Margo J. Scepaniak

OSAIC WEALTH

Avon, MN 56310

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CRD#: 2430539

Professional summary

Margo Jane Scepaniak, AIF®, who also goes by Margo Jane Black, Margo Jane Black Scepaniak, is a registered financial advisor currently at OSAIC WEALTH, INC. located in Avon, Minnesota.

Margo is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1994. Margo has worked at 7 firms and has passed the Series 65, Series 63, SIE and Series 6 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Margo Jane Black | Margo Jane Black Scepaniak

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

1)BLACK FINANCIAL SERVICES, INC. POSITION: owner NATURE: C Corp INVESTMENT RELATED: Yes NUMBER OF HOURS: 160 SECURITIES TRADING HOURS: 160 START DATE: 01/01/1990 ADDRESS: 110 Avon Ave North, Avon MN 56310, United States DESCRIPTION: Owner of Black Financial Services 2)BLACK FINANCIAL SERVICES, INC. POSITION: Owner NATURE: Corporation INVESTMENT RELATED: Yes NUMBER OF HOURS: 20 SECURITIES TRADING HOURS: 20 START DATE: 01/01/1991 ADDRESS: 110 Avon Avenue North, Avon MN 56310, United States DESCRIPTION: Sale of Life and Health Insurance. 3) BLACK FINANCIAL SERVICES, INC. POSITION: Power of Attorney NATURE: C Corporation INVESTMENT RELATED: Yes NUMBER OF HOURS: 10 SECURITIES TRADING HOURS: 1 START DATE: 06/10/2022 ADDRESS: 110 Avon Avenue North, PO Box 110, Avon MN 56310, United States DESCRIPTION: Granted as Power of Attorney and given general authority over my Aunt, Lois Bry. Includes the handling of Lois's expenses.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Margo Jane Scepaniak's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

CRS (Client Relationship Summary) - BD

Click below to view Margo Jane Scepaniak's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

AIF^®

Accredited Investment Fiduciary

Experience

Current

January 19, 2024 - Present

OSAIC WEALTH, INC.

Office #1: 110 Avon Ave North, Avon, MN 56310

RIA

CRD#: 23131

Avon, MN

Current

January 19, 2024 - Present

OSAIC WEALTH, INC.

Office #1: 110 Avon Ave North, Avon, MN 56310

RIA

CRD#: 23131

Avon, MN

Past

March 18, 2019 - January 19, 2024

WOODBURY FINANCIAL SERVICES, INC.

RIA

CRD#: 421

AVON, MN

Past

March 18, 2019 - January 19, 2024

WOODBURY FINANCIAL SERVICES, INC.

CRD#: 421

AVON, MN

Past

February 14, 2018 - March 27, 2019

LPL FINANCIAL LLC

RIA

CRD#: 6413

AVON, MN

Past

February 14, 2018 - March 27, 2019

LPL FINANCIAL LLC

CRD#: 6413

AVON, MN

Past

September 18, 2000 - February 15, 2018

SII INVESTMENTS, INC.

RIA

CRD#: 2225

AVON, MN

Past

September 18, 2000 - February 14, 2018

SII INVESTMENTS, INC.

CRD#: 2225

AVON, MN

Past

July 1, 1999 - September 15, 2000

CETERA WEALTH SERVICES, LLC

CRD#: 13572

EL SEGUNDO, CA

Past

September 30, 1997 - July 2, 1999

WORKMAN SECURITIES CORPORATION

CRD#: 31898

EDEN PRAIRIE, MN

Past

May 6, 1994 - December 31, 1995

VOYA FINANCIAL ADVISORS, INC.

CRD#: 2882

WINDSOR, CT

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

OSAIC WEALTH, INC.

CRD#: 23131 / SEC#: 801-54859, 8-40218

RIA

Registered Investment Advisory firm - SEC (9/10/1997 Approved)

Broker-Dealer Firm Regulated by FINRA (Denver district office)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

Alabama
(2/8/2024)

Arizona
(1/19/2024)

California
(1/19/2024)

Colorado
(1/19/2024)

Florida
(1/19/2024)

IAR

Florida
(1/19/2024)

Hawaii
(1/19/2024)

Idaho
(1/19/2024)

Illinois
(1/19/2024)

Iowa
(1/19/2024)

IAR

Iowa
(1/19/2024)

Kansas
(1/19/2024)

Michigan
(1/19/2024)

Minnesota
(1/19/2024)

IAR

Minnesota
(1/19/2024)

Missouri
(7/3/2024)

Montana
(1/19/2024)

Nevada
(1/19/2024)

New Mexico
(1/19/2024)

New York
(1/19/2024)

North Dakota
(1/19/2024)

IAR

North Dakota
(1/19/2024)

Ohio
(1/19/2024)

Oklahoma
(1/19/2024)

Oregon
(1/19/2024)

Pennsylvania
(1/19/2024)

South Dakota
(1/19/2024)

Texas
(1/19/2024)

IAR

Texas
(1/19/2024)

Vermont
(1/19/2024)

Virginia
(1/19/2024)

Washington
(1/19/2024)

Wisconsin
(1/19/2024)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state. Note: This rule does not apply to broker-dealer activity.

Exams

State Security Law Exam

IAR

Series 65

Date: 11/13/2000

Uniform Investment Adviser Law Examination

State Security Law Exam

Series 63

Date: 2/4/1998

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 6

Date: 5/3/1994

Investment Company Products/Variable Contracts Representative Examination

SRO Registrations

FINRA

Current Firm

OSAIC WEALTH, INC.

CRD#: 23131 / SEC#: 801-54859, 8-40218

RIA

Registered Investment Advisory firm - SEC (9/10/1997 Approved)

Broker-Dealer Firm Regulated by FINRA (Denver district office)

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Contact information

Main Address

18700 N. Hayden Road Suite 255, Scottsdale, AZ 85255

Mailing Address

18700 N. Hayden Road Suite 255, Scottsdale, AZ 85255

Phone number

(800) 821-5100

Established

Delaware since 08/05/1988

Firm type

Corporation

Fiscal year end

December

Firm Size

Large

# of Employees

8,717

SEC notice filing (53 States and Territories)

FINRA licenses (53 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Customer Relationship Summary (CRS / FINRA)

Latest Form ADV

Part 2 Brochures

OSAIC WEALTH, INC ADV PART 2A (10/20/2025)

SIGNATOR MANAGED ACCOUNT PLATFORM (3/31/2025)

Direct owners and executive officers

Name	Position	CRD#
OSAIC, INC.	SHAREHOLDER
CORNICK, GREGORY ALLEN	CEO, PRESIDENT, DIRECTOR	3132991
FORD, ERINN JUNE	DIRECTOR	2176816
MIHAL, SHAWN MICHAEL	SVP, CHIEF COMPLIANCE OFFICER	3262384
MITCHELL, CHRISTOPHER MILLS	CORPORATE TREASURER, FINANCIAL PRINCIPAL	2420144
PRICE, JAMES DALE	CHAIRMAN	1243224
SCHLUETER, MATTHEW ADAM	EVP, OPERATIONS AND TECHNOLOGY SOLUTIONS, DIRECTOR	2627931

Regulatory assets under management

Total Number of Accounts	797,559
AUM (Assets Under Management)	$ 200,266,275,275

Disclosures

Regulatory Event	50
Arbitration	31
Bond	7

Accountant surprise examination report

Filing Date	Form ADV-E Cover	Form ADV-E Report
11/14/2025	Cover Page	Report
12/18/2024	Cover Page	Report
01/26/2024	Cover Page	Report

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Margo J. Scepaniak

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Margo Jane Scepaniak's CRS (Customer Relationship Summary).

CRS (Client Relationship Summary) - BD

Click below to view Margo Jane Scepaniak's CRS (Customer Relationship Summary).

Certified licenses

Experience

OSAIC WEALTH, INC.

WOODBURY FINANCIAL SERVICES, INC.

WOODBURY FINANCIAL SERVICES, INC.

LPL FINANCIAL LLC

LPL FINANCIAL LLC

SII INVESTMENTS, INC.

SII INVESTMENTS, INC.

CETERA WEALTH SERVICES, LLC

WORKMAN SECURITIES CORPORATION

VOYA FINANCIAL ADVISORS, INC.

Primary Firm SEC Registration

OSAIC WEALTH, INC.

State Registrations and Notice Filings

Exams

Series 65

Date: 11/13/2000

Series 63

Date: 2/4/1998

SIE

Date: 10/1/2018

Series 6

Date: 5/3/1994

FINRA

Current Firm

OSAIC WEALTH, INC.

Contact information

SEC notice filing (53 States and Territories)

FINRA licenses (53 States and Territories)

Documents

Part 2 Brochures

Direct owners and executive officers

Regulatory assets under management

Disclosures

Accountant surprise examination report

Red Flags

Company Information

OSAIC WEALTH, INC.

TRUST BUT VERIFY

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