Bernard is registered as an IAR (Investment Advisor Representative) and started their career in finance in 1996. Bernard has worked at 8 firms and has passed the Series 63, SIE and Series 7 exams.

At a Glance

Always Fiduciary

Fiduciary Standard

Fee Structure

Account Minimum

Active Clients

Fiduciary Standard

Fee Structure

Account Minimum

Active Clients

Other Aliases

Bernard Thomas Garrah, Bernie Thomas Garrah Jr

Blog Corner

Similar Advisors

BK
Boris Markovich Kagarlitskiy

KEY INVESTMENT SERVICES LLC

UNIVERSITY HEIGHTS, OH · CRD#
View profile
AC
Andrew B Crock

STRATEGIC ADVISERS LLC

NORTH OLMSTED, OH · CRD#
AA
Ashley Nicole Arsena

CLEVELAND WEALTH, LLC

CLEVELAND, OH · CRD#
JM
James Magyari

COMMONWEALTH FINANCIAL NETWORK

Solon, OH · CRD#

Videos & Posts

This advisor has not added any videos or posts yet.

Similar Advisors

BK
Boris Markovich Kagarlitskiy

KEY INVESTMENT SERVICES LLC

UNIVERSITY HEIGHTS, OH · CRD#
AC
Andrew B Crock

STRATEGIC ADVISERS LLC

NORTH OLMSTED, OH · CRD#
AA
Ashley Nicole Arsena

CLEVELAND WEALTH, LLC

CLEVELAND, OH · CRD#
JM
James Magyari

COMMONWEALTH FINANCIAL NETWORK

Solon, OH · CRD#

Contact Information

This advisor has not claimed their profile yet, so there is no contact information to display at this time.

Similar Advisors

BK
Boris Markovich Kagarlitskiy

KEY INVESTMENT SERVICES LLC

UNIVERSITY HEIGHTS, OH · CRD#
AC
Andrew B Crock

STRATEGIC ADVISERS LLC

NORTH OLMSTED, OH · CRD#
AA
Ashley Nicole Arsena

CLEVELAND WEALTH, LLC

CLEVELAND, OH · CRD#
JM
James Magyari

COMMONWEALTH FINANCIAL NETWORK

Solon, OH · CRD#

Disclosures are events reported to regulators, such as customer disputes, regulatory actions, employment separations, or financial events. Some are resolved, denied, or contested — a disclosure is not a verdict. We recommend asking an advisor directly about any disclosure on their record.

Disclosures on record.

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities. Check for any disclosures as part of your thorough research when choosing an advisor.

Similar Advisors

BK
Boris Markovich Kagarlitskiy

KEY INVESTMENT SERVICES LLC

UNIVERSITY HEIGHTS, OH · CRD#
AC
Andrew B Crock

STRATEGIC ADVISERS LLC

NORTH OLMSTED, OH · CRD#
AA
Ashley Nicole Arsena

CLEVELAND WEALTH, LLC

CLEVELAND, OH · CRD#
JM
James Magyari

COMMONWEALTH FINANCIAL NETWORK

Solon, OH · CRD#

Credentials

ChFC®
Chartered Financial Consultant
CLU®
Chartered Life Underwriter

Years of Experience

30 years in the financial services industry

Current & Past Employments

TEMPO WEALTH·CRD# 336316
RIA
6133 Rockside Road, Building Ii Suite 400, Independence, OH 44131
May 30, 2025 - Present
CLEVELAND WEALTH, LLC·CRD# 282196
RIA
Cleveland, OH
May 4, 2019 - May 19, 2025
MML INVESTORS SERVICES, LLC·CRD# 10409
RIA
Cleveland, OH
August 7, 2001 - May 1, 2019
MML INVESTORS SERVICES, LLC·CRD# 10409
BD
Cleveland, OH
January 26, 2001 - May 1, 2019
HANTZ FINANCIAL SERVICES, INC.·CRD# 46047
BD
Southfield, MI
July 27, 1999 - January 1, 2001
HANTZ FINANCIAL SERVICES, INC.·CRD# 46047
BD
June 23, 1999 - July 14, 1999
VESTAX SECURITIES CORPORATION·CRD# 10332
BD
Hudson, OH
December 11, 1997 - June 25, 1999
GOLDK INVESTMENT SERVICES, INC·CRD# 15514
BD
Boston, MA
February 6, 1997 - December 16, 1997
IDS LIFE INSURANCE COMPANY·CRD# 6321
BD
Minneapolis, MN
July 16, 1996 - January 14, 1997
AMERIPRISE FINANCIAL SERVICES, LLC·CRD# 6363
BD
Minneapolis, MN
July 16, 1996 - January 14, 1997

Similar Advisors

BK
Boris Markovich Kagarlitskiy

KEY INVESTMENT SERVICES LLC

UNIVERSITY HEIGHTS, OH · CRD#
AC
Andrew B Crock

STRATEGIC ADVISERS LLC

NORTH OLMSTED, OH · CRD#
AA
Ashley Nicole Arsena

CLEVELAND WEALTH, LLC

CLEVELAND, OH · CRD#
JM
James Magyari

COMMONWEALTH FINANCIAL NETWORK

Solon, OH · CRD#

Current Firm

TW
TEMPO WEALTH

TEMPO WEALTH | TEMPO WEALTH, LLC

CRD#: 336316 / SEC#: 801-132895
RIA
Registered Investment Advisory firm - SEC (5/30/2025 Approved)

Contact Information

Main Address

6133 Rockside Road, Building Ii Suite 400, Independence, OH 44131

Phone Number

(440) 568-3676

# of Employees

12

SEC notice filing (25 States and Territories)

Registered to provide investment advisory services in 25 US states and territories.

Documents

Customer Relationship Summary (CRS / SEC)Latest Form ADV

Part 2 Brochures

ADV PART 2A (3/17/2026)

Regulatory Assets Under Management

Total Number of Accounts

853

AUM (Assets Under Management)

$804,265,871

Similar Advisors

BK
Boris Markovich Kagarlitskiy

KEY INVESTMENT SERVICES LLC

UNIVERSITY HEIGHTS, OH · CRD#
AC
Andrew B Crock

STRATEGIC ADVISERS LLC

NORTH OLMSTED, OH · CRD#
AA
Ashley Nicole Arsena

CLEVELAND WEALTH, LLC

CLEVELAND, OH · CRD#
JM
James Magyari

COMMONWEALTH FINANCIAL NETWORK

Solon, OH · CRD#

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

1) NAME: BERNARD T. GARRAH, JR., INV REL: Y ADDR: 2012 W 25TH ST STE 900 CLEVELAND, OH 44113, NATURE: INDIVIDUAL LIFE, TRADITIONAL LIFE, DI, LTC, AND FIXED ANNUITIES INSURANCE SALES POSITION: AGENT START: 1/1/2001, NO HRS/MO: 2 NO HRS/MO DUR TRADING: 0 2) Principal of CW Insurance, LLC

Similar Advisors

BK
Boris Markovich Kagarlitskiy

KEY INVESTMENT SERVICES LLC

UNIVERSITY HEIGHTS, OH · CRD#
AC
Andrew B Crock

STRATEGIC ADVISERS LLC

NORTH OLMSTED, OH · CRD#
AA
Ashley Nicole Arsena

CLEVELAND WEALTH, LLC

CLEVELAND, OH · CRD#
JM
James Magyari

COMMONWEALTH FINANCIAL NETWORK

Solon, OH · CRD#

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
TW
TEMPO WEALTH

TEMPO WEALTH | TEMPO WEALTH, LLC

CRD#: 336316 / SEC#: 801-132895
RIA
Registered Investment Advisory firm - SEC (5/30/2025 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.
IAR
Illinois
(9/15/2025)
IAR
Ohio
(6/4/2025)
IAR
Texas
(5/30/2025)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

Financial professionals may take different exams throughout their careers based on the types of services they provide and roles they perform.

Series 63 — Uniform Securities Agent State Law Examination

Passed Mar 1997About the Series 63 exam

SIE — Securities Industry Essentials Examination

Passed Oct 2018About the SIE exam

Series 7 — General Securities Representative Examination

Passed Jul 1996About the Series 7 exam

Similar Advisors

BK
Boris Markovich Kagarlitskiy

KEY INVESTMENT SERVICES LLC

UNIVERSITY HEIGHTS, OH · CRD#
AC
Andrew B Crock

STRATEGIC ADVISERS LLC

NORTH OLMSTED, OH · CRD#
AA
Ashley Nicole Arsena

CLEVELAND WEALTH, LLC

CLEVELAND, OH · CRD#
JM
James Magyari

COMMONWEALTH FINANCIAL NETWORK

Solon, OH · CRD#

CRS (Client Relationship Summary) - RIA

Click below to view Bernard Thomas Garrah JR's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Similar Advisors

BK
Boris Markovich Kagarlitskiy

KEY INVESTMENT SERVICES LLC

UNIVERSITY HEIGHTS, OH · CRD#
AC
Andrew B Crock

STRATEGIC ADVISERS LLC

NORTH OLMSTED, OH · CRD#
AA
Ashley Nicole Arsena

CLEVELAND WEALTH, LLC

CLEVELAND, OH · CRD#
JM
James Magyari

COMMONWEALTH FINANCIAL NETWORK

Solon, OH · CRD#
BG
Follow Bernard
Get alerted to job moves, licensing changes, and new disclosures
Free — no card required