Joseph A. Montanaro
Professional summary
Joseph Arnold Montanaro JR, CFP®, who also goes by Jr Joseph Arnold Montanaro, is a registered financial advisor currently at GAP FINANCIAL SERVICES OR GAP FINANCIAL located in Fair Oaks Ranch, Texas.
Joseph is registered as an IAR (Investment Advisor Representative) and started their career in finance in 1994. Joseph has worked at 6 firms and has passed the Series 65, Series 63 and Series 7 exams.
At a Glance
Aliases
Other business activities
CRS (Client Relationship Summary) - RIA
Click below to view Joseph Arnold Montanaro JR's CRS (Customer Relationship Summary).
Certified licenses
Experience
January 19, 2026 - Present
GAP FINANCIAL SERVICES OR GAP FINANCIAL
January 8, 2018 - June 19, 2020
USAA INVESTMENT SERVICES COMPANY
February 7, 2014 - January 8, 2018
USAA FINANCIAL PLANNING SERVICES
February 7, 2014 - August 15, 2014
USAA FINANCIAL ADVISORS, INC.
January 7, 2004 - February 17, 2012
USAA FINANCIAL ADVISORS, INC.
January 22, 2003 - March 12, 2012
USAA FINANCIAL PLANNING SERVICES
January 22, 2003 - December 31, 2003
USAA INVESTMENT SERVICES COMPANY
October 31, 1995 - December 20, 2002
AMERIPRISE FINANCIAL SERVICES, LLC
October 20, 1994 - December 20, 2002
IDS LIFE INSURANCE COMPANY
October 20, 1994 - December 20, 2002
AMERIPRISE FINANCIAL SERVICES, LLC
State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
Highlighted states indicate IAR registrations
(1/19/2026)
Exams
Current Firm
GAP FINANCIAL SERVICES OR GAP FINANCIAL
CRD#: 288703 / SEC#:
Contact information
Regulatory assets under management
| Total Number of Accounts | 89 |
| AUM (Assets Under Management) | $ 98,630,421 |
Red Flags
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