Michael H. Cho

ARMOR WEALTH STRATEGIES

FARMINGTON HILLS, MI 48334

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CRD#: 2456460

Professional summary

Michael Hong Cho, who also goes by Michael H Cho, is a registered financial advisor currently at ARMOR WEALTH STRATEGIES, LLC located in Farmington Hills, Michigan.

Michael is registered as an IAR (Investment Advisor Representative) and started their career in finance in 1995. Michael has worked at 6 firms and has passed the Series 65, Series 63, SIE, Series 31 and Series 7 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Michael H Cho

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

1. FENCING REFEREE; Northville, MI; 11/2025; Refereeing fencing matches; During business hours: 0; after business hours; 8; not investment related 2. SOLE PROPRIETOR; INV REL; FARMINGTON HILLS, MI; INSURANCE AGENT; 5% OF TIME SPENT IN THIS ACTIVITY. 3. DISABILITY NETWORK OF OAKLAND AND MACOMB COUNTIES; 1709 JOHN R ROAD, TROY MI 48083; TREASURER, NO CUSTODY OR CONTROL OF FUNDS OR ASSETS; CHECK WRITING DUTIES; 3 HRS/WK AFTER BUSINESS HOURS; NO COMPENSATION; NOT INVESTMENT RELATED; VOLUNTEER ONLY.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Michael Hong Cho's CRS (Customer Relationship Summary).

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

March 10, 2025 - Present

ARMOR WEALTH STRATEGIES, LLC

Office #1: 33228 West 12 Mile Rd. #131, Farmington Hills, MI 48334

RIA

CRD#: 330730

FARMINGTON HILLS, MI

Past

May 24, 2021 - March 5, 2025

CUTTER & COMPANY, INC.

RIA

CRD#: 22449

Farmington Hills, MI

Past

April 21, 2021 - August 11, 2022

CUTTER & COMPANY, INC.

CRD#: 22449

BALLWIN, MO

Past

June 1, 2009 - March 11, 2021

MORGAN STANLEY

RIA

CRD#: 149777

FARMINGTON HILLS, MI

Past

June 1, 2009 - March 11, 2021

MORGAN STANLEY

CRD#: 149777

FARMINGTON HILLS, MI

Past

April 2, 2007 - June 1, 2009

MORGAN STANLEY & CO. LLC

RIA

CRD#: 8209

GROSSE POINTE FARMS, MI

Past

April 2, 2007 - June 1, 2009

MORGAN STANLEY & CO. LLC

CRD#: 8209

GROSSE POINTE FARMS, MI

Past

March 6, 2007 - April 2, 2007

MORGAN STANLEY DW INC.

RIA

CRD#: 7556

WYANDOTTE, MI

Past

October 18, 2005 - April 2, 2007

MORGAN STANLEY DW INC.

CRD#: 7556

WYANDOTTE, MI

Past

July 7, 2000 - November 1, 2004

MORGAN STANLEY DW INC.

CRD#: 7556

PURCHASE, NY

Past

April 12, 1995 - July 20, 2000

CITIGROUP GLOBAL MARKETS INC.

CRD#: 7059

NEW YORK, NY

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

Michigan
(3/10/2025)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 65

Date: 7/8/1997

Uniform Investment Adviser Law Examination

State Security Law Exam

Series 63

Date: 5/4/1995

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 31

Date: 8/20/2009

Futures Managed Funds Examination

General Industry/Product Exam

Series 7

Date: 4/11/1995

General Securities Representative Examination

Current Firm

ARMOR WEALTH STRATEGIES, LLC

ARMOR WEALTH STRATEGIES, LLC | THE ARMOR AGENCY LLC

CRD#: 330730 / SEC#:

Michigan

Registered Investment Advisory firm - (4/9/2024 Approved)

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Contact information

Main Address

33228 West 12 Mile Rd. #131, Farmington Hills, MI 48334

Mailing Address

Phone number

(248) 396-8868

Established

Firm type

Fiscal year end

# of Employees

Documents

Latest Form ADV

Regulatory assets under management

Total Number of Accounts	56
AUM (Assets Under Management)	$ 13,787,401

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Advisor Monitoring

Firm Stability Insights

Michael H. Cho

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Michael Hong Cho's CRS (Customer Relationship Summary).

Certified licenses

Experience

CUTTER & COMPANY, INC.

CUTTER & COMPANY, INC.

MORGAN STANLEY

MORGAN STANLEY

MORGAN STANLEY & CO. LLC

MORGAN STANLEY & CO. LLC

MORGAN STANLEY DW INC.

MORGAN STANLEY DW INC.

MORGAN STANLEY DW INC.

CITIGROUP GLOBAL MARKETS INC.

State Registrations and Notice Filings

Exams

Series 65

Date: 7/8/1997

Series 63

Date: 5/4/1995

SIE

Date: 10/1/2018

Series 31

Date: 8/20/2009

Series 7

Date: 4/11/1995

Current Firm

ARMOR WEALTH STRATEGIES, LLC

Contact information

Documents

Regulatory assets under management

Red Flags

Company Information

ARMOR WEALTH STRATEGIES, LLC

TRUST BUT VERIFY

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