Reno J. Frazzitta
SMART MONEY FINANCIAL ADVISORS
Sterling Heights, MI 48313
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CRD#: 2501722
Professional summary
Reno John Frazzitta, CFP® is a registered financial advisor currently at SMART MONEY FINANCIAL ADVISORS, LLC located in Sterling Heights, Michigan.
Reno is registered as an IAR (Investment Advisor Representative) and started their career in finance in 1994. Reno has worked at 7 firms and has passed the Series 65, Series 63, Series 31 and Series 7 exams.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
None
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
1. INDEPENDENT FIXED INSURANCE BUSINESS / TROY, MI / SELLING FIXED INSURANCE PRODUCTS, HEALTH INSURANCE AND CASUALTY INSURANCE / APPROVED APRIL 21, 2005 2. Serves as Chapter President of American Financial Education Alliance (AFEA) in the Oakland/Macomb area of Michigan conducting several educational seminars per month to help eliminate financial illiteracy. No product sales or company names are mentioned at these seminars and no compensation from AFEA is received. The time commitment is six hours/month during non-securities trading hours. 3) Name of outside business: Retirement Learning Academy; Description of the business: Business focused on the education of retirement-age persons in the areas of tax planning, retirement planning, Social Security, and Medicare by holding frequent workshops at local venues.; Location of the business: 12900 Hall Road, Ste 250, Sterling Heights, MI 48313 Position Title: Managing Member/Founder; Responsibilities Duties: - Create presentations including slide shows and workbooks for educational workshops -Present information during workshops -Book venues for workshops; Start date with business: 2019-09-01; Hours devoted to business during trading hours: 10; Hours devoted to business outside trading hours: 10; 4.) Insurance Agent for which I may receive Commissions Owner of Retirement Learning Academy, LLC, for which I do not receive compensation 5.) Managing Member/Licensed Health and Life Insurance Agent; Smart Money Financial Advisors LLC; Investment related: Yes; Location: 12900 Hall Road, Ste 250, Sterling Heights, MI 48313; Description of the business: Agency that recommends and sells health and life insurance products/policies; Responsibilities Duties: Advise clients on health, annuity and life insurance needs, review policies, maintain policies, update clients on policy changes.; Start date with business: 2015-01-01; Hours devoted to business during trading hours: 30; Hours devoted to business outside trading hours: 20; Percentage of total yearly compensation expected to be derived from the business: 80.
CRS (Client Relationship Summary) - RIA
Click below to view Reno John Frazzitta's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
CFP®
Start date: 2017
Experience
Current
January 3, 2020 - Present
SMART MONEY FINANCIAL ADVISORS, LLC
Office #1: 12900 Hall Rd. Ste. 250, Sterling Heights, MI 48313RIA
CRD#: 306937
Sterling Heights, MI
Past
November 23, 2015 - April 2, 2020
PROSPERITY CAPITAL ADVISORS
RIA
CRD#: 156480
Sterling Heights, MI
Past
August 6, 2014 - November 20, 2015
CORECAP ADVISORS
RIA
CRD#: 158819
ROCHESTER, MI
Past
July 26, 2012 - February 27, 2014
REDHAWK WEALTH ADVISORS, INC.
RIA
CRD#: 146616
ROCHESTER, MI
Past
January 18, 2005 - January 4, 2006
LPL FINANCIAL LLC
BD
CRD#: 6413
FORT MILL, SC
Past
January 5, 1996 - December 31, 2004
SIGMA FINANCIAL CORPORATION
BD
CRD#: 14303
ANN ARBOR, MI
Past
July 20, 1994 - December 29, 1995
MORGAN STANLEY DW INC.
BD
CRD#: 7556
PURCHASE, NY
State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.Highlighted states indicate IAR registrations
IAR
Michigan(1/3/2020)
Exams
State Security Law Exam
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
Current Firm
SM
SMART MONEY FINANCIAL ADVISORS, LLC
SMART MONEY FINANCIAL ADVISORS, LLC
CRD#: 306937 / SEC#:
Michigan
Registered Investment Advisory firm - (1/3/2020 Approved)Upgrade to AdvisorCheck Premium
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Contact information
Main Address
12900 Hall Rd. Ste. 250, Sterling Heights, MI 48313
Mailing Address
Phone number
(586) 262-6400
Established
Firm type
Fiscal year end
# of Employees
3
Regulatory assets under management
| Total Number of Accounts | 315 |
| AUM (Assets Under Management) | $ 53,647,363 |
Red Flags
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