AdvisorCheck - Find and Connect with Top Financial Advisors on Your Terms
Advisor Search
Why Advisor Check

We're Here To Help

AdvisorCheck empowers you to find, evaluate, and monitor financial advisors with confidence and clarity.

Advisor Monitoring

Financial advisor's situations can change, sometimes without notice. AdvisorCheck's Monitoring tool helps you avoid surprises and stay on top of your financial health.

Firm Stability Insights

The stability of your financial advisor's firm has a significant impact in the security and quality of service you receive. Our tool provides historical data and key insights over time to help you make informed, confident decisions.

Pricing
For Advisors
PS

Percy A. Smith

INTERCAROLINA FINANCIAL SERVICES
Greensboro, NC 27410-2447
Some features on this profile are disabled
CRD#: 2432046
PS

Professional summary

Percy Al Smith JR, who also goes by Bud Smith Jr, P A Smith Jr, Percy Al Jr Smith, is a registered financial professional currently at INTERCAROLINA FINANCIAL SERVICES, INC. located in Greensboro, North Carolina.

Percy is registered as a RR (Registered Representative) and started their career in finance in 1993. Percy has worked at 3 firms and has passed the Series 65, Series 63, SIE and Series 6 exams.

top-8-questions

Question & Answer

Are you a "fiduciary"?
No

Aliases

Bud Smith Jr | P A Smith Jr | Percy Al Jr Smith

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary) - BD

Click below to view Percy Al Smith JR's CRS (Customer Relationship Summary).
CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
None

Experience

Current

April 30, 2004 - Present

INTERCAROLINA FINANCIAL SERVICES, INC.

Office #1: 3300 Battleground Avenue Suite 202, Greensboro, NC 27410-2447
RIA
BD
CRD#: 19475
Greensboro, NC
Past

January 10, 2002 - May 4, 2004

NEW ENGLAND SECURITIES

BD
CRD#: 615
NEW YORK, NY
Past

January 22, 2001 - December 31, 2001

VOYA FINANCIAL ADVISORS, INC.

BD
CRD#: 2882
WINDSOR, CT
Past

December 18, 2000 - January 22, 2001

NEW ENGLAND SECURITIES

BD
CRD#: 615
NEW YORK, NY
Past

December 11, 1993 - December 22, 2000

VOYA FINANCIAL ADVISORS, INC.

BD
CRD#: 2882
WINDSOR, CT

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
IF
INTERCAROLINA FINANCIAL SERVICES, INC.
INTERCAROLINA FINANCIAL | INTERCAROLINA FINANCIAL SERVICES, INC. | INTERCAROLINA FINANCIAL SERVICES

CRD#: 19475 / SEC#: 801-121339, 8-37519

RIA
Registered Investment Advisory firm - SEC (5/28/2021 Approved)
California
Registered Investment Advisory firm - SEC (8/12/2021 Terminated)
Florida
Registered Investment Advisory firm - SEC (7/13/2021 Terminated)
Georgia
Registered Investment Advisory firm - SEC (7/13/2021 Terminated)
Kentucky
Registered Investment Advisory firm - SEC (7/13/2021 Terminated)
Massachusetts
Registered Investment Advisory firm - SEC (7/13/2021 Terminated)
Minnesota
Registered Investment Advisory firm - SEC (8/11/2021 Terminated)
Nevada
Registered Investment Advisory firm - SEC (8/13/2021 Terminated)
New Jersey
Registered Investment Advisory firm - SEC (5/25/2016 Terminated)
North Carolina
Registered Investment Advisory firm - SEC (8/5/2021 Terminated)
North Dakota
Registered Investment Advisory firm - SEC (7/13/2021 Terminated)
Pennsylvania
Registered Investment Advisory firm - SEC (12/15/2016 Terminated)
South Carolina
Registered Investment Advisory firm - SEC (7/13/2021 Terminated)
South Dakota
Registered Investment Advisory firm - SEC (7/13/2021 Terminated)
Texas
Registered Investment Advisory firm - SEC (7/13/2021 Terminated)
Virginia
Registered Investment Advisory firm - SEC (11/19/2009 Terminated)
Wisconsin
Registered Investment Advisory firm - SEC (7/13/2021 Terminated)
BD
Broker-Dealer Firm Regulated by FINRA (Atlanta district office)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

RR
North Carolina
(4/30/2004)
RR
South Carolina
(4/30/2004)
RR
Texas
(4/13/2021)

Exams

State Security Law Exam
IAR
Series 65
Date: 12/10/1997
Uniform Investment Adviser Law Examination
State Security Law Exam
RR
Series 63
Date: 12/9/1993
Uniform Securities Agent State Law Examination
General Industry/Product Exam
RR
SIE
Date: 10/1/2018
Securities Industry Essentials Examination
General Industry/Product Exam
RR
Series 6
Date: 12/9/1993
Investment Company Products/Variable Contracts Representative Examination
SRO Registrations
RR
FINRA

Current Firm

IF
INTERCAROLINA FINANCIAL SERVICES, INC.
INTERCAROLINA FINANCIAL | INTERCAROLINA FINANCIAL SERVICES, INC. | INTERCAROLINA FINANCIAL SERVICES

CRD#: 19475 / SEC#: 801-121339, 8-37519

RIA
Registered Investment Advisory firm - SEC (5/28/2021 Approved)
California
Registered Investment Advisory firm - SEC (8/12/2021 Terminated)
Florida
Registered Investment Advisory firm - SEC (7/13/2021 Terminated)
Georgia
Registered Investment Advisory firm - SEC (7/13/2021 Terminated)
Kentucky
Registered Investment Advisory firm - SEC (7/13/2021 Terminated)
Massachusetts
Registered Investment Advisory firm - SEC (7/13/2021 Terminated)
Minnesota
Registered Investment Advisory firm - SEC (8/11/2021 Terminated)
Nevada
Registered Investment Advisory firm - SEC (8/13/2021 Terminated)
New Jersey
Registered Investment Advisory firm - SEC (5/25/2016 Terminated)
North Carolina
Registered Investment Advisory firm - SEC (8/5/2021 Terminated)
North Dakota
Registered Investment Advisory firm - SEC (7/13/2021 Terminated)
Pennsylvania
Registered Investment Advisory firm - SEC (12/15/2016 Terminated)
South Carolina
Registered Investment Advisory firm - SEC (7/13/2021 Terminated)
South Dakota
Registered Investment Advisory firm - SEC (7/13/2021 Terminated)
Texas
Registered Investment Advisory firm - SEC (7/13/2021 Terminated)
Virginia
Registered Investment Advisory firm - SEC (11/19/2009 Terminated)
Wisconsin
Registered Investment Advisory firm - SEC (7/13/2021 Terminated)
BD
Broker-Dealer Firm Regulated by FINRA (Atlanta district office)
Upgrade to AdvisorCheck Premium
Get A Biweekly Pulse, AutomaticallyReceive biweekly alerts automatically. Stay informed and proactive.
Catch Firm-Level Red Flags SoonerCatch leadership changes and disclosures early, before issues escalate.
See Trends. Not Just SnapshotsMonitor firm stability metrics like AUM and advisor ratios over time.

Contact information

Main Address
3300 Battleground Avenue Suite 202 Suite 202, Greensboro, NC 27410
Mailing Address
3300 Battleground Avenue Suite 202, Greensboro, NC 27410-2447
Phone number
(336) 288-6890
Established
North Carolina since 09/17/1986
Firm type
Corporation
Fiscal year end
December
Firm Size
Small
# of Employees
14

SEC notice filing (12 States and Territories)

Blank US states mapAlaskaHawaiiAlabamaArkansasArizonaCaliforniaColoradoConnecticutDelawareFloridaGeorgiaIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWisconsinWest VirginiaWyoming

FINRA licenses (21 States and Territories)

Blank US states mapAlaskaHawaiiAlabamaArkansasArizonaCaliforniaColoradoConnecticutDelawareFloridaGeorgiaIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWisconsinWest VirginiaWyoming

Documents

Customer Relationship Summary (CRS / SEC)Customer Relationship Summary (CRS / FINRA)Latest Form ADV

Part 2 Brochures

ADV PART 2A (3/25/2025)
ADV PART2B (3/14/2025)

Direct owners and executive officers

NamePositionCRD#
NAVOLANIC, JOSEPH EUGENEPRESIDENT/FIN OP727399
KINDLEY, MARCUS DALECHIEF COMPLIANCE OFFICER/VICE PRESIDENT734449

Regulatory assets under management

Total Number of Accounts381
AUM (Assets Under Management)$ 130,750,464

Disclosures

Regulatory Event2
Arbitration1

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Company Information

INTERCAROLINA FINANCIAL SERVICES, INC.

CRD#: 19475Greensboro, NC 27410-2447

TRUST BUT VERIFY

Monitor Percy Smith

Get automatic monthly alerts on:
Job or Firm Moves
Licensing Changes
Client Complaints
New Red Flags
Contact Information Updates

Similar Advisors

Ann Benjamin Zuraw
Ann ZurawAdvisorCheck Check Mark
ZURAW FINANCIAL ADVISORS, LLC
IAR
Greensboro, NC
footer-logo
How We Help
Advisor Search
Find Advisors by State
Blog
Glossary
For Advisors
About Us
Help Center
Terms Of UsePrivacy PolicySubscription Policy
Help Center
AdvisorCheck does not offer investment advice and should not replace discussions with professional accounting, tax, legal or financial advisors.© 2025 AdvisorCheck, an AIMR Analytics company. All rights reserved.