Bernard S. Totty

KEYSTONE FINANCIAL GROUP

Lexington, KY 40503

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CRD#: 2402951

Professional summary

Bernard Seward Totty, who also goes by Seward Totty, is a registered financial advisor currently at KEYSTONE FINANCIAL GROUP, LLC located in Lexington, Kentucky and LPL FINANCIAL LLC located in Lexington, Kentucky.

Bernard is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1993. Bernard has worked at 3 firms and has passed the Series 65, Series 63, SIE and Series 7 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Seward Totty

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

(1) 1/2/2013: DBA ONLY - KEYSTONE FINANCIAL GROUP - LEXINGTON, KY (2) 04/25/2014 - REGISTERED INVESTMENT ADVISOR - KEYSTONE FINANCIAL GROUP - ADVICE FOR A FIXED FEE - 65% OF TIME SPENT - LEXINGTON, KS (3) 03/27/2015 - B. SEWARD TOTTY, LLC - BUSINESS ENTITY FOR TAX/INVESTMENT PURPOSES ONLY - BUSINESS ENTITY - B. SEWARD TOTTY, LLC - TIME SPENT - 160 HOURS PER MONTH - LEXINGTON, KY

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Bernard Seward Totty's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

March 31, 2014 - Present

KEYSTONE FINANCIAL GROUP, LLC

Office #1: 527 Wellington Way, Ste 225, Lexington, KY 40503

RIA

CRD#: 170201

Lexington, KY

Current

August 10, 2009 - Present

LPL FINANCIAL LLC

Office #1: 527 Wellington Way #225, Lexington, KY 40503-1375

RIA

CRD#: 6413

Lexington, KY

Past

November 1, 2018 - October 8, 2020

LPL FINANCIAL LLC

RIA

CRD#: 6413

LEXINGTON, KY

Past

August 10, 2009 - November 2, 2015

LPL FINANCIAL LLC

RIA

CRD#: 6413

LEXINGTON, KY

Past

January 13, 2004 - August 13, 2009

J.J.B. HILLIARD, W.L. LYONS, LLC

RIA

CRD#: 453

LEXINGTON, KY

Past

November 12, 1993 - August 13, 2009

J.J.B. HILLIARD, W.L. LYONS, LLC

CRD#: 453

LEXINGTON, KY

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

KEYSTONE FINANCIAL GROUP, LLC

CRD#: 170201 / SEC#: 801-79274

RIA

Registered Investment Advisory firm - (2/26/2014 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

Alabama
(11/9/2010)

California
(2/19/2015)

District of Columbia
(8/10/2009)

Florida
(8/10/2009)

Georgia
(10/16/2020)

Illinois
(7/8/2015)

Kentucky
(8/10/2009)

IAR

Kentucky
(3/31/2014)

New Jersey
(10/18/2021)

North Carolina
(8/27/2009)

Tennessee
(4/4/2022)

Texas
(11/1/2018)

Virginia
(8/10/2009)

Washington
(8/10/2009)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state. Note: This rule does not apply to broker-dealer activity.

Exams

State Security Law Exam

IAR

Series 65

Date: 11/30/1999

Uniform Investment Adviser Law Examination

State Security Law Exam

Series 63

Date: 1/7/1994

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 11/11/1993

General Securities Representative Examination

SRO Registrations

FINRA

Current Firm

KEYSTONE FINANCIAL GROUP, LLC

CRD#: 170201 / SEC#: 801-79274

RIA

Registered Investment Advisory firm - (2/26/2014 Approved)

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Contact information

Main Address

527 Wellington Way, Ste 225, Lexington, KY 40503

Mailing Address

Phone number

(859) 317-8316

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (21 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

KEYSTONE FINANCIAL GROUP, LLC ADV PART 2A (3/25/2025)

KEYSTONE FINANCIAL GROUP, LLC ADV PART 2A APPENDIX 1 (3/25/2025)

Regulatory assets under management

Total Number of Accounts	6,153
AUM (Assets Under Management)	$ 1,858,938,537

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Contact information

xxxxx@xxxx.xxx

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Advisor Monitoring

Firm Stability Insights

Bernard S. Totty

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Bernard Seward Totty's CRS (Customer Relationship Summary).

Certified licenses

Experience

LPL FINANCIAL LLC

LPL FINANCIAL LLC

LPL FINANCIAL LLC

J.J.B. HILLIARD, W.L. LYONS, LLC

J.J.B. HILLIARD, W.L. LYONS, LLC

Primary Firm SEC Registration

KEYSTONE FINANCIAL GROUP, LLC

State Registrations and Notice Filings

Exams

Series 65

Date: 11/30/1999

Series 63

Date: 1/7/1994

SIE

Date: 10/1/2018

Series 7

Date: 11/11/1993

FINRA

Current Firm

KEYSTONE FINANCIAL GROUP, LLC

Contact information

SEC notice filing (21 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

KEYSTONE FINANCIAL GROUP, LLC

TRUST BUT VERIFY

Contact information

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