Stephen C. Pfaff
CETERA INVESTMENT ADVISERS LLC
CLEARWATER, FL 33761
Some features on this profile are disabled
CRD#: 2724225
Professional summary
Stephen Christopher Pfaff, CFP®, who also goes by Steve Pfaff, is a registered financial advisor currently at CETERA INVESTMENT ADVISERS LLC located in Clearwater, Florida and CETERA WEALTH SERVICES, LLC located in Clearwater, Florida.
Stephen is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1996. Stephen has worked at 8 firms and has passed the Series 63, SIE, Series 7 and Series 6 exams.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
Steve Pfaff
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
(1) STEPHEN PFAFF; NOT INVESTMENT RELATED; SAME AS REGISTERED LOCATION; INSURANCE SALES; AGENT; BEGAN 1991; 10 HOURS PER MONTH INCLUDING DURING TRADING; SELLS FIXED-TRADITIONAL INSURANCE; HEALTH AND DISABILITY INSURANCE: LONG TERM CARE (2) PFAFF FINANCIAL ADVISORS, INC; AT BRANCH OFFICE; INVESTMENT RELATED; 160 HRS A MONTH. (3) NAME OF OTHER BUSINESS: FIXED INSURANCE WITH VARIOUS COMPANIES INVESTMENT RELATED: YES ADDRESS: SAME AS REGISTERED LOCATION NATURE OF BUSINESS: FIXED INSURANCE START DATE: 01/1991 APX NUMBER OF HOURS PER WEEK: 16 APX NUMBER OF HOURS DURING TRADING HOURS: 16 POSITION/TITLE/RELATIONSHIP: INSURANCE AGENT BRIEF DESCRIPTION OF DUTIES: SELLS LIFE, HEALTH, ANNUITIES AND LONG TERM CARE ; (4) NAME OF OTHER BUSINESS: SAN DAMIANO PROPERTIES MO LLC INVESTMENT RELATED: NO ADDRESS: 7789 MULBERRY, ODESSA, MO 64076 ; NATURE OF BUSINESS: INVESTMENT PROPERTY ; START DATE: 07/2021 ; POSITION/TITLE/RELATIONSHIP: CO-OWNER / MANAGER ; APX NUMBER OF HOURS PER WEEK: 1 ; APX NUMBER OF HOURS DURING TRADING HOURS: 1 ; BRIEF DESCRIPTION OF DUTIES: LLC IS USED TO HOLD TITLE OF PROPERTY ;
CRS (Client Relationship Summary) - RIA
Click below to view Stephen Christopher Pfaff's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
CFP®
Start date: 2007
Experience
Current
June 1, 2023 - Present
CETERA INVESTMENT ADVISERS LLC
Office #1: 2807 Sun Glow Way, Clearwater, FL 33761RIA
CRD#: 105644
CLEARWATER, FL
Current
September 9, 2019 - Present
CETERA WEALTH SERVICES, LLC
BD
CRD#: 13572
CLEARWATER, FL
Past
March 19, 2021 - June 29, 2023
CETERA WEALTH SERVICES, LLC
RIA
CRD#: 13572
EL SEGUNDO, CA
Past
September 1, 2016 - May 20, 2021
SUMMIT FINANCIAL GROUP INC
RIA
CRD#: 109485
BOCA RATON, FL
Past
August 22, 2016 - September 20, 2019
SUMMIT BROKERAGE SERVICES, INC.
BD
CRD#: 34643
CLEARWATER, FL
Past
June 1, 2007 - September 1, 2016
VSR FINANCIAL SERVICES, INC.
RIA
CRD#: 14503
CLEARWATER, FL
Past
May 31, 2007 - September 1, 2016
VSR FINANCIAL SERVICES, INC.
BD
CRD#: 14503
CLEARWATER, FL
Past
June 13, 2001 - June 8, 2007
ATLANTIC COAST SECURITIES CORPORATION
BD
CRD#: 20826
CLEARWATER, FL
Past
June 19, 1997 - June 11, 2001
FFP SECURITIES, INC.
BD
CRD#: 16337
CHESTERFIELD, MO
Past
March 22, 1996 - June 20, 1997
CINCINNATI ANALYSTS, INC.
BD
CRD#: 5478
CINCINNATI, OH
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS
CRD#: 105644 / SEC#: 801-20406
RIA
Registered Investment Advisory firm - (1/13/1984 Approved)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
California(9/20/2019)
RR
Colorado(1/5/2022)
RR
Florida(9/10/2019)
IAR
Florida(6/1/2023)
RR
Georgia(9/20/2019)
RR
Illinois(9/20/2019)
RR
Indiana(9/20/2019)
RR
Iowa(9/20/2019)
RR
Kentucky(7/29/2020)
RR
Maryland(9/20/2019)
RR
Massachusetts(9/20/2019)
RR
Michigan(9/20/2019)
RR
Missouri(9/20/2019)
RR
New Jersey(9/20/2019)
RR
New York(9/20/2019)
RR
North Carolina(1/5/2022)
RR
Pennsylvania(9/20/2019)
RR
Tennessee(3/16/2023)
RR
Virginia(9/20/2019)
Exams
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
General Industry/Product Exam
SRO Registrations
RR
FINRA
Current Firm
CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS
CRD#: 105644 / SEC#: 801-20406
RIA
Registered Investment Advisory firm - (1/13/1984 Approved)Upgrade to AdvisorCheck Premium
Get A Biweekly Pulse, AutomaticallyReceive biweekly alerts automatically. Stay informed and proactive.
Catch Firm-Level Red Flags SoonerCatch leadership changes and disclosures early, before issues escalate.
See Trends. Not Just SnapshotsMonitor firm stability metrics like AUM and advisor ratios over time.
Contact information
Main Address
1450 American Lane 6th Floor, Suite 650, Schaumburg, IL 60173-2096
Mailing Address
Phone number
(310) 257-7880
Established
Firm type
Fiscal year end
# of Employees
7,705
SEC notice filing (53 States and Territories)
Regulatory assets under management
| Total Number of Accounts | 584,487 |
| AUM (Assets Under Management) | $ 163,792,814,520 |
Accountant surprise examination report
| Filing Date | Form ADV-E Cover | Form ADV-E Report |
|---|---|---|
| 10/27/2025 | ||
| 12/13/2024 | ||
| 09/26/2023 | ||
| 11/18/2022 |
Red Flags
Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.
Check for any disclosures as part of your thorough research when choosing an advisor.
Company Information
CETERA INVESTMENT ADVISERS LLC
CRD#: 105644Clearwater, FL 33761TRUST BUT VERIFY
Monitor Stephen Pfaff
Get automatic monthly alerts on:Job or Firm Moves
Licensing Changes
Client Complaints
New Red Flags
Contact Information Updates
