Donald A. Joyal

FLAGSHIP WEALTH ADVISORS.

Wakefield, MA 01880

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CRD#: 2397903

Professional summary

Donald Alde Joyal, who also goes by Joyal, is a registered financial advisor currently at FLAGSHIP WEALTH ADVISORS, LLC. located in Wakefield, Massachusetts and OSAIC WEALTH, INC. located in Plymouth, Massachusetts.

Donald is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1994. Donald has worked at 4 firms and has passed the Series 63, SIE and Series 6 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Joyal

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

1) ENTERTAINMENT CAPITAL MANAGEMENT LLC; NON-INVESTMENT RELATED; 50 RESNIK ROAD PLYMOUTH MA 02360; MEMBER; STARTED 04/04/2007; 10 HRS/MTH; 10 HRS/MTH DURING ST HOURS; DEVELOP RELATIONSHIPS IN THE PROFESSIONAL ENTERTAINMENT ARENA. 2) JOYAL PROPERTY & LIABILITY INSURANCE AGENCY INC II; NON-INVESTMENT RELATED; 50 RESNIK ROAD PLYMOUTH MA 02360; PRESIDENT; STARTED 1997; 10 HRS/MTH; 10 HRS/MTH DURING ST HOURS; REFER CLIENTS TO A PROPERTY & LIABILITY AGENCY FOR COVERAGE OPTIONS. 3) JOYAL FINANCIAL MANAGEMENT GROUP POSITION: sole proprietor NATURE: Sole Proprietorship INVESTMENT RELATED: Yes NUMBER OF HOURS: 160 SECURITIES TRADING HOURS: 160 START DATE: 09/17/2015 ADDRESS: 50 Resnik Rd., Suite 300, Plymouth MA 02360 DESCRIPTION: Fixed AnnuitiesLife InsuranceDisability InsuranceNursing Home Insurance 4) FLAGSHIP WEALTH ADVISORS POSITION: An exempted investment advisor representative, approved from the state of Massachusetts. This position is for soliciting purposes only. NATURE: Solicitorof Flagship Wealth Advisors. INVESTMENT RELATED: Yes NUMBER OF HOURS: 10 SECURITIES TRADING HOURS: 8 START DATE: 12/09/2014 ADDRESS: 301 Edgewater Place, Suite 400, Wakefield MA 01880 DESCRIPTION: I refer clients to Flagship Wealth Advisors as a solicitor. 5) DONALD JOYAL DBA JOYAL INSURANCE AGENCY POSITION: Owner - NATURE: Sole Proprietorship - Life insurance, nursing home home healthcare insurance sales INVESTMENT RELATED: No NUMBER OF HOURS: 70 SECURITIES TRADING HOURS: 0 START DATE: 01/01/1982 ADDRESS: 50 Resnik Road, Plymouth MA 02360, United States DESCRIPTION: life insurance sales, nursing home home health care sales 6) ELLIS LAW GROUP POSITION: Recommendation NATURE: Corporation INVESTMENT RELATED: No NUMBER OF HOURS: 4 SECURITIES TRADING HOURS: 0 START DATE: 05/11/2023 ADDRESS: 4755 Technology Way ste 205, Boca Raton FL 33431, United States DESCRIPTION: Recommendation only 7) GUARANTEED RATE POSITION: Recommendation NATURE: Recommendation only INVESTMENT RELATED: No NUMBER OF HOURS: 4 SECURITIES TRADING HOURS: 0 START DATE: 05/11/2023 ADDRESS: 3940 N Ravensswood Ave, Chicago IL 60613, United States DESCRIPTION: Recommendation only 8) JOYAL CONSULTING AGENCY INC POSITION: Owner NATURE: Sole Proprietorship- Life Insurance, Nursing Home, Home Healthcare, Insurance sales INVESTMENT RELATED: No NUMBER OF HOURS: 70 SECURITIES TRADING HOURS: 0 START DATE: 09/16/2024 ADDRESS: 50 Resnik Rd, Plymouth MA 02360, United States DESCRIPTION: Life Insurance sales, Nursing home, Home Healthcare Care, Sales

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Donald Alde Joyal's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

December 9, 2014 - Present

FLAGSHIP WEALTH ADVISORS, LLC.

Office #1: 301 Edgewater Place Suite 400, Wakefield, MA 01880

RIA

CRD#: 131962

Wakefield, MA

Current

March 7, 2001 - Present

OSAIC WEALTH, INC.

Office #1: 50 Resnik Road Suite 300, Plymouth, MA 02360

RIA

CRD#: 23131

Plymouth, MA

Past

January 2, 2001 - January 22, 2001

OSAIC WEALTH, INC.

CRD#: 23131

SCOTTSDALE, AZ

Past

May 3, 1999 - March 7, 2001

PARK AVENUE SECURITIES LLC

CRD#: 46173

NEW YORK, NY

Past

June 7, 1994 - May 3, 1999

GUARDIAN INVESTOR SERVICES LLC

CRD#: 6635

NEW YORK, NY

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

FLAGSHIP WEALTH ADVISORS, LLC.

FLAGSHIP ADVISORS LLC | FLAGSHIP WEALTH ADVISORS, LLC. | FLAGSHIP FINANCIAL ADVISORS, LLC

CRD#: 131962 / SEC#: 801-112001

RIA

Registered Investment Advisory firm - (11/2/2017 Approved)

Arizona

Registered Investment Advisory firm - (11/6/2017 Terminated)

Connecticut

Registered Investment Advisory firm - (11/6/2017 Terminated)

Florida

Registered Investment Advisory firm - (11/6/2017 Terminated)

Louisiana

Registered Investment Advisory firm - (11/8/2017 Terminated)

Massachusetts

Registered Investment Advisory firm - (11/6/2017 Terminated)

New Jersey

Registered Investment Advisory firm - (1/2/2018 Terminated)

New York

Registered Investment Advisory firm - (11/6/2017 Terminated)

Texas

Registered Investment Advisory firm - (11/6/2017 Terminated)

Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

Arizona
(2/13/2004)

California
(3/7/2001)

Colorado
(1/31/2008)

Connecticut
(3/7/2001)

District of Columbia
(9/2/2011)

Florida
(3/7/2001)

Georgia
(6/23/2015)

Idaho
(11/16/2021)

Illinois
(6/6/2022)

Maine
(11/10/2004)

Maryland
(9/11/2007)

Massachusetts
(3/7/2001)

IAR

Massachusetts
(12/9/2014)

Michigan
(12/21/2018)

Mississippi
(5/19/2022)

Missouri
(3/2/2023)

New Hampshire
(3/7/2001)

New Jersey
(3/7/2001)

New Mexico
(1/31/2008)

New York
(3/7/2001)

North Carolina
(1/5/2007)

Ohio
(3/10/2022)

Oregon
(5/19/2016)

Pennsylvania
(3/13/2007)

Rhode Island
(3/9/2001)

South Carolina
(8/31/2011)

Tennessee
(1/28/2022)

Texas
(5/6/2016)

Utah
(8/5/2019)

Vermont
(9/10/2007)

Virginia
(9/11/2007)

Washington
(12/23/2013)

West Virginia
(4/2/2014)

Wisconsin
(10/15/2012)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state. Note: This rule does not apply to broker-dealer activity.

Exams

State Security Law Exam

Series 63

Date: 11/23/1993

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 6

Date: 6/6/1994

Investment Company Products/Variable Contracts Representative Examination

SRO Registrations

FINRA

Current Firm

FLAGSHIP WEALTH ADVISORS, LLC.

FLAGSHIP ADVISORS LLC | FLAGSHIP WEALTH ADVISORS, LLC. | FLAGSHIP FINANCIAL ADVISORS, LLC

CRD#: 131962 / SEC#: 801-112001

RIA

Registered Investment Advisory firm - (11/2/2017 Approved)

Arizona

Registered Investment Advisory firm - (11/6/2017 Terminated)

Connecticut

Registered Investment Advisory firm - (11/6/2017 Terminated)

Florida

Registered Investment Advisory firm - (11/6/2017 Terminated)

Louisiana

Registered Investment Advisory firm - (11/8/2017 Terminated)

Massachusetts

Registered Investment Advisory firm - (11/6/2017 Terminated)

New Jersey

Registered Investment Advisory firm - (1/2/2018 Terminated)

New York

Registered Investment Advisory firm - (11/6/2017 Terminated)

Texas

Registered Investment Advisory firm - (11/6/2017 Terminated)

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Contact information

Main Address

301 Edgewater Place Suite 400, Wakefield, MA 01880

Mailing Address

Phone number

(800) 631-9997

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (13 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

FLAGSHIP WEALTH ADVISORS PART 2 BROCHURE (10/16/2025)

SCOTT FACCHETTI PART 2B BROCHURE (3/31/2025)

SUSAN BIG PART 2B ADV (3/31/2025)

PAUL V. RYAN, JR. PART 2B BROCHURE (3/31/2025)

BARBARA REED PART 2B ADV (3/31/2025)

Regulatory assets under management

Total Number of Accounts	698
AUM (Assets Under Management)	$ 607,544,183

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Advisor Monitoring

Firm Stability Insights

Donald A. Joyal

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Donald Alde Joyal's CRS (Customer Relationship Summary).

Certified licenses

Experience

OSAIC WEALTH, INC.

OSAIC WEALTH, INC.

PARK AVENUE SECURITIES LLC

GUARDIAN INVESTOR SERVICES LLC

Primary Firm SEC Registration

FLAGSHIP WEALTH ADVISORS, LLC.

State Registrations and Notice Filings

Exams

Series 63

Date: 11/23/1993

SIE

Date: 10/1/2018

Series 6

Date: 6/6/1994

FINRA

Current Firm

FLAGSHIP WEALTH ADVISORS, LLC.

Contact information

SEC notice filing (13 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

FLAGSHIP WEALTH ADVISORS, LLC.

TRUST BUT VERIFY

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