Michael G. Karstens
Professional summary
Being a previously registered professional could mean that this person is no longer operating under the supervision of the SEC or FINRA.
That means that the Securities and Exchange Commission may not be able to oversee the services that this specific professional is providing.
Michael George Karstens, CFP®, who also goes by Mike Karstens, was a registered financial professional .
Michael is a previously registered financial professional and started their career in finance in 1995. Michael had worked at 13 firms and has passed the Series 65, Series 63, SIE, Series 7, Series 10, Series 9 and Series 24 exams.
Question & Answer
Aliases
Other business activities
CRS (Client Relationship Summary)
The CRS(Customer Relationship Summary) document is not provided.
Certified licenses
Experience
December 15, 2025 - February 7, 2026
SCHWAB WEALTH ADVISORY, INC.
May 23, 2020 - December 15, 2025
CHARLES SCHWAB & CO., INC.
May 23, 2020 - February 7, 2026
CHARLES SCHWAB & CO., INC.
January 8, 2018 - May 24, 2020
USAA INVESTMENT SERVICES COMPANY
March 13, 2006 - January 8, 2018
USAA FINANCIAL PLANNING SERVICES
March 13, 2006 - May 24, 2020
USAA FINANCIAL ADVISORS, INC.
September 1, 2005 - February 28, 2006
GREAT LAKES ADVISORS, LLC
September 1, 2005 - February 28, 2006
FOCUSED INVESTMENTS L.L.C.
August 21, 2003 - May 5, 2005
AMERIPRISE ADVISOR SERVICES, INC.
August 21, 2003 - May 5, 2005
AMERIPRISE ADVISOR SERVICES, INC.
February 24, 2000 - September 8, 2003
1717 CAPITAL MANAGEMENT COMPANY
February 1, 2000 - September 8, 2003
1717 CAPITAL MANAGEMENT COMPANY
August 12, 1998 - July 21, 1999
PRUCO SECURITIES, LLC.
January 2, 1997 - July 27, 1998
DREHER & ASSOCIATES, INC.
January 17, 1995 - January 10, 1997
IDS LIFE INSURANCE COMPANY
January 17, 1995 - January 10, 1997
AMERIPRISE FINANCIAL SERVICES, LLC
Primary Firm SEC Registration
SCHWAB WEALTH ADVISORY, INC.
CRD#: 159035 / SEC#: 801-72795
State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
Visual representation of state registrations
Exams
Current Firm
SCHWAB WEALTH ADVISORY, INC.
CRD#: 159035 / SEC#: 801-72795
Contact information
SEC notice filing (53 States and Territories)
Red Flags
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