William J. O'neil

SCHWAB WEALTH ADVISORY

Boston, MA 02110

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CRD#: 2564064

Professional summary

William James O'neil, CFP®, who also goes by Bill O'neil, William J O'neil, William James Oneil Jr, William James Oneil, William Oneil, is a registered financial advisor currently at SCHWAB WEALTH ADVISORY, INC. located in Boston, Massachusetts and CHARLES SCHWAB & CO., INC. located in Boston, Massachusetts.

William is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1995. William has worked at 8 firms and has passed the Series 66, Series 63, SIE, Series 7, Series 9, Series 10 and Series 8 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Bill O'neil | William J O'neil | William James Oneil Jr | William James Oneil | William Oneil

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view William James O'neil's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

CFP^®

Certified Financial Planner

Experience

Current

November 10, 2022 - Present

SCHWAB WEALTH ADVISORY, INC.

Office #1: One International Place Suite 2810, Boston, MA 02110

RIA

CRD#: 159035

Boston, MA

Current

August 15, 2022 - Present

CHARLES SCHWAB & CO., INC.

Office #1: One International Place, Boston, MA 02110-2600

RIA

CRD#: 5393

Boston, MA

Past

October 10, 2018 - June 16, 2022

VOYA FINANCIAL ADVISORS, INC.

RIA

CRD#: 2882

Stoughton, MA

Past

October 1, 2018 - June 16, 2022

VOYA FINANCIAL ADVISORS, INC.

CRD#: 2882

BRAINTREE, MA

Past

January 11, 2017 - April 30, 2018

SANTANDER SECURITIES LLC

RIA

CRD#: 41791

Framingham, MA

Past

January 5, 2017 - April 30, 2018

SANTANDER SECURITIES LLC

CRD#: 41791

Framingham, MA

Past

March 25, 2011 - July 29, 2016

USAA FINANCIAL PLANNING SERVICES

RIA

CRD#: 106352

NEEDHAM, MA

Past

March 24, 2011 - July 29, 2016

USAA FINANCIAL ADVISORS, INC.

CRD#: 129035

NEEDHAM, MA

Past

April 25, 2006 - March 3, 2011

TD AMERITRADE INVESTMENT MANAGEMENT, LLC

RIA

CRD#: 111514

BOSTON, MA

Past

September 10, 2003 - March 3, 2011

TD AMERITRADE, INC.

RIA

CRD#: 7870

BOSTON, MA

Past

November 16, 1995 - March 3, 2011

TD AMERITRADE, INC.

CRD#: 7870

BOSTON, MA

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

SCHWAB WEALTH ADVISORY, INC.

SCHWAB PRIVATE CLIENT INVESTMENT ADVISORY, INC. | SCHWAB WEALTH ADVISORY, INC.

CRD#: 159035 / SEC#: 801-72795

RIA

Registered Investment Advisory firm - (12/9/2011 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

Alabama
(2/8/2024)

Alaska
(2/8/2024)

Arizona
(2/8/2024)

Arkansas
(2/8/2024)

California
(8/15/2022)

Colorado
(2/8/2024)

Connecticut
(1/3/2023)

Delaware
(2/8/2024)

District of Columbia
(2/8/2024)

Florida
(2/8/2024)

Georgia
(2/8/2024)

Hawaii
(2/8/2024)

Idaho
(2/8/2024)

Illinois
(2/8/2024)

Indiana
(2/8/2024)

Iowa
(2/8/2024)

Kansas
(2/8/2024)

Kentucky
(2/8/2024)

Louisiana
(2/8/2024)

Maine
(8/15/2022)

Maryland
(2/8/2024)

Massachusetts
(8/15/2022)

IAR

Massachusetts
(11/10/2022)

Michigan
(2/8/2024)

Minnesota
(2/8/2024)

Mississippi
(2/8/2024)

Missouri
(2/8/2024)

Montana
(2/8/2024)

Nebraska
(2/8/2024)

Nevada
(2/8/2024)

New Hampshire
(8/15/2022)

New Jersey
(2/8/2024)

New Mexico
(2/8/2024)

New York
(8/15/2022)

North Carolina
(2/8/2024)

North Dakota
(2/8/2024)

Ohio
(2/8/2024)

Oklahoma
(2/8/2024)

Oregon
(2/8/2024)

Pennsylvania
(2/8/2024)

Puerto Rico
(2/8/2024)

Rhode Island
(8/15/2022)

South Carolina
(2/8/2024)

South Dakota
(2/8/2024)

Tennessee
(2/8/2024)

Texas
(2/8/2024)

Utah
(2/8/2024)

Vermont
(8/15/2022)

Virgin Islands
(2/8/2024)

Virginia
(2/8/2024)

Washington
(2/8/2024)

West Virginia
(2/8/2024)

Wisconsin
(2/8/2024)

Wyoming
(2/8/2024)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state. Note: This rule does not apply to broker-dealer activity.

Exams

State Security Law Exam

IAR

Series 66

Date: 7/24/2003

Uniform Combined State Law Examination

State Security Law Exam

Series 63

Date: 11/20/1995

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 4/30/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 11/15/1995

General Securities Representative Examination

Principal/Supervisory Exam

Series 9

Date: 1/2/2023

General Securities Sales Supervisor - Options Module Examination

Principal/Supervisory Exam

Series 10

Date: 1/2/2023

General Securities Sales Supervisor - General Module Examination

Principal/Supervisory Exam

Series 8

Date: 1/17/1997

General Securities Sales Supervisor Examination (Options Module & General Module)

SRO Registrations

FINRA

SRO Registrations

Nasdaq Stock Market

Current Firm

SCHWAB WEALTH ADVISORY, INC.

SCHWAB PRIVATE CLIENT INVESTMENT ADVISORY, INC. | SCHWAB WEALTH ADVISORY, INC.

CRD#: 159035 / SEC#: 801-72795

RIA

Registered Investment Advisory firm - (12/9/2011 Approved)

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Contact information

Main Address

211 Main Street, San Francisco, CA 94105-1901

Mailing Address

Phone number

(415) 667-7000

Established

Firm type

Fiscal year end

# of Employees

1,042

SEC notice filing (53 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

SCHWAB WEALTH ADVISORY, INC. DISCLOSURE BROCHURE (9/23/2025)

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Advisor Monitoring

Firm Stability Insights

William J. O'neil

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view William James O'neil's CRS (Customer Relationship Summary).

Certified licenses

Experience

CHARLES SCHWAB & CO., INC.

VOYA FINANCIAL ADVISORS, INC.

VOYA FINANCIAL ADVISORS, INC.

SANTANDER SECURITIES LLC

SANTANDER SECURITIES LLC

USAA FINANCIAL PLANNING SERVICES

USAA FINANCIAL ADVISORS, INC.

TD AMERITRADE INVESTMENT MANAGEMENT, LLC

TD AMERITRADE, INC.

TD AMERITRADE, INC.

Primary Firm SEC Registration

SCHWAB WEALTH ADVISORY, INC.

State Registrations and Notice Filings

Exams

Series 66

Date: 7/24/2003

Series 63

Date: 11/20/1995

SIE

Date: 4/30/2018

Series 7

Date: 11/15/1995

Series 9

Date: 1/2/2023

Series 10

Date: 1/2/2023

Series 8

Date: 1/17/1997

FINRA

Nasdaq Stock Market

Current Firm

SCHWAB WEALTH ADVISORY, INC.

Contact information

SEC notice filing (53 States and Territories)

Documents

Part 2 Brochures

Red Flags

Company Information

SCHWAB WEALTH ADVISORY, INC.

TRUST BUT VERIFY

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