Lauretta M. Kramer

WEST FINANCIAL SERVICES

Rockville, MD 20850

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CRD#: 2493122

Professional summary

Lauretta Marie Kramer, CFP®, who also goes by Laurie M Kramer, Lauretta Kramer Morgan, is a registered financial advisor currently at WEST FINANCIAL SERVICES, INC. located in Rockville, Maryland.

Lauretta is registered as an IAR (Investment Advisor Representative) and started their career in finance in 1995. Lauretta has worked at 4 firms and has passed the Series 66, SIE, Series 7, Series 6 and Series 24 exams.

Question & Answer

What are your service offerings?

Divorce Planning

Investment Planning

Estate Planning

Elder Care

Retirement Planning

Insurance Planning

Comprehensive Financial Planni...

Are you a "fiduciary"?

Yes

Aliases

Laurie M Kramer | Lauretta Kramer Morgan

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Lauretta Marie Kramer's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

CFP^®

Certified Financial Planner

Start date: 2012

Experience

Current

June 12, 2018 - Present

WEST FINANCIAL SERVICES, INC.

Office #1: 14941 Shady Grove Road, Rockville, MD 20850

RIA

CRD#: 137497

Rockville, MD

Past

October 9, 2007 - June 6, 2018

LPL FINANCIAL LLC

RIA

CRD#: 6413

COLUMBIA, MD

Past

October 9, 2007 - June 6, 2018

LPL FINANCIAL LLC

CRD#: 6413

COLUMBIA, MD

Past

April 23, 2004 - October 9, 2007

UVEST FINANCIAL SERVICES GROUP, INC.

RIA

CRD#: 13787

OLNEY, MD

Past

May 28, 1999 - October 9, 2007

UVEST FINANCIAL SERVICES GROUP, INC.

CRD#: 13787

OLNEY, MD

Past

June 6, 1995 - May 28, 1999

CAPITAL BROKERAGE CORPORATION

CRD#: 10465

GLEN ALLEN, VA

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

WEST FINANCIAL SERVICES, INC.

CRD#: 137497 / SEC#: 801-64834

RIA

Registered Investment Advisory firm - (10/3/2005 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

Maryland
(2/21/2025)

IAR

Virginia
(6/12/2018)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 66

Date: 4/20/2004

Uniform Combined State Law Examination

General Industry/Product Exam

SIE

Date: 6/6/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 12/3/1997

General Securities Representative Examination

General Industry/Product Exam

Series 6

Date: 6/5/1995

Investment Company Products/Variable Contracts Representative Examination

Principal/Supervisory Exam

Series 24

Date: 4/5/1999

General Securities Principal Examination

Current Firm

WEST FINANCIAL SERVICES, INC.

CRD#: 137497 / SEC#: 801-64834

RIA

Registered Investment Advisory firm - (10/3/2005 Approved)

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Contact information

Main Address

2010 Corporate Ridge Road Ste 530, Mclean, VA 22102

Mailing Address

Phone number

(703) 847-2500

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (24 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

WFS - FORM ADV, PART 2A (4/10/2025)

Regulatory assets under management

Total Number of Accounts	2,636
AUM (Assets Under Management)	$ 2,574,623,952

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Contact information

xxxxx@xxxx.xxx

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Advisor Monitoring

Firm Stability Insights

Lauretta M. Kramer

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Lauretta Marie Kramer's CRS (Customer Relationship Summary).

Certified licenses

Experience

LPL FINANCIAL LLC

LPL FINANCIAL LLC

UVEST FINANCIAL SERVICES GROUP, INC.

UVEST FINANCIAL SERVICES GROUP, INC.

CAPITAL BROKERAGE CORPORATION

Primary Firm SEC Registration

WEST FINANCIAL SERVICES, INC.

State Registrations and Notice Filings

Exams

Series 66

Date: 4/20/2004

SIE

Date: 6/6/2018

Series 7

Date: 12/3/1997

Series 6

Date: 6/5/1995

Series 24

Date: 4/5/1999

Current Firm

WEST FINANCIAL SERVICES, INC.

Contact information

SEC notice filing (24 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

WEST FINANCIAL SERVICES, INC.

TRUST BUT VERIFY

Contact information

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