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Kimberly Oros

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CRD#: 2708286
KO

Professional summary

Being a previously registered professional could mean that this person is no longer operating under the supervision of the SEC or FINRA.

That means that the Securities and Exchange Commission may not be able to oversee the services that this specific professional is providing.

Kimberly Oros, AIF®, who also goes by Kimberly Lynn Cunnane, Kimberly Lynn Oros, was a registered financial professional .

Kimberly is a previously registered financial professional and started their career in finance in 1998. Kimberly had worked at 9 firms and has passed the Series 65, Series 66, Series 63, SIE, Series 7 and Series 24 exams.

Question & Answer

Are you a "fiduciary"?
No

Aliases

Kimberly Lynn Cunnane | Kimberly Lynn Oros

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary)

The CRS(Customer Relationship Summary) document is not provided.

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
AIF®

Accredited Investment Fiduciary

Experience

Past

December 18, 2024 - March 18, 2026

WEALTHSPIRE RETIREMENT ADVISORY

RIA
CRD#: 121254
Appleton, WI
Past

March 10, 2022 - November 13, 2024

EMPOWER ADVISORY GROUP, LLC

RIA
CRD#: 112058
GROSS POINTE, MI
Past

March 10, 2022 - November 13, 2024

EMPOWER FINANCIAL SERVICES, INC.

BD
CRD#: 13109
GREENWOOD VILLAGE, CO
Past

April 29, 2019 - February 11, 2022

CBIZ FINANCIAL SOLUTIONS, INC.

BD
CRD#: 16678
CLEVELAND, OH
Past

December 19, 2018 - February 11, 2022

CBIZ INVESTMENT ADVISORY SERVICES, LLC

RIA
CRD#: 286002
St Clair Shores, MI
Past

August 9, 2017 - December 31, 2018

SEQUOIA FINANCIAL GROUP, L.L.C.

RIA
CRD#: 117756
St. Clair Shores, MI
Past

February 12, 2015 - May 5, 2017

M HOLDINGS SECURITIES, INC.

RIA
CRD#: 43285
DETROIT, MI
Past

February 4, 2015 - May 5, 2017

M HOLDINGS SECURITIES, INC.

BD
CRD#: 43285
DETROIT, MI
Past

May 26, 2010 - February 4, 2015

PRINCIPAL SECURITIES, INC.

RIA
CRD#: 1137
SOUTHFIELD, MI
Past

March 30, 2006 - February 4, 2015

PRINCIPAL SECURITIES, INC.

BD
CRD#: 1137
SOUTHFIELD, MI
Past

June 10, 2005 - March 20, 2006

EMPOWER FINANCIAL SERVICES, INC.

BD
CRD#: 13109
GREENWOOD VILLAGE, CO
Past

November 18, 2004 - February 22, 2005

CHARLES SCHWAB & CO., INC.

BD
CRD#: 5393
WESTLAKE, TX
Past

May 8, 1998 - December 31, 2002

CHARLES SCHWAB & CO., INC.

BD
CRD#: 5393
WESTLAKE, TX

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
WR
WEALTHSPIRE RETIREMENT ADVISORY
401 (K) ADVISORS | WEALTHSPIRE RETIREMENT, LLC | WEALTHSPIRE RETIREMENT ADVISORY | SST BENEFITS AND CONSULTING SERVICES LLC | NFP RETIREMENT INC. | NFP RETIREMENT | NFP | FIDUCIARYPATH | FIDUCIARY FIRST, LLC | ACCELERATE RETIREMENT | 403(B) ADVISORS | 401(K) INVESTMENT ADVISORS, INC. | 401(K) ADVISORS, INC. | 401(K) ADVISORS INC. | 401 (K) ADVISORS, INC.

CRD#: 121254 / SEC#: 801-66107

RIA
Registered Investment Advisory firm - (1/31/2006 Approved)
California
Registered Investment Advisory firm - (2/9/2006 Terminated)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

Visual representation of state registrations

This advisor is not registered in any state.

Exams

State Security Law Exam
IAR
Series 65
Date: 10/30/2017
Uniform Investment Adviser Law Examination
State Security Law Exam
RR
IAR
Series 66
Date: 4/12/2010
Uniform Combined State Law Examination
State Security Law Exam
RR
Series 63
Date: 8/25/1998
Uniform Securities Agent State Law Examination
General Industry/Product Exam
RR
SIE
Date: 5/5/2017
Securities Industry Essentials Examination
General Industry/Product Exam
RR
Series 7
Date: 4/28/1998
General Securities Representative Examination
Principal/Supervisory Exam
RR
Series 24
Date: 2/12/2007
General Securities Principal Examination

Current Firm

WR
WEALTHSPIRE RETIREMENT ADVISORY
401 (K) ADVISORS | WEALTHSPIRE RETIREMENT, LLC | WEALTHSPIRE RETIREMENT ADVISORY | SST BENEFITS AND CONSULTING SERVICES LLC | NFP RETIREMENT INC. | NFP RETIREMENT | NFP | FIDUCIARYPATH | FIDUCIARY FIRST, LLC | ACCELERATE RETIREMENT | 403(B) ADVISORS | 401(K) INVESTMENT ADVISORS, INC. | 401(K) ADVISORS, INC. | 401(K) ADVISORS INC. | 401 (K) ADVISORS, INC.

CRD#: 121254 / SEC#: 801-66107

RIA
Registered Investment Advisory firm - (1/31/2006 Approved)
California
Registered Investment Advisory firm - (2/9/2006 Terminated)
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Contact information

Main Address
120 Vantis Suite 400, Aliso Viejo, CA 92656
Mailing Address
Phone number
(949) 460-9898
Established
Firm type
Fiscal year end
# of Employees
240

SEC notice filing (52 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)Latest Form ADV

Part 2 Brochures

NFP RETIREMENT (12/23/2025)

Regulatory assets under management

Total Number of Accounts9,394
AUM (Assets Under Management)$ 118,031,461,765

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Company Information

WEALTHSPIRE RETIREMENT ADVISORY

CRD#: 121254

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