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JM

John H. Michael

VOYA RETIREMENT ADVISORS
Lutz, FL
Some features on this profile are disabled
CRD#: 2447982
JM

Professional summary

John Howard Michael is a registered financial advisor currently at VOYA RETIREMENT ADVISORS, LLC located in Lutz, Florida and VOYA FINANCIAL PARTNERS, LLC located in Urbandale, Iowa.

John is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1994. John has worked at 5 firms and has passed the Series 65, Series 63, Series 7TO, Series 6TO, SIE, Series 7 and Series 6 exams.

top-8-questions

Question & Answer

Are you a "fiduciary"?
Yes

Aliases

None

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view John Howard Michael's CRS (Customer Relationship Summary).

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
None

Experience

Current

February 15, 2025 - Present

VOYA RETIREMENT ADVISORS, LLC

RIA
CRD#: 3989
Lutz, FL
Current

February 4, 2025 - Present

VOYA FINANCIAL PARTNERS, LLC

BD
CRD#: 34815
Urbandale, IA
Past

August 17, 2021 - September 18, 2024

FISHER INVESTMENTS

RIA
CRD#: 107342
TAMPA, FL
Past

March 26, 2019 - August 6, 2020

FRANKLIN TEMPLETON FINANCIAL SERVICES CORP.

BD
CRD#: 13594
ST. PETERSBURG, FL
Past

May 20, 1994 - August 5, 2020

FRANKLIN/TEMPLETON DISTRIBUTORS, LLC

BD
CRD#: 332
ST. PETERSBURG, FL

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
VOYA RETIREMENT ADVISORS, LLC
VOYA RETIREMENT ADVISORS, LLC
CITISTREET ADVISORS LLC | VOYA RETIREMENT ADVISORS, LLC | SMITH ANNUITY SERVICES, INC. | SMITH ANNUITY SERVICES LLC | ING INVESTMENT ADVISORS, LLC | D. F. S. & ASSOCIATES

CRD#: 3989 / SEC#: 801-57963, 8-14495

RIA
Registered Investment Advisory firm - SEC (9/25/2000 Approved)
BD
Terminated by SEC on 11/29/2016

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR
Florida
(2/15/2025)

Exams

State Security Law Exam
IAR
Series 65
Date: 8/9/2021
Uniform Investment Adviser Law Examination
State Security Law Exam
RR
Series 63
Date: 12/11/1995
Uniform Securities Agent State Law Examination
General Industry/Product Exam
RR
Series 7TO
Date: 3/14/2024
General Securities Representative Examination
General Industry/Product Exam
RR
Series 6TO
Date: 3/14/2024
Investment Company Products/Variable Contracts Representative Examination
General Industry/Product Exam
RR
SIE
Date: 10/1/2018
Securities Industry Essentials Examination
General Industry/Product Exam
RR
Series 7
Date: 6/3/2008
General Securities Representative Examination
General Industry/Product Exam
RR
Series 6
Date: 5/19/1994
Investment Company Products/Variable Contracts Representative Examination
SRO Registrations
RR
FINRA

Current Firm

VOYA RETIREMENT ADVISORS, LLC
VOYA RETIREMENT ADVISORS, LLC
CITISTREET ADVISORS LLC | VOYA RETIREMENT ADVISORS, LLC | SMITH ANNUITY SERVICES, INC. | SMITH ANNUITY SERVICES LLC | ING INVESTMENT ADVISORS, LLC | D. F. S. & ASSOCIATES

CRD#: 3989 / SEC#: 801-57963, 8-14495

RIA
Registered Investment Advisory firm - SEC (9/25/2000 Approved)
BD
Terminated by SEC on 11/29/2016
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Contact information

Main Address
One Orange Way, Windsor, CT 06095
Mailing Address
Phone number
(860) 580-2817
Established
New Jersey since 02/01/2000
Firm type
Limited Liability Company
Fiscal year end
December
# of Employees
116

SEC notice filing (52 States and Territories)

Blank US states mapAlaskaHawaiiAlabamaArkansasArizonaCaliforniaColoradoConnecticutDelawareFloridaGeorgiaIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWisconsinWest VirginiaWyoming

Documents

Latest Form ADV

Part 2 Brochures

VOYA RETIREMENT ADVISORS, LLC PART 2A BROCHURE (3/12/2025)

Direct owners and executive officers

NamePositionCRD#
VOYA INSTITUTIONAL PLAN SERVICES, LLCSOLE MEMBER OF APPLICANT
GORDON, REGINA AVERYCHIEF COMPLIANCE OFFICER3173644
HULTGREN, KRISTIN HENDERSONCFO / FINOP5506534
NICHOLS, JAMES LUTHER IVMANAGING DIRECTOR5237805

Regulatory assets under management

Total Number of Accounts13,160
AUM (Assets Under Management)$ 30,885,140,490

Disclosures

Regulatory Event1

Accountant surprise examination report

Filing DateForm ADV-E CoverForm ADV-E Report
10/18/2024
Cover Page
Report
01/26/2024
Cover Page
Report
01/27/2023
Cover Page
Report

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Company Information

VOYA RETIREMENT ADVISORS, LLC

VOYA RETIREMENT ADVISORS, LLC

CRD#: 3989Lutz, FL

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