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Richard Thomas Smith JR

Richard Thomas Smith Jr

CFP®
CETERA INVESTMENT ADVISERS
FORNEY, TX
·CRD# 2569454·31 years experience

Professional Summary

Richard Thomas Smith JR, CFP®, who also goes by Rich Smith, Ritchie Smith, is a registered financial advisor currently at CETERA INVESTMENT ADVISERS LLC located in Forney, Texas and CETERA WEALTH SERVICES, LLC located in Forney, Texas. Richard is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1995. Richard has worked at 7 firms and has passed the Series 65, Series 63, SIE, Series 7,...

At a Glance

Advisory Accounts Only

Fiduciary Standard

Fee Structure

Account Minimum

Active Clients

Fiduciary Standard

Fee Structure

Account Minimum

Active Clients

Other Aliases

Rich Smith, Ritchie Smith

Blog Corner

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Videos & Posts

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Contact Information

This advisor has not claimed their profile yet, so there is no contact information to display at this time.

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Disclosures are events reported to regulators, such as customer disputes, regulatory actions, employment separations, or financial events. Some are resolved, denied, or contested — a disclosure is not a verdict. We recommend asking an advisor directly about any disclosure on their record.

Disclosures on record.

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities. Check for any disclosures as part of your thorough research when choosing an advisor.

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Credentials

CFP®
Certified Financial PlannerSince 2021

Years of Experience

31 years in the financial services industry

Current & Past Employments

CETERA INVESTMENT ADVISERS LLC·CRD# 105644
RIA
Forney, TX
September 5, 2025 - Present
CETERA WEALTH SERVICES, LLC·CRD# 13572
BD
411 N Mcgraw, Forney, TX 75126
September 5, 2025 - Present
AVANTAX ADVISORY SERVICES·CRD# 104556
RIA
Forney, TX
May 5, 2016 - September 5, 2025
AVANTAX ADVISORY SERVICES·CRD# 104556
RIA
Forney, TX
October 19, 2009 - January 27, 2015
AVANTAX INVESTMENT SERVICES, INC.·CRD# 13686
BD
Forney, TX
August 29, 2003 - September 5, 2025
SUNAMERICA SECURITIES, INC.·CRD# 20068
RIA
Forney, TX
November 17, 1997 - September 19, 2003
SUNAMERICA SECURITIES, INC.·CRD# 20068
BD
Phoenix, AZ
November 13, 1997 - September 19, 2003
AVANTAX INVESTMENT SERVICES, INC.·CRD# 13686
BD
Dallas, TX
February 5, 1997 - January 11, 1999
REEF SECURITIES, INC.·CRD# 31951
BD
Richardson, TX
February 14, 1996 - October 4, 1996
SIGNAL SECURITIES, INC.·CRD# 15916
BD
Fort Worth, TX
January 4, 1996 - February 20, 1996
AVANTAX INVESTMENT SERVICES, INC.·CRD# 13686
BD
Dallas, TX
March 10, 1995 - January 1, 1996

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Current Firm

CI
CETERA INVESTMENT ADVISERS LLC

CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS

CRD#: 105644 / SEC#: 801-20406
RIA
Registered Investment Advisory firm - SEC (1/13/1984 Approved)

Contact Information

Main Address

1450 American Lane 6th Floor, Suite 650, Schaumburg, IL 60173-2096

Phone Number

(310) 257-7880

# of Employees

10,251

SEC notice filing (53 States and Territories)

Registered to provide investment advisory services in 53 US states and territories.

Documents

Customer Relationship Summary (CRS / SEC)Latest Form ADV

Regulatory Assets Under Management

Total Number of Accounts

813,961

AUM (Assets Under Management)

$256,813,748,739

Accountant Surprise Examination Report

Filing DateForm ADV-E CoverForm ADV-E Report
09/25/2026Cover PageReport
10/27/2025Cover PageReport
12/13/2024Cover PageReport
09/26/2023Cover PageReport

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Other business activities

Information obtained from regulatory filings. Advisors can request corrections through their firm or regulator.

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

1) Richard T Smith~'NIR'~411 north mcgraw~forney~TX~75126~Rental Property Owner/Management~Other~10/22/2003~5hrs~195hrs~rental property i own one residential property i rent 2) SOONER HOLDING COMPANY, LLC~'NIR'~411 NORTH MCGRAW~FORNEY~TX~75126~Rental Property Owner/Management~President~9/1/2011~4hrs~100hrs~RENTAL PROPERTY MANAGEMENT 3) Crusaders Baseball~'NIR'~411 N. McGraw~Forney~TX~75126~Nonprofit~Owner/Sole Proprietor~6/2/2016~20hrs~0hrs~Coach baseball, balance the books, co signer on checking account 4) SMITH FINANCIAL AND ASSOCIATES PC~'NIR'~411 NORTH MCGRAW~FORNEY~TX~75126~Tax Preparation/Accounting~President~1/1/2000~20hrs~100hrs~TAX PREPARATION 5) RSHM LLC~'NIR'~411 NORTH MCGRAW~FORNEY~TX~75126~Rental Property~Owner~5/1/2019~1hrs~1hrs~MANAGE PROPERTY IF NEEDED. 6) RICHARD SMITH / SMITH FINANCIAL & ASSOCIATES PC POSITION: Owner NATURE: Rental Property INVESTMENT RELATED: Yes NUMBER OF HOURS: 1 SECURITIES TRADING HOURS: 65 START DATE: 02/01/2020 ADDRESS: 411 NORTH MCGRAW, FORNEY TX 75126, United States DESCRIPTION: COLLECT RENT/PROPERTY MANAGER 7) SMITH FINANCIAL WEALTH ADVISORY SERVICES, LLC POSITION: MANAGING MEMBER/OWNER NATURE: FINANCIAL AND RETIREMENT PLANNING INVESTMENT RELATED: Yes NUMBER OF HOURS: 130 SECURITIES TRADING HOURS: 130 START DATE: 05/02/2022 ADDRESS: 411 N McGraw, Forney TX 75126, United States DESCRIPTION: FINANCIAL AND RETIREMENT PLANNING 8)SMITH WEALTH MANAGEMENT POSITION: OWNER NATURE: I established a dba Smith Wealth Management under my LLC, Smith Financial Wealth Advisory Services, LLC. (is already approved) INVESTMENT RELATED: No NUMBER OF HOURS: 160 SECURITIES TRADING HOURS: 130 START DATE: 02/10/2023 ADDRESS: 411 N McGraw, Forney TX 75126, United States DESCRIPTION: investment advisory

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Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
CI
CETERA INVESTMENT ADVISERS LLC

CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS

CRD#: 105644 / SEC#: 801-20406
RIA
Registered Investment Advisory firm - SEC (1/13/1984 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.
RR
indicates the advisor is registered as a Registered Representative in this state, allowing securities offerings such as stocks, bonds, and mutual funds through a broker-dealer.
RR
Alabama
(9/18/2025)
RR
Arkansas
(3/4/2026)
RR
California
(9/18/2025)
RR
Georgia
(9/5/2025)
RR
Louisiana
(9/5/2025)
RR
Minnesota
(9/18/2025)
RR
Texas
(9/5/2025)
IAR
Texas
(9/5/2025)
RR
Washington
(9/23/2025)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.Note:This rule does not apply to broker-dealer activity.

Exams

Financial professionals may take different exams throughout their careers based on the types of services they provide and roles they perform.

Series 65 — Uniform Investment Adviser Law Examination

Passed Jul 1999About the Series 65 exam

Series 63 — Uniform Securities Agent State Law Examination

Passed Feb 1995About the Series 63 exam

SIE — Securities Industry Essentials Examination

Passed Oct 2018About the SIE exam

Series 7 — General Securities Representative Examination

Passed Apr 1998About the Series 7 exam

Series 22 — Direct Participation Programs Representative Examination

Passed Feb 1996About the Series 22 exam

Series 6 — Investment Company Products/Variable Contracts Representative Examination

Passed Mar 1995About the Series 6 exam

Series 24 — General Securities Principal Examination

Passed Dec 1999About the Series 24 exam
FINRA
SRO Registrations

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CRS (Client Relationship Summary) - RIA

Click below to view Richard Thomas Smith JR's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

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Richard Thomas Smith JR
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