CM
Cheryl L. Mccarthy
COMMONCENTS WEALTH ADVISORS
New Port Richey, FL 34655
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CRD#: 2618389
CM
Professional summary
Cheryl Lynn Mccarthy, who also goes by Cheryl L Mccarthy, Cheryl Mccarthy, Cheryl Lynn Warner, Cheryl Warner, is a registered financial advisor currently at COMMONCENTS WEALTH ADVISORS, LLC located in New Port Richey, Florida and GRADIENT INVESTMENTS, LLC located in New Port Richey, Florida.
Cheryl is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2001. Cheryl has worked at 12 firms and has passed the Series 65, Series 63, SIE, Series 7 and Series 6 exams.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
Cheryl L Mccarthy | Cheryl Mccarthy | Cheryl Lynn Warner | Cheryl Warner
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
1) SOLE PROPRIETOR DBA COMMON CENTS TAX AND FINANCIAL SERVICES; INVT REL; 2144 SEVEN SPRINGS BLVD, NEW PORT RICHEY, FL 34655; FIXED INSURANCE; AGENT; START 11/2007; 60 HRS/MO; 60 HRS/MO DURING TRADING; DBA FOR FIXED INSURANCE. 2) COMMONCENTS TAX AND ACCOUNTING SERVICES, INC; NONINVT REL; 2144 SEVEN SPRINGS BLVD, NEW PORT RICHEY, FL 34655; ACCOUNTING AND TAX; OWNER; START 11/2007; TAX AND BOOKEEPING. 3) SOLE PROPRIETOR DBA COMMON CENTS TAX AND FINANCIAL SERVICES; INVT REL; 2144 SEVEN SPRINGS BLVD, NEW PORT RICHEY, FL 34655; PHYSICAL GOLD & SILVER SALES; INDEPENDENT AGENT; START 03/2020; 10 HRS/MO; 10 HRS/MO DURING TRADING; . 4) E.W. TURK; NO; WEST PALM BEACH, FL; LEGAL SERVICES; SUB-CONTRACTOR; 04/2023; 20/MO; 10/MO
CRS (Client Relationship Summary) - RIA
Click below to view Cheryl Lynn Mccarthy's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
NoneExperience
Current
January 8, 2014 - Present
COMMONCENTS WEALTH ADVISORS, LLC
Office #1: 2144 Seven Springs Blvd, New Port Richey, FL 34655RIA
CRD#: 169551
New Port Richey, FL
Current
October 22, 2024 - Present
GRADIENT INVESTMENTS, LLC
Office #1: 2144 Seven Springs Blvd., New Port Richey, FL 34655RIA
CRD#: 141726
New Port Richey, FL
Past
August 6, 2013 - December 31, 2018
GRADIENT SECURITIES, LLC
BD
CRD#: 127701
NEW PORT RICHEY, FL
Past
March 8, 2011 - August 6, 2013
SSN ADVISORY, INC.
RIA
CRD#: 126090
TRINITY, FL
Past
January 19, 2011 - August 6, 2013
SECURITIES SERVICE NETWORK, LLC
BD
CRD#: 13318
TRINITY, FL
Past
January 18, 2007 - January 28, 2011
ASSET & FINANCIAL PLANNING, LTD
RIA
CRD#: 110709
TRINITY, FL
Past
January 17, 2007 - January 28, 2011
PRIME CAPITAL SERVICES, INC.
BD
CRD#: 18334
TRINITY, FL
Past
May 1, 2006 - February 14, 2007
VOYA FINANCIAL ADVISORS, INC.
RIA
CRD#: 2882
HOLIDAY, FL
Past
February 23, 2004 - February 14, 2007
VOYA FINANCIAL ADVISORS, INC.
BD
CRD#: 2882
HOLIDAY, FL
Past
October 16, 2002 - May 1, 2003
GUNNALLEN FINANCIAL, INC
BD
CRD#: 17609
TAMPA, FL
Past
July 2, 2002 - September 25, 2002
1ST DISCOUNT BROKERAGE, INC.
BD
CRD#: 39164
LAKE WORTH, FL
Past
May 24, 2001 - June 7, 2001
THE VARIABLE ANNUITY MARKETING COMPANY
BD
CRD#: 5081
HOUSTON, TX
Past
May 24, 2001 - June 7, 2001
VALIC FINANCIAL ADVISORS, INC.
BD
CRD#: 42803
HOUSTON, TX
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
GI
GRADIENT INVESTMENTS, LLC
GRADIENT INVESTMENT GROUP LLC | REGISTERED INDEPENDENT ADVISORS, LLC | REGISTERED INDEPENDENT AGENTS, LLC | GRADIENT INVESTMENTS, LLC
CRD#: 141726 / SEC#: 801-70812
RIA
Registered Investment Advisory firm - (12/1/2009 Approved)Alabama
Registered Investment Advisory firm - (1/20/2010 Terminated)Arizona
Registered Investment Advisory firm - (12/8/2009 Terminated)California
Registered Investment Advisory firm - (12/9/2009 Terminated)Colorado
Registered Investment Advisory firm - (12/10/2009 Terminated)Florida
Registered Investment Advisory firm - (12/8/2009 Terminated)Idaho
Registered Investment Advisory firm - (12/8/2009 Terminated)Kansas
Registered Investment Advisory firm - (12/8/2009 Terminated)Maryland
Registered Investment Advisory firm - (12/21/2009 Terminated)Minnesota
Registered Investment Advisory firm - (12/8/2009 Terminated)Missouri
Registered Investment Advisory firm - (12/8/2009 Terminated)Nevada
Registered Investment Advisory firm - (12/31/2009 Terminated)New Jersey
Registered Investment Advisory firm - (12/8/2009 Terminated)New York
Registered Investment Advisory firm - (11/19/2009 Cancelled)North Carolina
Registered Investment Advisory firm - (12/8/2009 Terminated)Ohio
Registered Investment Advisory firm - (12/8/2009 Terminated)Pennsylvania
Registered Investment Advisory firm - (12/10/2009 Terminated)South Carolina
Registered Investment Advisory firm - (12/8/2009 Terminated)Tennessee
Registered Investment Advisory firm - (12/23/2009 Terminated)Texas
Registered Investment Advisory firm - (12/8/2009 Terminated)Virginia
Registered Investment Advisory firm - (12/9/2009 Terminated)Wisconsin
Registered Investment Advisory firm - (12/8/2009 Terminated)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.Highlighted states indicate IAR registrations
IAR
Florida(1/8/2014)
IAR
North Carolina(10/15/2024)
IAR
Tennessee(5/13/2021)
IAR
Texas(2/14/2025)
Exams
State Security Law Exam
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
General Industry/Product Exam
Current Firm
GI
GRADIENT INVESTMENTS, LLC
GRADIENT INVESTMENT GROUP LLC | REGISTERED INDEPENDENT ADVISORS, LLC | REGISTERED INDEPENDENT AGENTS, LLC | GRADIENT INVESTMENTS, LLC
CRD#: 141726 / SEC#: 801-70812
RIA
Registered Investment Advisory firm - (12/1/2009 Approved)Alabama
Registered Investment Advisory firm - (1/20/2010 Terminated)Arizona
Registered Investment Advisory firm - (12/8/2009 Terminated)California
Registered Investment Advisory firm - (12/9/2009 Terminated)Colorado
Registered Investment Advisory firm - (12/10/2009 Terminated)Florida
Registered Investment Advisory firm - (12/8/2009 Terminated)Idaho
Registered Investment Advisory firm - (12/8/2009 Terminated)Kansas
Registered Investment Advisory firm - (12/8/2009 Terminated)Maryland
Registered Investment Advisory firm - (12/21/2009 Terminated)Minnesota
Registered Investment Advisory firm - (12/8/2009 Terminated)Missouri
Registered Investment Advisory firm - (12/8/2009 Terminated)Nevada
Registered Investment Advisory firm - (12/31/2009 Terminated)New Jersey
Registered Investment Advisory firm - (12/8/2009 Terminated)New York
Registered Investment Advisory firm - (11/19/2009 Cancelled)North Carolina
Registered Investment Advisory firm - (12/8/2009 Terminated)Ohio
Registered Investment Advisory firm - (12/8/2009 Terminated)Pennsylvania
Registered Investment Advisory firm - (12/10/2009 Terminated)South Carolina
Registered Investment Advisory firm - (12/8/2009 Terminated)Tennessee
Registered Investment Advisory firm - (12/23/2009 Terminated)Texas
Registered Investment Advisory firm - (12/8/2009 Terminated)Virginia
Registered Investment Advisory firm - (12/9/2009 Terminated)Wisconsin
Registered Investment Advisory firm - (12/8/2009 Terminated)Upgrade to AdvisorCheck Premium
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Contact information
Main Address
4105 Lexington Avenue North Suite 250, Arden Hills, MN 55126
Mailing Address
Phone number
(888) 824-3525
Established
Firm type
Fiscal year end
# of Employees
39
SEC notice filing (52 States and Territories)
Documents
Regulatory assets under management
| Total Number of Accounts | 69,105 |
| AUM (Assets Under Management) | $ 7,096,331,987 |
Red Flags
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Check for any disclosures as part of your thorough research when choosing an advisor.
Company Information
GRADIENT INVESTMENTS, LLC
CRD#: 141726New Port Richey, FL 34655TRUST BUT VERIFY
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