Michael P. Cutbirth

WALTER J. REYNA

Mcallen, TX 78504

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CRD#: 2635216

Professional summary

Michael P Cutbirth, CFP®, ChFC®, CLU®, who also goes by Michael Paul Cutbirth, Mike Cutbirth, is a registered financial advisor currently at WALTER J. REYNA, INC. located in Mcallen, Texas and J.W. COLE FINANCIAL, INC. located in Bryan, Texas.

Michael is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1995. Michael has worked at 17 firms and has passed the Series 65, Series 63, SIE, Series 7 and Series 24 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Michael Paul Cutbirth | Mike Cutbirth

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

(1) Michael P. Cutbirth; Not investment related; 1716 Briarcrest Dr, Ste 327, Bryan, TX 77802; Fixed Annuity Life & Health sales; Agent; Fixed interest annuity, whole and index universal life sales, Medicare Advantage & Supplement Sales; Start 11/1/2023; 4 hours/month, 4 hours/month during trading. (2) Walter J. Reyna, Inc.; Investment Related; 5315 N. McColl Road, McAllen, TX 78504; Registered Investment Advisor; Fee based RIA activities; Start 11/1/2023; 30 hours/month, 30 hours/month during trading. (3) Aggieland Retirement Services; Not Investment Related; 1716 Briarcrest Dr - Ste 327, Bryan, TX �77802; Provide Social Security and Medicare education and market Medicare Supplement and Advantage products as well as ancillary insurance products (dental, vision, cancer), Market Nomo Smart Care Systems to Medicare aged prospects and clients; Rep; Start 10/1/2025; 0 hours/month during trading.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Michael P Cutbirth's CRS (Customer Relationship Summary).

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

CFP^®

Certified Financial Planner

ChFC^®

Chartered Financial Consultant

CLU^®

Chartered Life Underwriter

Experience

Current

November 1, 2023 - Present

WALTER J. REYNA, INC.

Office #1: 5315 N. Mccoll, Mcallen, TX 78504

RIA

CRD#: 141173

Mcallen, TX

Current

November 1, 2023 - Present

J.W. COLE FINANCIAL, INC.

CRD#: 124583

Bryan, TX

Past

December 21, 2021 - November 7, 2023

ONEAMERICA SECURITIES, INC.

CRD#: 4173

INDIANAPOLIS, IN

Past

December 17, 2021 - November 7, 2023

ONEAMERICA SECURITIES, INC.

RIA

CRD#: 4173

Bryan, TX

Past

March 25, 2021 - December 21, 2021

PREMIUM 72 CAPITAL

RIA

CRD#: 284519

RICHMOND, TX

Past

March 25, 2021 - April 15, 2021

R.M. STARK & CO., INC.

CRD#: 7612

LAKE WORTH BEACH, FL

Past

March 17, 2006 - March 29, 2021

OSAIC FS, INC.

RIA

CRD#: 3870

SUGAR LAND, TX

Past

December 1, 2005 - March 29, 2021

OSAIC FS, INC.

CRD#: 3870

SUGAR LAND, TX

Past

October 6, 2004 - October 28, 2005

BBVA COMPASS INVESTMENT SOLUTIONS, INC

RIA

CRD#: 17086

COLLEGE STATION, TX

Past

October 6, 2004 - October 28, 2005

BBVA COMPASS INVESTMENT SOLUTIONS, INC

CRD#: 17086

BIRMINGHAM, AL

Past

January 12, 2004 - October 14, 2004

MONY SECURITIES CORPORATION

CRD#: 4386

NEW YORK, NY

Past

January 28, 2003 - January 9, 2004

LPL FINANCIAL LLC

RIA

CRD#: 6413

ROSENBURG, TX

Past

January 28, 2003 - January 9, 2004

LPL FINANCIAL LLC

CRD#: 6413

FORT MILL, SC

Past

July 12, 2002 - January 21, 2003

WELLS FARGO INVESTMENTS, LLC

RIA

CRD#: 10582

ROSENBERG, TX

Past

May 10, 2002 - July 30, 2002

MARQUETTE FINANCIAL GROUP, INC.

RIA

CRD#: 345

ROSENBERG, TX

Past

March 13, 2002 - January 21, 2003

WELLS FARGO INVESTMENTS, LLC

CRD#: 10582

SAN FRANCISCO, CA

Past

April 4, 2000 - July 30, 2002

MARQUETTE FINANCIAL GROUP, INC.

CRD#: 345

MINNEAPOLIS, MN

Past

May 14, 1999 - April 4, 2000

CUNA BROKERAGE SERVICES, INC.

CRD#: 13941

WAVERLY, IA

Past

April 27, 1998 - May 18, 1999

WS GRIFFITH SECURITIES, INC.

CRD#: 10410

HARTFORD, CT

Past

October 21, 1997 - March 3, 1998

SIGNAL SECURITIES, INC.

CRD#: 15916

FORT WORTH, TX

Past

August 7, 1996 - November 7, 1997

JOHN HANCOCK DISTRIBUTORS LLC

CRD#: 5249

BOSTON, MA

Past

July 19, 1996 - October 14, 1997

CADARET, GRANT & CO., INC.

CRD#: 10641

SYRACUSE, NY

Past

September 29, 1995 - July 25, 1996

AVANTAX INVESTMENT SERVICES, INC.

CRD#: 13686

DALLAS, TX

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

Texas
(11/1/2023)

IAR

Texas
(11/1/2023)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state. Note: This rule does not apply to broker-dealer activity.

Exams

State Security Law Exam

IAR

Series 65

Date: 6/30/1999

Uniform Investment Adviser Law Examination

State Security Law Exam

Series 63

Date: 9/25/1995

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 9/28/1995

General Securities Representative Examination

Principal/Supervisory Exam

Series 24

Date: 8/22/2003

General Securities Principal Examination

SRO Registrations

FINRA

Current Firm

WALTER J. REYNA, INC.

CRD#: 141173 / SEC#: 801-67118

RIA

Registered Investment Advisory firm - (6/6/2012 Terminated)

North Carolina

Registered Investment Advisory firm - (2/6/2023 Approved)

Texas

Registered Investment Advisory firm - (6/5/2012 Approved)

Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

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Contact information

Main Address

5315 N. Mccoll, Mcallen, TX 78504

Mailing Address

Phone number

(956) 682-4196

Established

Firm type

Fiscal year end

# of Employees

Documents

Latest Form ADV

Regulatory assets under management

Total Number of Accounts	313
AUM (Assets Under Management)	$ 74,760,000

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Advisor Monitoring

Firm Stability Insights

Michael P. Cutbirth

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Michael P Cutbirth's CRS (Customer Relationship Summary).

Certified licenses

Experience

J.W. COLE FINANCIAL, INC.

ONEAMERICA SECURITIES, INC.

ONEAMERICA SECURITIES, INC.

PREMIUM 72 CAPITAL

R.M. STARK & CO., INC.

OSAIC FS, INC.

OSAIC FS, INC.

BBVA COMPASS INVESTMENT SOLUTIONS, INC

BBVA COMPASS INVESTMENT SOLUTIONS, INC

MONY SECURITIES CORPORATION

LPL FINANCIAL LLC

LPL FINANCIAL LLC

WELLS FARGO INVESTMENTS, LLC

MARQUETTE FINANCIAL GROUP, INC.

WELLS FARGO INVESTMENTS, LLC

MARQUETTE FINANCIAL GROUP, INC.

CUNA BROKERAGE SERVICES, INC.

WS GRIFFITH SECURITIES, INC.

SIGNAL SECURITIES, INC.

JOHN HANCOCK DISTRIBUTORS LLC

CADARET, GRANT & CO., INC.

AVANTAX INVESTMENT SERVICES, INC.

State Registrations and Notice Filings

Exams

Series 65

Date: 6/30/1999

Series 63

Date: 9/25/1995

SIE

Date: 10/1/2018

Series 7

Date: 9/28/1995

Series 24

Date: 8/22/2003

FINRA

Current Firm

WALTER J. REYNA, INC.

Contact information

Documents

Regulatory assets under management

Red Flags

Company Information

WALTER J. REYNA, INC.

TRUST BUT VERIFY

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