Joyce A. Rolfes

FIVE PEAKS FINANCIAL CONSULTING

PHOENIX, AZ

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CRD#: 2477586

Professional summary

Joyce Ann Rolfes, CFP®, who also goes by Joyce Ann Rolfes Montgomery, is a registered financial advisor currently at FIVE PEAKS FINANCIAL CONSULTING, INC. located in Phoenix, Arizona and UNITED PLANNERS' FINANCIAL SERVICES OF AMERICA A LIMITED PARTNER located in Phoenix, Arizona.

Joyce is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1994. Joyce has worked at 4 firms and has passed the Series 65, Series 63, SIE, Series 7, Series 6 and Series 24 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Joyce Ann Rolfes Montgomery

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

1.) FIVE PEAKS FINANCIAL CONSULTING, INC. - PRESIDENT - REGISTERED INVESTMENT ADVISOR - PHOENIX, AZ - SINCE 01/1999 - INVESTMENT RELATED 2.) FIVE PEAKS FINANCIAL CONSULTING, INC. - PRESIDENT - TAX CONSULTING - PHOENIX, AZ - SINCE 01/1999 - INVESTMENT RELATED 3.) JOYCE ROLFES - OWNER - NON-VARIABLE INSURANCE - PHOENIX, AZ - SINCE 01/1999 - INVESTMENT RELATED 4.) AN ROLFES TRUST - CO-TRUSTEE - ACTING IN A FIDUCIARY CAPACITY - PHOENIX, AZ - SINCE 03/2012 - INVESTMENT RELATED 5.) CM ROLFES TRUST - CO-TRUSTEE - ACTING IN A FIDUCIARY CAPACITY - PHOENIX, AZ - SINCE 03/2012 - INVESTMENT RELATED 6.) DESERT BOTANICAL GARDEN - COMMITTEE MEMBER - COMMUNITY, CIVIC OR CHARITABLE BOARD MEMBER OR OFFICER - PHOENIX, AZ - SINCE 10/2010 - NOT INVESTMENT RELATED 7.) FIVE PEAKS FINANCIAL CONSULTING, INC. - PRESIDENT - DBA NAME FOR MARKETING PURPOSES ONLY - PHOENIX, AZ - SINCE 02/1999 - INVESTMENT RELATED

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Joyce Ann Rolfes's CRS (Customer Relationship Summary).

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

CFP^®

Certified Financial Planner

Start date: 1992

Experience

Current

March 9, 1999 - Present

FIVE PEAKS FINANCIAL CONSULTING, INC.

RIA

CRD#: 115341

PHOENIX, AZ

Current

September 20, 1999 - Present

UNITED PLANNERS' FINANCIAL SERVICES OF AMERICA A LIMITED PARTNER

RIA

CRD#: 20804

PHOENIX, AZ

Past

July 8, 1995 - October 6, 1999

ACCUMULATION PLANNING, INC.

CRD#: 14124

PHOENIX, AZ

Past

May 17, 1994 - July 5, 1995

FSC SECURITIES CORPORATION

CRD#: 7461

ATLANTA, GA

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

IAR

Arizona
(3/9/1999)

Arizona
(9/20/1999)

California
(1/26/2000)

Nebraska
(9/20/1999)

Oregon
(1/2/2024)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state. Note: This rule does not apply to broker-dealer activity.

Exams

State Security Law Exam

IAR

Series 65

Date: 2/6/1999

Uniform Investment Adviser Law Examination

State Security Law Exam

Series 63

Date: 5/24/1994

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 6/13/1995

General Securities Representative Examination

General Industry/Product Exam

Series 6

Date: 5/16/1994

Investment Company Products/Variable Contracts Representative Examination

Principal/Supervisory Exam

Series 24

Date: 1/16/1996

General Securities Principal Examination

SRO Registrations

FINRA

Current Firm

FIVE PEAKS FINANCIAL CONSULTING, INC.

CRD#: 115341 / SEC#:

Arizona

Registered Investment Advisory firm - (3/9/1999 Approved)

Texas

Registered Investment Advisory firm - (3/11/2025 Terminated)

Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

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Contact information

Main Address

Phoenix, AZ

Mailing Address

Phone number

(602) 224-2402

Established

Firm type

Fiscal year end

# of Employees

Documents

Latest Form ADV

Regulatory assets under management

Total Number of Accounts	6
AUM (Assets Under Management)	$ 15,532,000

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Joyce A. Rolfes

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Joyce Ann Rolfes's CRS (Customer Relationship Summary).

Certified licenses

Experience

UNITED PLANNERS' FINANCIAL SERVICES OF AMERICA A LIMITED PARTNER

ACCUMULATION PLANNING, INC.

FSC SECURITIES CORPORATION

State Registrations and Notice Filings

Exams

Series 65

Date: 2/6/1999

Series 63

Date: 5/24/1994

SIE

Date: 10/1/2018

Series 7

Date: 6/13/1995

Series 6

Date: 5/16/1994

Series 24

Date: 1/16/1996

FINRA

Current Firm

FIVE PEAKS FINANCIAL CONSULTING, INC.

Contact information

Documents

Regulatory assets under management

Red Flags

Company Information

FIVE PEAKS FINANCIAL CONSULTING, INC.

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