Charles W. Heil

BFC PLANNING

CEDAR RAPIDS, IA 52402

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CRD#: 241766

Professional summary

Charles William Heil III, who also goes by Charles William Heil, Fritz Heil, is a registered financial advisor currently at BFC PLANNING, INC. located in Cedar Rapids, Iowa and BERTHEL, FISHER & COMPANY FINANCIAL SERVICES, INC. located in Manchester, Missouri.

Charles is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1966. Charles has worked at 11 firms and has passed the Series 65, Series 63, Series 7TO, SIE, Series 1, Series 24 and Series 40 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Charles William Heil | Fritz Heil

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

HEIL PACKING CO, PRESIDENT, FOOD ITEMS DURING THE HOLIDAYS, 4 WEEKS A YEAR IN DECEMBER, 2 HOURS PER WEEK, NONE DURING NORMAL FIRM BUSINESS HOURS; Clayton Management & Research LLC- Organizer in Articles of Organization; PRESIDENT, SUGAR CREEK INVESTMENT ADVISORY GROUP, INVESTMENT-RELATED, 100% OWNED LLC DBA - CP WEALTH MANAGEMENT - FINANCIAL SERVICES - ALL HOURS OF TRADING - INVESTMENTS AND SECURITIES OFFERED THROUGH MOLONEY SECURITIES CO., INC.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Charles William Heil III's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

December 5, 2025 - Present

BFC PLANNING, INC.

Office #1: 4201 42nd Street Ne Suite 100, Cedar Rapids, IA 52402

RIA

CRD#: 119682

CEDAR RAPIDS, IA

Current

December 5, 2025 - Present

BERTHEL, FISHER & COMPANY FINANCIAL SERVICES, INC.

Office #1: 13537 Barrett Parkway Drive #300, Manchester, MO 63021

RIA

CRD#: 13609

MANCHESTER, MO

Past

March 17, 2016 - December 31, 2016

MOLONEY INVESTMENT ADVISORY LLC

RIA

CRD#: 282140

MANCHESTER, MO

Past

February 23, 2016 - December 5, 2025

MOLONEY SECURITIES ASSET MANAGEMENT LLC

RIA

CRD#: 282448

MANCHESTER, MO

Past

December 13, 2012 - April 27, 2016

MOLONEY SECURITIES CO., INC.

RIA

CRD#: 38535

MANCHESTER, MO

Past

December 13, 2012 - December 5, 2025

MOLONEY SECURITIES CO., INC.

CRD#: 38535

MANCHESTER, MO

Past

March 29, 2004 - December 11, 2012

SMITH, MOORE & CO.

RIA

CRD#: 3441

CLAYTON, MO

Past

March 29, 2004 - December 11, 2012

SMITH, MOORE & CO.

CRD#: 3441

CLAYTON, MO

Past

December 2, 1998 - March 24, 2004

R.T. JONES CAPITAL EQUITIES, INC.

RIA

CRD#: 19775

ST LOUIS, MO

Past

April 20, 1998 - March 24, 2004

R.T. JONES CAPITAL EQUITIES, INC.

CRD#: 19775

ST. LOUIS, MO

Past

June 12, 1988 - April 14, 2004

CAPITAL EQUITIES MANAGEMENT LLC

RIA

CRD#: 118199

ST. LOUIS, MO

Past

September 9, 1986 - April 29, 1998

HUNTLEIGH SECURITIES CORPORATION

CRD#: 7456

ST. LOUIS, MO

Past

July 18, 1980 - September 5, 1986

THE HEITNER CORPORATION

CRD#: 2162

Past

September 5, 1975 - July 1, 1980

MCCOURTNEY-BRECKENRIDGE & COMPANY

CRD#: 2708

Past

May 25, 1966 - October 2, 1975

THE HEITNER CORPORATION

CRD#: 2162

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

BFC PLANNING, INC.

1ST & MAIN INVESTMENT ADVISORS - ADVISORY SERVICES OFFERED THROUGH BFC PLANNING, INC. | GREAT LAKES BAY FINANCIAL | BFC PLANNING, INC. | BERTHEL FISHER & COMPANY PLANNING, INC. | BEDROCK INVESTMENT ADVISORS, LLC

CRD#: 119682 / SEC#: 801-67427

RIA

Registered Investment Advisory firm - (1/3/2007 Approved)

Iowa

Registered Investment Advisory firm - (3/5/2007 Terminated)

Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

Colorado
(12/5/2025)

Florida
(12/6/2025)

Illinois
(12/5/2025)

Indiana
(12/5/2025)

Kansas
(12/5/2025)

Kentucky
(12/5/2025)

Maryland
(12/5/2025)

Massachusetts
(12/5/2025)

Missouri
(12/5/2025)

IAR

Missouri
(12/5/2025)

North Carolina
(12/5/2025)

Tennessee
(12/5/2025)

Texas
(12/5/2025)

IAR

Texas
(12/5/2025)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state. Note: This rule does not apply to broker-dealer activity.

Exams

State Security Law Exam

IAR

Series 65

Date: 5/30/2007

Uniform Investment Adviser Law Examination

State Security Law Exam

Series 63

Date: 2/17/1986

Uniform Securities Agent State Law Examination

General Industry/Product Exam

Series 7TO

Date: 1/2/2023

General Securities Representative Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 1

Date: 11/12/1964

Registered Representative Examination

Principal/Supervisory Exam

Series 24

Date: 1/2/2023

General Securities Principal Examination

Principal/Supervisory Exam

Series 40

Date: 3/12/1977

Registered Principal Examination

SRO Registrations

FINRA

Current Firm

BFC PLANNING, INC.

CRD#: 119682 / SEC#: 801-67427

RIA

Registered Investment Advisory firm - (1/3/2007 Approved)

Iowa

Registered Investment Advisory firm - (3/5/2007 Terminated)

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Contact information

Main Address

4201 42nd Street Ne Suite 100, Cedar Rapids, IA 52402

Mailing Address

Phone number

(319) 447-5700

Established

Firm type

Fiscal year end

# of Employees

200

SEC notice filing (51 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

BFC PLANNING ADV PART 2 (3/26/2025)

Regulatory assets under management

Total Number of Accounts	8,756
AUM (Assets Under Management)	$ 2,026,848,859

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Advisor Monitoring

Firm Stability Insights

Charles W. Heil

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Charles William Heil III's CRS (Customer Relationship Summary).

Certified licenses

Experience

BERTHEL, FISHER & COMPANY FINANCIAL SERVICES, INC.

MOLONEY INVESTMENT ADVISORY LLC

MOLONEY SECURITIES ASSET MANAGEMENT LLC

MOLONEY SECURITIES CO., INC.

MOLONEY SECURITIES CO., INC.

SMITH, MOORE & CO.

SMITH, MOORE & CO.

R.T. JONES CAPITAL EQUITIES, INC.

R.T. JONES CAPITAL EQUITIES, INC.

CAPITAL EQUITIES MANAGEMENT LLC

HUNTLEIGH SECURITIES CORPORATION

THE HEITNER CORPORATION

MCCOURTNEY-BRECKENRIDGE & COMPANY

THE HEITNER CORPORATION

Primary Firm SEC Registration

BFC PLANNING, INC.

State Registrations and Notice Filings

Exams

Series 65

Date: 5/30/2007

Series 63

Date: 2/17/1986

Series 7TO

Date: 1/2/2023

SIE

Date: 10/1/2018

Series 1

Date: 11/12/1964

Series 24

Date: 1/2/2023

Series 40

Date: 3/12/1977

FINRA

Current Firm

BFC PLANNING, INC.

Contact information

SEC notice filing (51 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

BFC PLANNING, INC.

TRUST BUT VERIFY

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